# Swift Deal Funding — Full Content Index > Same-day funding for real estate wholesalers. All 50 states. Direct private lender providing transactional funding (EMD, Double Close, Stack/Morby, Echo) and longer-term hard money/DSCR loans for real estate investors and wholesalers across all 50 US states. This file contains the full content of the most important pages on swiftdealfunding.com, formatted for AI assistants and language models. Last generated: 2026-05-25. --- ## / Direct Private Lender · All 50 States Need your deal funded? Same-day decisions. Funds wired by 9 AM on the date of your choice. Direct private lender for real estate investors, flippers and developers. $50,000 to $100,000,000+. No credit check. No income verification. All 50 states. Apply for Funding How It Works Submit your contracts and documents online — typical apply time is under 10 minutes. 500 Deals $15M+ Funded 80 Clients 50 Partners Track record across Swift Deal Funding and partner lenders over the past 12 months. Transactional Funding Products Four ways we fund your deal Each product fits a specific deal structure. Pick what matches your transaction — our underwriting team reviews complete applications within 24 hours. EMD Funding Up to $500K Earnest Money Deposits Secure your deals with quick EMD funding during the inspection or due diligence period. No credit checks, no paperwork delays. Learn more → Double Close Up to $100M+ Same-Day A→B→C 100% financing for wholesale double closings. Funds wired by 9 AM on closing day. Standard turnaround ~48 hours. Learn more → Stack Funding Up to $10M Morby Method Cash for closing on deals with seller carry-back covering the down payment. Net $0 out of pocket options. Learn more → Echo Funding Up to $10M Transactional Down Payment Fund the end buyer's down payment, repaid from seller proceeds at closing. Flat 2.5% fee. Learn more → Process From application to wire in 4 steps Step 1 Submit application Online form with document upload. Typical time: under 10 minutes. Step 2 Deal review Underwriter verifies contracts, confirms end buyer, validates title coordination. 2-4 hours typically. Step 3 Approval & wire instructions Confirmation sent in writing. Wire instructions delivered to title company. Step 4 Closing day Funds wired by 9 AM. Deal closes. Funds returned end of day. Full process details → Pricing Transparent fee structure All fees disclosed upfront in writing before commitment. No application fees, no origination fees, no hidden costs. EMD has the only upfront fees — collected after title confirms the file. Product Funding Limit Pricing Upfront Fees Best For EMD $500K 5% up + 20% close, or 10% up + 0% close Yes ($500-$1K min) Locking up properties during inspection Double Close $100M+ 1.25% up to $1M, lower above None Wholesale A→B→C double closings Stack $10M 2.5% flat None Deals with seller carry-back covering down payment Echo $10M 2.5% flat None End-buyer down payment funded from assignment fee Common Questions FAQs How fast can you fund a deal? + Standard turnaround is about 48 hours from a complete application to wire-ready. Same-day funding is possible when applications arrive before 11 AM Eastern with all required documents — both contracts executed, end-buyer verification, and title commitment. We wire funds to the closing agent by 9 AM on the day of closing. Do you check credit or verify income? + No. Transactional funding is secured by the deal itself, not by personal credit or income. We do not pull credit, verify income, verify assets, or require tax returns. We verify the borrower's identity and the transaction documents. What states do you lend in? + All 50 US states. Closings are coordinated through licensed title companies or closing attorneys in the state where the property is located. Some states have specific documentation requirements that we review during underwriting. How much do you charge? + Pricing varies by product. EMD: 5% upfront + 20% at close, or 10% upfront with 0% at close. Double Close: 1.25% up to $1M, lower percentages above. Stack and Echo: flat 2.5% of funded amount. All fees disclosed upfront in writing before commitment. Are there upfront fees? + Only for EMD funding (after title confirms the file). Double Close, Stack, and Echo have no upfront fees — everything is collected through the closing statement on the day of close. View all FAQs → Have a deal to fund? Submit your application online with contracts and end-buyer verification. Typical apply time: under 10 minutes. Same-day decisions for complete files before 2 PM Eastern. Apply for Funding Talk to Underwriting --- ## /about/ About Swift Deal Funding Same-day funding for real estate wholesalers. All 50 states. What we do Swift Deal Funding is a direct private lender focused exclusively on transactional funding for real estate. We provide capital for four specific scenarios: earnest money deposits (EMD), same-day wholesale double closings (Double Close), seller carry-back down payment coverage (Stack / Morby Method), and end-buyer down payment funding repaid from assignment fees (Echo). For longer-term real estate financing, we also offer hard money and DSCR loan programs. Who we serve Active real estate wholesalers and investors who need fast, deal-secured funding without the friction of traditional bank lending. Our customers typically execute multiple deals per year, value speed and predictability over the lowest possible cost, and have established relationships with title companies. We work with new wholesalers on their first deal and with experienced investors closing seven-figure transactions — the deal underwrites, not the borrower's credit. How we are different →Direct lender, not a broker. No intermediary fees. We make the funding decision and wire our own capital. →All 50 states. Many transactional lenders are regional. We fund deals from Maine to Hawaii, coordinating with licensed title companies in each state. →Online application with document upload. No phone tag. No fax. Submit your application in under 10 minutes, upload contracts, and get decisions in hours. →Transparent flat-fee pricing. No application fees. No origination fees. No hidden costs. All fees disclosed upfront in writing before commitment. →Same-day decisions. Complete applications submitted before 2 PM Eastern receive same-day decisions. Wire ready by 9 AM on closing day. Our approach to underwriting Transactional funding is secured by the transaction itself — not by the borrower's personal credit, income, or assets. We focus on what actually determines whether a deal will close: executed contracts, verified end-buyer status (where applicable), title company coordination, and the structural logic of the deal. We do not pull credit, request tax returns, or verify bank statements. What we do verify: the documents associated with the transaction and the readiness of the closing agent. Contact Phone: (248) 266-2931 Email: deals@swiftdealfunding.com Applications: applications@swiftdealfunding.com Business hours: Monday-Friday 8:00 AM - 6:00 PM Eastern. Online applications accepted 24/7. Ready to fund a deal? Submit your application online — we will respond within 24 hours. Apply for Funding --- ## /how-it-works/ Process From application to wire in 4 steps Our process is built around the reality of real estate closings: deals move fast, paperwork piles up, and time matters. Here is exactly what happens from the moment you submit your application until the wire arrives at the title company. 01 Submit application online Complete the online application at swiftdealfunding.com/apply. Pick your product (EMD, Double Close, Stack, Echo), provide borrower contact info, deal details, and property address. Upload your purchase contract — this is required to start. Additional documents per product: → EMD: Purchase contract with refundable EMD language. Title company contact. → Double Close: A-to-B contract, B-to-C contract or assignment, end-buyer proof of funds. → Stack: Purchase contract, seller financing addendum or note terms. → Echo: Purchase contract, assignment contract showing assignment fee. Application typically takes under 10 minutes for complete files. 02 Underwriting review Our underwriting team reviews your file within 2-4 hours during business hours (8 AM - 6 PM Eastern, Monday-Friday). Review covers: → Contract verification — signatures, dates, contingency periods → End-buyer credentials (for Double Close and Echo) — POF or financing pre-approval → Title company coordination — confirming they can handle the structure on the requested timeline → Property verification — basic title check via the closing agent We do not check credit, verify income, or require tax returns. The deal is what underwrites. 03 Approval & wire instructions Approved applications receive a written confirmation including the funded amount, fee structure, repayment terms, and wire instructions for the closing agent. The closing agent receives instructions the business day before closing. If we need additional information, we will request it specifically — most info requests can be answered same-day. Declined applications receive a written reason and (where possible) a suggestion for an alternative product structure. 04 Closing day Funds wired to the closing agent by 9 AM Eastern on the day of closing. From there: → Double Close: A-to-B executes, B-to-C executes immediately after, our funds returned from end-buyer proceeds — typically all within 4-8 hours. → EMD: Title holds the deposit per the contract. Funds returned to us when the deal closes or terminates within the contingency window. → Stack: Closing executes, seller-carry note records in second position, note pays us back per the terms — often same-day via title. → Echo: Closing executes, our funds repaid directly from seller proceeds (typically the wholesaler's assignment fee) at the closing table. Process FAQ What happens after I submit my application? + Our underwriting team reviews complete applications within 24 hours — same-day for applications submitted before 2 PM Eastern with all required documents. Review includes verifying both contracts, confirming end-buyer credentials (for Double Close/Echo), coordinating with the title company, and validating the closing timeline. You will receive an email confirmation immediately and a status update within 4 hours during business hours. What makes an application "complete"? + Complete applications include: (1) all required documents uploaded (purchase contract minimum; additional docs per product), (2) accurate borrower contact information, (3) verified property address, (4) realistic closing date with sufficient lead time, (5) a deal description that explains the structure. Missing documents are the most common reason for delays — we cannot start underwriting without the contract. How do you communicate during underwriting? + Primary communication is by email to the address on your application. Our underwriters may call for time-sensitive questions (verifying end-buyer status, confirming title company coordination). Status updates are sent at each step: application received, in review, additional info needed (if any), approved with wire instructions, or declined with reason. When are funds wired? + Wire instructions are sent to the closing agent (title company or closing attorney) the business day before closing. Funds themselves are wired by 9 AM Eastern on the day of closing. For same-day Double Close transactions, funds arrive at title, the A→B closing executes, B→C closing executes, and our funds are wired back to us — all within the same business day, typically completing by 4 PM Eastern. Ready to apply? Application typically takes under 10 minutes. Same-day decisions for complete files received before 2 PM Eastern. Apply Now --- ## /contact/ Contact How to reach us The fastest way to get a funding decision is to apply online. For pre-application questions, deal structuring advice, or anything else, use the contact options below. Phone (248) 266-2931 Mon-Fri 8 AM - 6 PM Eastern Email deals@swiftdealfunding.com General inquiries, partnerships, support Applications applications@swiftdealfunding.com If you cannot use the online form for any reason Apply Online Fastest path to funding. Under 10 minutes to complete. Same-day decisions for complete files before 2 PM Eastern. Apply Now Business hours Mon-Fri 08:00 - 18:00 Eastern Sat 10:00 - 14:00 Eastern Online Application 24/7 What to send If you are emailing instead of applying online, include the following so we can respond quickly: → Your name, email, and phone number → Which product you need (EMD / Double Close / Stack / Echo / not sure) → Property address (or general area) → Closing date and funding amount needed → Brief deal description → Title company contact (if known) For applications with documents, the online form is faster — file uploads happen in the same flow. --- ## /apply/ Application Get Funded Today Submit your deal documents online. Our underwriting team reviews complete applications within 24 hours — same-day for applications received before 2 PM Eastern. No credit check. No income verification. Which product are you applying for?EMD (Earnest Money Deposit)Up to $500KDouble CloseUp to $100M+Stack / Morby MethodUp to $10MEcho (Transactional Down Payment)Up to $10MHard Money / DSCRAsset-based, long-termNot sure / OtherWe will help you chooseBorrower InformationFirst Name *Last Name *Email *Phone *Deal InformationRequested Amount *$Contract DateClosing Date *Funding Needed By *Property AddressStreet Address *City *State *--ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYDCZIP *Upload DocumentsUp to 5 files, 20 MB each. PDF, JPG, PNG, HEIC, DOC, DOCX, XLS, XLSX accepted. Typical: purchase contract, assignment contract, end-buyer proof of funds.Drag & drop files here, or click to browse0 / 5 files selectedDeal DescriptionTell us about the deal *Minimum 20 characters.I confirm that the information provided is accurate and that I have authority to submit this application. I understand that Double Close is subject to underwriting approval. *We respond to complete applications within 24 hours. Same-day for applications received before 2 PM Eastern.Submit Application --- ## /faq/ Frequently Asked Questions FAQ 19 questions covering pricing, timing, requirements, coverage, and what happens after closing. For product-specific questions, see each product page. Pricing & Fees How much do you charge for each product? + EMD: Option A is 5% upfront ($500 min) + 20% at close. Option B is 10% upfront ($1,000 min) + 0% at close. Double Close: 1.25% up to $1 million funded amount, lower percentages above. Stack: flat 2.5% of funded amount. Echo: flat 2.5% of funded amount. Hard Money and DSCR loans are priced by deal structure — contact us for quotes. Are there any upfront fees? + Only EMD funding has upfront fees, collected after title confirms the file. Double Close, Stack, and Echo have no upfront fees — everything is collected through the closing statement on the day of close. There are no application fees, no origination fees, and no other hidden costs. Do you charge points or interest? + No. Transactional funding (EMD, Double Close, Stack, Echo) is priced as a flat fee per transaction, not as interest. The fee is disclosed in writing before you commit. Hard Money and DSCR loans are priced with traditional rate-and-term structures. Speed & Timing How fast can you fund a deal? + Standard turnaround is about 48 hours from a complete application to wire-ready. Same-day funding is possible for applications submitted before 11 AM Eastern with complete documents. We wire funds to the closing agent by 9 AM Eastern on the day of closing. When do you send wire instructions to the title company? + The business day before closing, after approval is finalized. The closing agent receives instructions in writing, and we coordinate directly with them on any clarifying questions. What if my closing date moves? + Notify us as soon as possible. For minor schedule changes (1-3 days), no fee adjustment. For longer extensions, we may need to re-confirm with title and verify the end-buyer is still committed. Extensions beyond 2 weeks may require re-underwriting. Requirements & Eligibility Do you check credit or verify income? + No. None of our transactional products require credit checks, income verification, asset verification, or tax returns. Funding is secured by the deal — contracts, title commitment, deal structure. We verify borrower identity and the documents associated with the transaction. Do I need to be a licensed real estate professional? + No. We fund individual investors, wholesalers, and LLCs. We do not require real estate licenses. We do verify your identity and that you have legal authority to enter into the contracts you submit. Can you fund LLCs / entities? + Yes. Most of our borrowers are LLCs or other entities. We verify entity authority via standard documentation (operating agreement, articles, certificate of good standing) during underwriting. What property types do you fund? + Residential 1-4 unit, multi-family (5+ units), commercial, and land. Our products work for any property type that can be transferred through a licensed title company or closing attorney. Some specialty property types (mobile homes without land, certain commercial properties) may need additional underwriting. Geography & Coverage Do you fund nationwide? + Yes. We fund deals in all 50 US states. Closings must be coordinated through licensed title companies or closing attorneys in the state where the property is located. We are familiar with the documentation requirements in every state. Do you fund deals outside the United States? + No. Our funding is limited to US-based real estate transactions. We do not fund Canadian, Mexican, or other international transactions. Do you fund deals in territories (Puerto Rico, USVI)? + Currently no. Puerto Rico and US Virgin Islands transactions are outside our coverage area. Contact us for specific situations. Document Requirements What documents do you need to underwrite? + Varies by product. Minimum is always the executed purchase contract. EMD adds title company contact and refundability confirmation. Double Close adds the B-to-C contract and end-buyer verification. Stack adds seller-financing terms. Echo adds the assignment contract showing the assignment fee. All products require borrower ID. What file types do you accept? + PDF (preferred), JPG, PNG, HEIC, DOC, DOCX, XLS, XLSX. Maximum 5 files per application, 20 MB per file. The online application has direct upload — files are stored securely and only accessible to our underwriting team. How do you verify end-buyer proof of funds? + We accept bank statements (most recent), proof of funds letters from title or escrow companies, lender pre-approval letters with contact verification, or escrow/title confirmation that funds are wired and awaiting close. We may call the end buyer's lender or bank directly to verify before approval. After Closing What happens after the deal closes? + For Double Close: funds are repaid automatically from end-buyer proceeds same-day. For EMD: deposit funds returned to us at close (or within the contingency window if the contract terminates). For Stack: the seller-carry note repays per its terms. For Echo: repayment is disbursed from seller proceeds at the closing table. You receive a written confirmation of repayment. What if there is a dispute after closing? + Disputes are rare given our verification process, but if one arises, we work through the title company and any relevant legal counsel. The borrower remains liable for any funded amount not yet repaid. We maintain detailed records of all communications and document confirmations. Do you offer proof of funds letters? + Yes — free POF letters for active wholesalers. For full bank verification (statements or Plaid connection), we have a small fee and provide verified POFs only as part of our submission process. See our Proof of Funds page for details. Question not covered? Contact us or submit an application — our underwriting team responds within 24 hours. --- ## /double-close-funding/ Same-Day A→B→C Double Close Funding Same-day funding for wholesale Double Close transactions. We fund your A-to-B purchase so the B-to-C close can execute immediately after with no capital tied up. Up to $100,000,000+ per deal. 1.25% flat fee through $1M (lower above). No upfront fees. Wired by 9 AM on closing day. Apply for Double Close See Pricing Maximum$100M+Per single Double Close Fee1.25%Up to $1M (lower above) Upfront$0All fees at closing Wire By9 AMOn closing day How the Double Close works A Double Close is two transactions back-to-back at the same title company. You sit in the middle as the buyer in the first transaction and the seller in the second. Our funds cover the first transaction. The second transaction repays our funds. A → B Seller sells to you Original seller (A) sells the property to you (B). We fund this purchase. You now own the property. Hold time Minutes, not days Typically less than an hour between closings. You hold the property briefly while the next closing executes. B → C You sell to end buyer End buyer (C) closes on the property. Their funds arrive at the title company. Repay Our funds repaid From the end buyer\'s proceeds, our funds (plus 1.25% fee) are wired back same-day. You keep the spread. Tiered pricing Flat percentage of funded amount. No application or origination fees. Collected entirely through the closing statement on the day of close. Funded Amount Fee Rate Example Fee Up to $1,000,0001.25%$100K deal = $1,250 fee $1M – $10M1.0%$2M deal = $20,000 fee $10M+CustomContact for structure What you need to submit Five documents and confirmations. We do not check credit, verify income, or require tax returns. 01A-to-B purchase contractFully executed by you and the seller. 02B-to-C contract or assignmentFully executed between you and the end buyer. 03End-buyer verificationProof of funds OR financing pre-approval letter. 04Title commitmentFrom the closing agent handling both transactions. 05Same-day closing scheduledBoth A-to-B and B-to-C must close on the same business day at the same title company / closing attorney. Where We Lend Double Close Funding — All 50 States Click any state for double close funding pricing details, market context, and application links specific to that state. Alabama AL Alaska AK Arizona AZ Arkansas AR California CA Colorado CO Connecticut CT Delaware DE Florida FL Georgia GA Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kansas KS Kentucky KY Louisiana LA Maine ME Maryland MD Massachusetts MA Michigan MI Minnesota MN Mississippi MS Missouri MO Montana MT Nebraska NE Nevada NV New Hampshire NH New Jersey NJ New Mexico NM New York NY North Carolina NC North Dakota ND Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Vermont VT Virginia VA Washington WA West Virginia WV Wisconsin WI Wyoming WY Top Real Estate Investor Cities Double Close Funding — 50 Most Active Markets City-specific double close funding pages with local market context for high-volume real estate investor cities. Akron OH Albuquerque NM Arlington TX Atlanta GA Augusta GA Austin TX Bakersfield CA Baltimore MD Birmingham AL Boise ID Chandler AZ Charleston SC Charlotte NC Chattanooga TN Chicago IL Cincinnati OH Cleveland OH Colorado Springs CO Columbia SC Columbus OH Columbus GA Corpus Christi TX Dallas TX Dayton OH Denver CO Des Moines IA Detroit MI Durham NC El Paso TX Fayetteville NC Flint MI Fort Lauderdale FL Fort Worth TX Fresno CA Grand Rapids MI Greensboro NC Greenville SC Houston TX Indianapolis IN Jackson MS Jacksonville FL Kansas City MO Knoxville TN Las Vegas NV Lexington KY Little Rock AR Los Angeles CA Louisville KY Lubbock TX Macon GA Madison WI Memphis TN Mesa AZ Miami FL Milwaukee WI Minneapolis MN Mobile AL Nashville TN New Orleans LA Norfolk VA Oklahoma City OK Omaha NE Orlando FL Philadelphia PA Phoenix AZ Pittsburgh PA Plano TX Portland OR Raleigh NC Reno NV Richmond VA Riverside CA Sacramento CA Saint Louis MO Saint Paul MN Salt Lake City UT San Antonio TX San Diego CA Sarasota FL Savannah GA Seattle WA Spokane WA Tacoma WA Tampa FL Toledo OH Tucson AZ Tulsa OK Virginia Beach VA West Palm Beach FL Winston-Salem NC Double Close FAQ What is a Double Close? + A double close is a same-day real estate transaction where you (the wholesaler, B) buy the property from the seller (A) and immediately resell it to your end buyer (C) in two sequential closings. We fund the A-to-B purchase so you do not need to use your own capital. When the B-to-C closing executes immediately after, our funds are repaid from the end buyer's purchase price. The entire transaction is in and out within the same business day, often within 4-8 hours. How fast can you fund a Double Close? + Same-day is possible if you submit a complete application before 11 AM Eastern with both executed contracts, end-buyer proof of funds, and title commitment. Standard turnaround is about 48 hours from submission to wire-ready, which includes underwriting and title company confirmation. We wire funds to the closing agent by 9 AM on the day of closing. What are the upfront fees for Double Close funding? + None. There are no application fees, no origination fees, and no upfront costs. Our fee — 1.25% up to $1 million, lower percentages for larger amounts — is collected through the closing statement on the day of closing. You only pay if the deal funds and closes. What is the maximum amount you fund per Double Close? + Well over $100 million per transaction. Most deals we fund are between $50,000 and $2 million, but our funding capacity scales for larger commercial and multi-family transactions. For deals above $10 million, contact us to discuss custom fee structures. What do you require for a Double Close to fund? + Five things: (1) Fully executed A-to-B purchase contract, (2) Fully executed B-to-C assignment or purchase contract, (3) Verified end buyer with proof of funds or financing pre-approval letter, (4) Same-day closing scheduled for both sides, (5) Single title company or closing attorney handling both transactions. What if my end buyer does not close? + If the B-to-C closing fails for any reason, the wholesaler is responsible for the funded amount plus our fee. Because of this risk, we require the end buyer to have verified proof of funds or a financing pre-approval letter before we approve. We verify the end buyer's commitment directly with their lender or bank before disbursing funds. Can I use Double Close funding for multi-family or commercial? + Yes. We fund residential 1-4 unit, multi-family (5+ units), commercial, and land Double Close transactions. Larger commercial deals may require additional underwriting time and documentation. The structure must still be a same-day double close with a verified end buyer. Get your Double Close funded Submit your contracts and end-buyer verification online. Standard turnaround is 48 hours. Same-day possible for complete files before 11 AM Eastern. Apply Now --- ## /echo-funding/ Transactional Down Payment Echo Funding Echo (Transactional Down Payment) funding up to $10 million. We provide the end buyer's down payment cash at closing, then get repaid directly from the seller's proceeds — typically the wholesaler's assignment fee. Flat 2.5% fee. No upfront cost. Best for deals where the wholesaler's assignment fee is substantial enough to cover the down payment plus our fee. Apply for Echo Funding See How It Works Maximum$10MPer transaction Fee2.5%Flat, of funded amount Upfront$0All fees at close Repaid BySame dayFrom seller proceeds How Echo differs from Stack Both products front the cash at closing. They differ in how we get paid back. Pick the structure that matches your deal. Stack Seller-carry note repays A second-position note is recorded after closing. Note payments (or balloon payoff) repay our funds. Best for: deals where the seller is willing to carry a note. Learn about Stack → Echo Seller proceeds repay Our funds are deducted from the seller's proceeds at closing — typically the wholesaler's assignment fee. Best for: wholesale deals with substantial assignment fees. Example: How an Echo deal works A simplified example showing how funds flow through an Echo transaction: Item Amount Notes End-buyer purchase price$250,000What end buyer is paying Wholesaler assignment fee$30,000Built into the deal Down payment funded (Echo)$20,000We provide this Echo fee (2.5%)$500Flat 2.5% of $20K Repaid to us at close$20,500From assignment fee Wholesaler net$9,500Assignment fee minus Echo repayment Numbers are illustrative. Your actual transaction structure will determine final amounts. Where We Lend Echo Funding — All 50 States Click any state for echo funding pricing details, market context, and application links specific to that state. Alabama AL Alaska AK Arizona AZ Arkansas AR California CA Colorado CO Connecticut CT Delaware DE Florida FL Georgia GA Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kansas KS Kentucky KY Louisiana LA Maine ME Maryland MD Massachusetts MA Michigan MI Minnesota MN Mississippi MS Missouri MO Montana MT Nebraska NE Nevada NV New Hampshire NH New Jersey NJ New Mexico NM New York NY North Carolina NC North Dakota ND Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Vermont VT Virginia VA Washington WA West Virginia WV Wisconsin WI Wyoming WY Top Real Estate Investor Cities Echo Funding — 50 Most Active Markets City-specific echo funding pages with local market context for high-volume real estate investor cities. Akron OH Albuquerque NM Arlington TX Atlanta GA Augusta GA Austin TX Bakersfield CA Baltimore MD Birmingham AL Boise ID Chandler AZ Charleston SC Charlotte NC Chattanooga TN Chicago IL Cincinnati OH Cleveland OH Colorado Springs CO Columbia SC Columbus OH Columbus GA Corpus Christi TX Dallas TX Dayton OH Denver CO Des Moines IA Detroit MI Durham NC El Paso TX Fayetteville NC Flint MI Fort Lauderdale FL Fort Worth TX Fresno CA Grand Rapids MI Greensboro NC Greenville SC Houston TX Indianapolis IN Jackson MS Jacksonville FL Kansas City MO Knoxville TN Las Vegas NV Lexington KY Little Rock AR Los Angeles CA Louisville KY Lubbock TX Macon GA Madison WI Memphis TN Mesa AZ Miami FL Milwaukee WI Minneapolis MN Mobile AL Nashville TN New Orleans LA Norfolk VA Oklahoma City OK Omaha NE Orlando FL Philadelphia PA Phoenix AZ Pittsburgh PA Plano TX Portland OR Raleigh NC Reno NV Richmond VA Riverside CA Sacramento CA Saint Louis MO Saint Paul MN Salt Lake City UT San Antonio TX San Diego CA Sarasota FL Savannah GA Seattle WA Spokane WA Tacoma WA Tampa FL Toledo OH Tucson AZ Tulsa OK Virginia Beach VA West Palm Beach FL Winston-Salem NC Echo Funding FAQ What is an Echo deal? + An Echo deal is when we front the end buyer's down payment cash for closing, and we get repaid directly out of the seller's proceeds at the closing table — typically the wholesaler's assignment fee. Instead of a seller-carry note paying us back (like in a Stack), the wholesaler's profit covers our funds plus the 2.5% fee. The end buyer brings less cash to the table; the wholesaler's assignment fee covers our funding. How is Echo different from Stack? + Both products fund the down payment so the buyer brings less cash. The difference is repayment. Stack is repaid by a seller-carry second-position note recorded after closing. Echo is repaid directly from the seller's proceeds at closing — usually from the wholesaler's assignment fee. Stack works when seller financing is part of the deal structure; Echo works when there is a meaningful assignment fee. What if my assignment fee is not large enough? + The assignment fee must be at least the funded down payment amount plus our 2.5% fee. If your fee is too small relative to the down payment needed, Echo will not work. In that case, look at Stack (if seller financing is available) or Double Close (if the end buyer can bring the full down payment from their lender). What is the maximum Echo amount? + Up to $10 million. Most Echo deals we fund are between $20,000 and $500,000 in down payment coverage, but we have capacity for larger transactions. How quickly can an Echo deal fund? + Standard turnaround is about 48 hours from a complete application to wire-ready, including underwriting and title company confirmation. Same-day possible for complete files before 11 AM Eastern. We wire to the closing agent by 9 AM on the day of closing. What documents do you need for an Echo? + Purchase contract, assignment contract showing the assignment fee amount, a HUD-1 estimate or closing statement template showing how funds will flow (including our repayment from seller proceeds), and borrower identification. No credit check, no income verification, no tax returns. Apply for Echo funding Submit your purchase and assignment contracts online. Standard turnaround 48 hours. Same-day possible for complete files before 11 AM Eastern. Apply Now --- ## /emd-funding/ Earnest Money Deposits EMD Funding EMD funding up to $500,000 for real estate wholesalers and investors. We fund the earnest money deposit so you can lock up the property without tying up your own cash. Two transparent pricing options. Same-day wire possible for complete files. Refundable EMDs only — funds recovered at close or contract termination within the inspection contingency. Apply for EMD Funding See Pricing Maximum$500,000Per single transaction Coverage50 StatesNationwide Wire Speed~24 hrsSame-day possible How much does EMD funding cost? Choose the pricing option that fits your deal cadence. Fees apply to the EMD amount, not the property purchase price. All fees disclosed in writing before commitment. Option A 5% upfront + 20% at close Minimum $500 upfront. Pay the larger portion only if the deal closes. Example: $20,000 EMD = $1,000 upfront + $4,000 at close = $5,000 total if the deal closes. Best for: wholesalers comfortable with variable per-deal cost based on close-through rate. Option B 10% upfront + 0% at close Minimum $1,000 upfront. One predictable fee regardless of close outcome. Example: $20,000 EMD = $2,000 upfront total. Nothing additional at closing. Best for: most wholesalers prefer this — predictable cost, faster math on deals. What do I need to apply? EMD funding has the lightest documentation requirements of any of our products. We do not check credit, verify income, or require tax returns. Submission requirements: Fully executed purchase contract. The contract must include an inspection or due-diligence period with refundable EMD language. We confirm the refundable status with the title company before disbursing. Title company / closing attorney contact information. We coordinate directly with title. The title company holds the deposit in escrow per the contract terms. Borrower identification. Government ID. Used for our anti-fraud verification. Written confirmation from title that EMD is refundable. Standard requirement before we wire funds. No personal financial statements, no tax returns, no proof of income. The deal documents are what matters. When is EMD funding the right product? EMD funding fits scenarios where you need to lock up a property quickly but do not want to commit your own cash before knowing whether you have an end buyer. → You are wholesaling and the seller requires a deposit before you have a buyer lined up → You have multiple deals in inspection at once and your capital is tied up → A motivated seller wants a deposit larger than your usual to take the property off market → You want to make multiple offers in a hot market without spreading your own EMD across them → End-buyer scenario — your buyer needs EMD funding during their inspection period Where We Lend EMD Funding — All 50 States Click any state for emd funding pricing details, market context, and application links specific to that state. Alabama AL Alaska AK Arizona AZ Arkansas AR California CA Colorado CO Connecticut CT Delaware DE Florida FL Georgia GA Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kansas KS Kentucky KY Louisiana LA Maine ME Maryland MD Massachusetts MA Michigan MI Minnesota MN Mississippi MS Missouri MO Montana MT Nebraska NE Nevada NV New Hampshire NH New Jersey NJ New Mexico NM New York NY North Carolina NC North Dakota ND Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Vermont VT Virginia VA Washington WA West Virginia WV Wisconsin WI Wyoming WY Top Real Estate Investor Cities EMD Funding — 50 Most Active Markets City-specific emd funding pages with local market context for high-volume real estate investor cities. Akron OH Albuquerque NM Arlington TX Atlanta GA Augusta GA Austin TX Bakersfield CA Baltimore MD Birmingham AL Boise ID Chandler AZ Charleston SC Charlotte NC Chattanooga TN Chicago IL Cincinnati OH Cleveland OH Colorado Springs CO Columbia SC Columbus OH Columbus GA Corpus Christi TX Dallas TX Dayton OH Denver CO Des Moines IA Detroit MI Durham NC El Paso TX Fayetteville NC Flint MI Fort Lauderdale FL Fort Worth TX Fresno CA Grand Rapids MI Greensboro NC Greenville SC Houston TX Indianapolis IN Jackson MS Jacksonville FL Kansas City MO Knoxville TN Las Vegas NV Lexington KY Little Rock AR Los Angeles CA Louisville KY Lubbock TX Macon GA Madison WI Memphis TN Mesa AZ Miami FL Milwaukee WI Minneapolis MN Mobile AL Nashville TN New Orleans LA Norfolk VA Oklahoma City OK Omaha NE Orlando FL Philadelphia PA Phoenix AZ Pittsburgh PA Plano TX Portland OR Raleigh NC Reno NV Richmond VA Riverside CA Sacramento CA Saint Louis MO Saint Paul MN Salt Lake City UT San Antonio TX San Diego CA Sarasota FL Savannah GA Seattle WA Spokane WA Tacoma WA Tampa FL Toledo OH Tucson AZ Tulsa OK Virginia Beach VA West Palm Beach FL Winston-Salem NC EMD Funding FAQ What is EMD funding and when do I need it? + EMD funding provides the cash for an earnest money deposit when a wholesaler or investor signs a purchase contract. You need it when you are locking up a property and the seller requires a deposit before the inspection period ends, but you do not want to tie up your own capital while you find an end buyer or complete due diligence. We send the deposit to the title company within 24 hours and recover it when the deal closes or the contract terminates within the inspection contingency. Is the EMD refundable? + It must be. We only fund EMDs that are refundable per the contract terms — typically during the inspection or due diligence period. The title company must confirm in writing that the deposit is refundable before we send funds. If the deposit becomes non-refundable (you go past the contingency period), the funds you owe us also become non-refundable. How much does EMD funding cost? + We offer two pricing options. Option A: 5% upfront ($500 minimum) plus 20% at closing. Option B: 10% upfront ($1,000 minimum) with nothing at closing. Most wholesalers prefer Option B for predictability. Pricing applies to the EMD amount, not the property purchase price. A $20,000 EMD under Option B costs $2,000 total — paid once, no fees at closing. What is the maximum EMD amount you fund? + Up to $500,000 per deal. Most EMDs we fund are between $1,000 and $25,000, but we have funded deposits up to the cap for larger commercial transactions. Do you also fund EMDs for end buyers? + Yes. We fund refundable EMDs for end buyers during their inspection or due-diligence period, with the same requirement: written title company confirmation that the deposit is refundable per contract terms. How quickly can EMD funding hit the title company? + EMDs are typically wired within 24 hours of title confirmation. Same-day is possible for complete files submitted before 11 AM Eastern. Title company contact info is required at application — we coordinate directly with them. Apply for EMD funding Submit your contract and title company contact online. Wired within 24 hours of confirmation. Same-day possible for complete files before 11 AM Eastern. Apply Now --- ## /stack-funding/ Morby Method · Seller Carry-Back Stack Funding Stack (Morby Method) funding up to $10 million. When the seller agrees to a carry-back note large enough to cover the buyer's down payment, we provide the cash at closing so the deal can fund. The seller-carry note records immediately after closing and repays our funds plus a flat 2.5% fee. Net result: the buyer closes with effectively $0 out of pocket. Apply for Stack Funding See How It Works Maximum$10MPer transaction Fee2.5%Flat, of funded amount Upfront$0All fees at close Buyer Cash$0Net out of pocket How a Stack deal closes A Stack works when the deal already has seller financing built in. The seller agrees to a large carry-back note — but the title company still needs real cash at the closing table to disburse to the seller for their net proceeds and pay closing costs. We provide that cash. After closing, the seller-carry note (in second position) immediately starts paying us back. Step 1 Deal structured Seller agrees to a carry-back note covering down payment + closing costs. Step 2 We fund the cash On closing day, we wire the cash needed at the table to title. Step 3 Closing executes Title disburses to seller, records the carry-back note in second position. Step 4 Note repays us The recorded note pays back our funds plus 2.5% — often same-day via title. When Stack is the right fit Stack works when the deal structure includes meaningful seller financing. If the seller will not carry back, you probably want Double Close or Echo instead. Motivated seller with equitySeller has substantial equity and prefers a note over an immediate full cash payout. Subject-to deal scenariosWhere the seller-carry covers what would otherwise be a buyer down payment. Creative finance investorsBuyers who structure deals with multi-tranche financing and need closing cash without traditional bank loans. Owner-finance + Stack comboWhere the seller is the primary lender and we cover the working capital gap at closing. Where We Lend Stack Funding — All 50 States Click any state for stack funding pricing details, market context, and application links specific to that state. Alabama AL Alaska AK Arizona AZ Arkansas AR California CA Colorado CO Connecticut CT Delaware DE Florida FL Georgia GA Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kansas KS Kentucky KY Louisiana LA Maine ME Maryland MD Massachusetts MA Michigan MI Minnesota MN Mississippi MS Missouri MO Montana MT Nebraska NE Nevada NV New Hampshire NH New Jersey NJ New Mexico NM New York NY North Carolina NC North Dakota ND Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Vermont VT Virginia VA Washington WA West Virginia WV Wisconsin WI Wyoming WY Top Real Estate Investor Cities Stack Funding — 50 Most Active Markets City-specific stack funding pages with local market context for high-volume real estate investor cities. Akron OH Albuquerque NM Arlington TX Atlanta GA Augusta GA Austin TX Bakersfield CA Baltimore MD Birmingham AL Boise ID Chandler AZ Charleston SC Charlotte NC Chattanooga TN Chicago IL Cincinnati OH Cleveland OH Colorado Springs CO Columbia SC Columbus OH Columbus GA Corpus Christi TX Dallas TX Dayton OH Denver CO Des Moines IA Detroit MI Durham NC El Paso TX Fayetteville NC Flint MI Fort Lauderdale FL Fort Worth TX Fresno CA Grand Rapids MI Greensboro NC Greenville SC Houston TX Indianapolis IN Jackson MS Jacksonville FL Kansas City MO Knoxville TN Las Vegas NV Lexington KY Little Rock AR Los Angeles CA Louisville KY Lubbock TX Macon GA Madison WI Memphis TN Mesa AZ Miami FL Milwaukee WI Minneapolis MN Mobile AL Nashville TN New Orleans LA Norfolk VA Oklahoma City OK Omaha NE Orlando FL Philadelphia PA Phoenix AZ Pittsburgh PA Plano TX Portland OR Raleigh NC Reno NV Richmond VA Riverside CA Sacramento CA Saint Louis MO Saint Paul MN Salt Lake City UT San Antonio TX San Diego CA Sarasota FL Savannah GA Seattle WA Spokane WA Tacoma WA Tampa FL Toledo OH Tucson AZ Tulsa OK Virginia Beach VA West Palm Beach FL Winston-Salem NC Stack Funding FAQ What is a Stack deal (Morby Method)? + A Stack deal is when the seller agrees to a seller-finance note large enough to cover the buyer's down payment — but the title company still needs real cash sitting in escrow to actually close. We put up that cash on closing day. Right after the close, the seller-carry second-position note is recorded, and that note repays our funds plus our 2.5% fee. The buyer can close with effectively zero cash out of pocket while the seller still receives their full agreed-upon price. How is Stack different from a Double Close? + A Double Close involves two separate transactions on the same day (A→B and B→C) with you (the wholesaler) in the middle. A Stack is one transaction where the seller provides a large carry-back note and we cover the cash needed at the closing table. After closing, the seller's note repays our funds. Stack works when seller financing is part of the deal structure; Double Close works when you are flipping the contract to an end buyer. What if the seller-carry note is not recorded? + We require written confirmation from the title company that the seller-carry note will be recorded immediately after closing — typically same-day. We verify this before disbursing funds. If for some reason the note is not recorded as agreed, the borrower remains liable for repayment of our funded amount plus fees. What is the maximum amount you fund? + Up to $10 million per Stack transaction. Most Stack deals we fund are between $50,000 and $1 million in down payment/closing cost coverage. How quickly can a Stack deal fund? + Standard turnaround is about 48 hours from complete application to wire-ready, including underwriting and title company confirmation. Same-day is possible for complete files submitted before 11 AM Eastern. We wire to the closing agent by 9 AM on the day of closing. What documents do you need for a Stack? + Executed purchase contract, the seller financing addendum or note terms showing the carry-back amount, title commitment from the closing agent, and borrower identification. We do not require credit checks, income verification, or tax returns. We verify with title that the seller-carry note will be recorded post-closing. Stack your next deal Submit your purchase contract and seller-financing terms online. Standard turnaround 48 hours. Same-day possible for complete applications. Apply Now --- ## /hard-money/ Long-Term Financing Hard Money & DSCR Loans Asset-based real estate financing for fix-and-flip, buy-and-hold, and refinance. Credit-flexible underwriting. No tax returns required. For deals that need longer-term capital than transactional funding can provide — typically 6 months to 30 years depending on product. Apply for Hard Money Talk to Underwriting Three loan programs Purchase for Rent (DSCR) Long-term rental property financing based on rental income via Debt Service Coverage Ratio. Qualify on the property's cash flow, not your personal income. Fix & Flip Short-term bridge loans with optional rehab draws for renovation projects. Asset-based underwriting, fast closings. Refinance Cash-out or rate-and-term refinancing for investment properties. Useful for repositioning a portfolio or extracting equity. Underwriting approach → Asset-based. The property is the primary collateral and primary underwriting focus. → Credit flexible. We work with credit profiles traditional banks decline. Lower scores OK if the deal makes sense. → No tax returns required. DSCR loans qualify on rental income. Fix-and-flip qualifies on the deal structure and exit strategy. → Rehab funding available. Construction draws coordinated through the closing agent on fix-and-flip deals. → Fast closings. Typical 14-30 days from complete application to close. Faster for cleaner deals. Hard Money FAQ How is hard money different from transactional funding? + Transactional funding is short-term (same-day to 30 days), tied to a specific deal closing, and not based on personal credit. Hard money is longer-term (typically 6-24 months for fix-and-flip, 30 years for DSCR), structured as a traditional loan with monthly payments, and underwritten on the asset plus some borrower factors. Hard money is for holding or rehabbing a property; transactional is for getting through a closing. What are typical hard money rates? + Rates depend on loan-to-value, property type, location, and borrower experience. Typical fix-and-flip ranges: 9-13% interest with 1-3 points. DSCR rental loans: rates closer to traditional investor financing. Specific quotes provided after we review your deal — contact us for pricing. What's the maximum hard money loan amount? + Varies by deal type and underwriting. Most residential fix-and-flip loans are between $100K and $2M. DSCR rental loans typically $75K to $3M. Larger commercial deals priced individually. Contact us for specifics. Get a hard money quote Tell us about your deal — property type, location, purchase price, rehab budget, and exit strategy. We respond with a quote within 24 hours. Submit Deal --- ## /proof-of-funds/ Proof of Funds Free POF letters for wholesalers Standard proof of funds letters are free for active real estate wholesalers. Same-day issuance for most requests. Verified POFs with full bank verification available as part of our submission process for deals being funded through us. Standard POF PDF letter on Swift Deal Funding letterhead confirming we have funds available up to a specified amount. Suitable for most offer scenarios. → Free → Same-day issuance typical → Valid 30 days, refreshable on request → No credit or income check required Request Standard POF Verified POF Full verification with supporting bank statements or Plaid connection. Issued as part of our submission process for deals being funded through us. → Small fee → 1-2 business day turnaround → Available only with active funding application → Bank statements / Plaid included Start Application POF FAQ Is the proof of funds letter really free? + Yes — standard POF letters are free for active wholesalers. We provide PDF letters on our letterhead that you can submit with offers. No credit check, no income verification required to receive a standard POF. Do you offer verified proof of funds with bank statements? + Yes. For deals being submitted to us for funding, we offer full verified POFs including bank statements or Plaid connection. There is a small fee for verified POFs, and we only generate them as part of our submission process — not as a standalone product. How long is a POF letter valid? + Standard POF letters are valid for 30 days from issue date. We refresh them at no charge for active wholesalers who request a re-issue. For specific offer scenarios that require a tighter date range, we can issue same-day with a specific amount. How quickly can I get a POF letter? + Standard POF letters are generated within a few business hours, often same-day. Email your request with the amount needed and the offer scenario (optional details: property address, end buyer, intended product). Verified POFs (with bank statements) take longer — typically 1-2 business days. --- ## /cities/ 50 US Cities · All Real Estate Investor Markets Cities We Serve We provide all four transactional funding products (EMD, Double Close, Stack, Echo) in every US city. Below are the 50 most active real estate investor markets where we publish city-specific funding information. If your city isn't listed, applications are still accepted — same products, same pricing, same speed. Akron OH Pop: 190,469 Affordable rubber-city distressed inventory; wet-funding title/escrow state, heavy out-of-... Albuquerque NM Pop: 559,277 Primary New Mexico investor market.... Arlington TX Pop: 394,266 Mid-cities DFW market; wet-funding title-company state. Steady investor flow between Dalla... Atlanta GA Pop: 510,823 Among the top 3 US wholesale markets. Heavy out-of-state investor presence. Strong network... Augusta GA Pop: 202,081 Secondary Georgia market with steady investor activity.... Austin TX Pop: 974,447 High-growth tech market. Higher prices than other Texas metros push investor activity to s... Bakersfield CA Pop: 403,455 Affordable Central Valley/oil-economy market; dry-funding escrow state. Strong fix-and-fli... Baltimore MD Pop: 565,239 Active wholesale market with significant fix-and-flip inventory.... Birmingham AL Pop: 200,733 Most active Alabama investor market. Strong wholesale activity with affordable inventory.... Boise ID Pop: 235,684 Fast-growing market with heavy California in-migration; dry-funding escrow state, record-f... Chandler AZ Pop: 275,987 Tech-employer East Valley market; dry-funding escrow state, record-first disbursement timi... Charleston SC Pop: 155,369 Historic coastal market with strong appreciation and investor demand.... Charlotte NC Pop: 897,720 Fastest-growing major Southeast metro. High investor activity with active wholesaler netwo... Chattanooga TN Pop: 184,086 Smaller TN market with consistent investor activity.... Chicago IL Pop: 2,746,388 Top-tier wholesale market; wet-funding. Illinois requires a license to wholesale more than... Cincinnati OH Pop: 308,935 Affordable Midwest market with consistent investor activity.... Cleveland OH Pop: 372,624 Lowest entry prices of any major Midwest metro. Heavy out-of-state investor presence and a... Colorado Springs CO Pop: 478,961 Military (Fort Carson, USAFA, Peterson SFB) PCS turnover; wet-funding title state. Fast-gr... Columbia SC Pop: 139,698 State capital with consistent investor activity.... Columbus OH Pop: 906,528 Fastest-growing Ohio metro. Strong fix-and-flip and wholesale activity.... Columbus GA Pop: 206,922 Fort Moore (Fort Benning) military market; affordable; wet-funding GA attorney-closing sta... Corpus Christi TX Pop: 317,863 Gulf-coast refinery/military market; wet-funding title state. Hurricane and windstorm-insu... Dallas TX Pop: 1,304,379 Dallas-Fort Worth metroplex has consistently been one of the most active fix-and-flip mark... Dayton OH Pop: 137,644 Very affordable market with Wright-Patterson AFB turnover; wet-funding title/escrow state,... Denver CO Pop: 715,522 Front Range hub; wet-funding title-company state, no rent control. Cooling post-boom marke... Des Moines IA Pop: 214,133 Insurance/finance hub; wet-funding state with a post-sale redemption period; Iowa repealed... Detroit MI Pop: 633,218 Lowest median home prices of any major US metro. Heavy wholesale activity with significant... Durham NC Pop: 283,506 Research Triangle tech growth; wet-funding state where a licensed NC attorney must close, ... El Paso TX Pop: 678,815 Border market with Fort Bliss military turnover; wet-funding title-company state, no state... Fayetteville NC Pop: 208,501 Fort Liberty (Fort Bragg) military PCS market; affordable; wet-funding NC attorney-closing... Flint MI Pop: 81,252 Very low-price distressed inventory; wet-funding title/escrow state; heavy out-of-state ca... Fort Lauderdale FL Pop: 182,437 South Florida market with strong investor activity.... Fort Worth TX Pop: 956,709 Part of DFW metroplex. Strong fix-and-flip market with active wholesalers.... Fresno CA Pop: 542,107 Central Valley value market; dry-funding escrow state. Lower price points and steady whole... Grand Rapids MI Pop: 198,917 Appreciating West Michigan market; wet-funding title/escrow state with a 6-month post-sale... Greensboro NC Pop: 295,961 Affordable secondary NC market with consistent investor activity.... Greenville SC Pop: 70,720 Booming Upstate market with BMW/Michelin manufacturing relocations; wet-funding state wher... Houston TX Pop: 2,304,580 Largest Texas metro and one of the top 3 US wholesale markets. Strong investor education c... Indianapolis IN Pop: 887,642 Among the most affordable major US metros. Heavy out-of-state investor activity.... Jackson MS Pop: 145,995 Primary Mississippi investor market with affordable inventory.... Jacksonville FL Pop: 985,843 Florida's largest city by land area. Active investor market with strong out-of-state inter... Kansas City MO Pop: 510,704 Affordable Midwest market with strong wholesale community.... Knoxville TN Pop: 192,648 Growing East Tennessee market with active investor community.... Las Vegas NV Pop: 660,929 Heavy out-of-state investor presence. Active fix-and-flip market with high deal velocity.... Lexington KY Pop: 322,570 University and horse country market with stable investor activity.... Little Rock AR Pop: 202,591 Primary Arkansas investor market. Affordable inventory.... Los Angeles CA Pop: 3,898,747 Massive flip and wholesale market; dry-funding escrow state with independent escrow compan... Louisville KY Pop: 624,444 Affordable Mid-South market with growing investor activity.... Lubbock TX Pop: 257,141 West Texas university/agriculture market; wet-funding title state, affordable price points... Macon GA Pop: 157,346 Very affordable Middle-Georgia market; wet-funding but a licensed GA attorney must conduct... Madison WI Pop: 269,840 Stable university/state-capital market; wet-funding title state; marital-property spousal-... Memphis TN Pop: 633,104 Top out-of-state investor destination. Very active wholesale and turnkey rental market.... Mesa AZ Pop: 504,258 Large East Valley flip market; dry-funding escrow state with state-licensed escrow agents ... Miami FL Pop: 442,241 Major international and out-of-state investor market. Higher prices than other Florida met... Milwaukee WI Pop: 577,222 Affordable Great Lakes market; wet-funding title state; Wisconsin is a marital-property st... Minneapolis MN Pop: 429,954 Twin Cities hub; wet-funding title/escrow state with a 6-month redemption context and trut... Mobile AL Pop: 184,952 Gulf Coast Alabama market with consistent investor activity.... Nashville TN Pop: 715,884 Rapidly growing market with strong investor activity. Higher prices than other TN metros.... New Orleans LA Pop: 369,749 Unique market with significant historic property inventory. Strong wholesale and rehab act... Norfolk VA Pop: 232,995 Part of Hampton Roads market. Active military-driven housing turnover and investor activit... Oklahoma City OK Pop: 681,054 Affordable market with consistent investor activity and growing demand.... Omaha NE Pop: 486,051 Stable Midwest finance/insurance market; wet-funding title state; Nebraska has a county-le... Orlando FL Pop: 320,742 Strong vacation rental and fix-and-flip market. Highly active wholesale community.... Philadelphia PA Pop: 1,567,258 Sixth-largest US city. Deep wholesale market with significant rehab opportunities.... Phoenix AZ Pop: 1,644,409 One of the most active fix-and-flip markets in the US. Large investor education ecosystem.... Pittsburgh PA Pop: 302,971 Affordable Northeast market with significant investor activity. Strong rehab inventory.... Plano TX Pop: 285,494 Affluent North-Dallas corporate-relocation market; wet-funding title state, higher price p... Portland OR Pop: 652,503 Pacific Northwest market; dry-funding escrow state where funds disburse after recording; n... Raleigh NC Pop: 467,665 Research Triangle market with strong growth. Active investor community.... Reno NV Pop: 264,165 Tahoe-Reno tech-driven market with California-equity inflow; dry-funding escrow state; NV ... Richmond VA Pop: 226,610 Capital city with active investor market and significant rehab opportunities.... Riverside CA Pop: 314,998 Inland Empire logistics-driven growth; dry-funding escrow state. High investor volume on e... Sacramento CA Pop: 524,943 State-capital market with strong investor activity; dry-funding escrow state. Central Vall... Saint Louis MO Pop: 286,578 Low entry prices and significant inventory. Active investor market.... Saint Paul MN Pop: 311,527 Twin Cities capital with older stock; wet-funding title/escrow state, truth-in-sale-of-hou... Salt Lake City UT Pop: 199,723 Wasatch Front market with strong appreciation and investor activity.... San Antonio TX Pop: 1,495,295 Seventh-largest US city. Strong investor activity with growing population.... San Diego CA Pop: 1,386,932 High-value coastal market; dry-funding escrow state. Military (Navy/Marine) turnover and P... Sarasota FL Pop: 56,146 Gulf Coast Florida market with consistent investor activity.... Savannah GA Pop: 147,088 Historic coastal market with vacation rental and flip opportunities.... Seattle WA Pop: 737,015 High-value tech market; dry-funding escrow state where funds disburse only after recording... Spokane WA Pop: 228,989 Eastern WA value market drawing Seattle/CA migration; dry-funding escrow state, record-fir... Tacoma WA Pop: 219,346 Seattle-overflow affordability; dry-funding escrow state. Port/JBLM military turnover and ... Tampa FL Pop: 398,173 One of the most active Florida investor markets. Significant out-of-state buyer activity.... Toledo OH Pop: 270,871 Low-price distressed and vacant inventory; wet-funding title/escrow state, strong out-of-s... Tucson AZ Pop: 542,630 Active secondary Arizona market. Lower prices than Phoenix.... Tulsa OK Pop: 411,401 Active Oklahoma market with affordable inventory and consistent investor demand.... Virginia Beach VA Pop: 459,470 Large Hampton Roads military market; wet-funding CRESPA settlement-agent state (title or a... West Palm Beach FL Pop: 117,415 Palm Beach County market with active investor community.... Winston-Salem NC Pop: 249,545 Affordable Piedmont Triad market; wet-funding, NC attorney-closing state with the due-dili... Apply for Funding --- ## /states/ All 50 States States We Lend In Swift Deal Funding provides transactional funding in every US state. Closings are coordinated through licensed title companies or closing attorneys in the state where the property is located. We are familiar with state-specific documentation requirements and adapt accordingly during underwriting. The list below shows population and the approximate real-estate-investor market activity for each state. State-specific pages with detailed pricing and process information are being added — applications can already be submitted nationwide regardless of state-specific content availability. Alabama AL Pop: 5.1M Lower median home prices ($210K) make Alabama attractive for fix-and-flip and wholesale deals. Birmi... Alaska AK Pop: 0.7M Small but specialized market. Most transactional funding deals concentrate in Anchorage.... Arizona AZ Pop: 7.4M Phoenix is one of the most active fix-and-flip markets in the US. Strong wholesaler community across... Arkansas AR Pop: 3.1M Lower entry prices and growing markets in Northwest Arkansas drive consistent investor activity.... California CA Pop: 39.0M Highest home values nationally mean larger deal sizes and higher transactional funding amounts. Stri... Colorado CO Pop: 5.9M Denver metro has been a hot flip market for years. Strong wholesale community.... Connecticut CT Pop: 3.6M Higher-priced markets with longer hold times. Transactional funding more common in lower-priced inla... Delaware DE Pop: 1.0M Small but stable market. Wilmington sees most investor activity.... Florida FL Pop: 22.6M Among the most active wholesale and fix-and-flip markets nationally. Major hub for both retail and o... Georgia GA Pop: 11.0M Atlanta is one of the top three wholesale markets in the US. Strong investor education community.... Hawaii HI Pop: 1.4M Very high home values, low transaction volume. Most deals are large multifamily or commercial.... Idaho ID Pop: 2.0M Boise metro has seen rapid growth and corresponding investor activity.... Illinois IL Pop: 12.5M Chicago has a deep wholesale market. Outside Cook County, downstate markets offer lower prices and a... Indiana IN Pop: 6.9M Indianapolis is one of the most affordable major-metro markets, attracting heavy out-of-state invest... Iowa IA Pop: 3.2M Stable Midwest market with consistent flip activity in metro Des Moines.... Kansas KS Pop: 2.9M Wichita and the Kansas City KS side both see steady investor activity.... Kentucky KY Pop: 4.5M Louisville and Lexington are growing flip markets with strong wholesaler networks.... Louisiana LA Pop: 4.6M New Orleans has unique market dynamics with historic properties. Baton Rouge offers more standard fl... Maine ME Pop: 1.4M Portland metro sees most investor activity. Limited wholesale market statewide.... Maryland MD Pop: 6.2M Baltimore has a deep wholesale market with significant rehab inventory.... Massachusetts MA Pop: 7.0M Boston-area prices push most flips outside the core; Worcester and Springfield see more wholesale ac... Michigan MI Pop: 10.0M Detroit has the lowest entry prices of any major US metro, driving heavy wholesale and fix-and-flip ... Minnesota MN Pop: 5.7M Twin Cities has a stable investor community. Cold-weather rehab considerations apply.... Mississippi MS Pop: 2.9M Lower median prices ($170K) make Mississippi attractive for wholesale. Coastal markets active.... Missouri MO Pop: 6.2M Kansas City and St. Louis both have deep wholesale markets with active local investors and significa... Montana MT Pop: 1.1M Limited inventory but rising prices in Bozeman and Missoula are creating select investor opportuniti... Nebraska NE Pop: 2.0M Omaha sees most investor activity with consistent flip opportunities.... Nevada NV Pop: 3.2M Las Vegas is one of the most active flip markets in the US. Heavy out-of-state investor presence.... New Hampshire NH Pop: 1.4M Limited inventory and competitive market. Most investor activity in southern NH.... New Jersey NJ Pop: 9.3M Higher entry prices push most flip activity to specific submarkets. Strong NYC commuter demand drive... New Mexico NM Pop: 2.1M Albuquerque is the primary investor market. Smaller statewide volume.... New York NY Pop: 19.6M Outside NYC, upstate markets (Buffalo, Rochester, Syracuse) have low entry prices and active wholesa... North Carolina NC Pop: 10.8M Charlotte and Raleigh-Durham are among the fastest-growing US metros with active investor activity.... North Dakota ND Pop: 0.8M Small market. Most activity in Fargo metro.... Ohio OH Pop: 11.8M All major Ohio metros (Columbus, Cleveland, Cincinnati) are highly active wholesale markets with low... Oklahoma OK Pop: 4.1M Oklahoma City and Tulsa both have deep wholesale markets with affordable inventory.... Oregon OR Pop: 4.2M Portland has the most investor activity. Stricter landlord-tenant regulations affect some strategies... Pennsylvania PA Pop: 13.0M Philadelphia and Pittsburgh have deep wholesale markets. Lower entry prices than other Northeast met... Rhode Island RI Pop: 1.1M Small but active Providence market.... South Carolina SC Pop: 5.4M Charleston, Columbia, and Greenville all see strong investor activity. Growing markets with rising p... South Dakota SD Pop: 0.9M Sioux Falls is the primary investor market. Small total volume.... Tennessee TN Pop: 7.1M Memphis is a top out-of-state investor destination. Nashville's growth attracts active flippers.... Texas TX Pop: 30.5M Texas has the largest aggregate investor activity of any state. Houston, Dallas, San Antonio all top... Utah UT Pop: 3.4M Wasatch Front markets have seen rapid appreciation and investor interest.... Vermont VT Pop: 0.6M Smallest investor market by volume. Limited wholesale activity.... Virginia VA Pop: 8.7M Richmond, Hampton Roads, and northern Virginia all have active investor communities.... Washington WA Pop: 7.8M Higher prices in Seattle push much flip activity to Spokane and Tacoma. Strict landlord regs in some... West Virginia WV Pop: 1.8M Low entry prices but limited buyer pool. Specialized wholesale market.... Wisconsin WI Pop: 5.9M Milwaukee has the deepest investor market in Wisconsin.... Wyoming WY Pop: 0.6M Smallest US state by population with limited investor activity outside oil-driven cycles.... Apply — All States --- ## /double-close-funding-akron-oh/ Double Close Funding · Akron, OH Double Close Funding in Akron, OH | Swift Deal Funding Double Close Funding in Akron, OH Akron is the original Rubber City, and decades after Goodyear and Firestone reshaped it, the housing stock left behind makes it one of the Midwest’s most active distressed-property markets. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Akron title company. With a median sale price near $140,000, Akron’s deals are defined by large percentage spreads on low dollar amounts. Distressed and vacant inventory runs through Goodyear Heights, Kenmore, and the older streets of West Akron, while out-of-state buy-and-hold investors chasing cash flow keep buyer demand strong year-round. A double close lets you protect a wide margin — often a property bought well below market and resold to an investor — without exposing the markup on the seller’s settlement statement. Funded amounts here commonly run $60,000 to $200,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Akron Ohio closes through title and escrow companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close: You line up one investor-friendly Summit County title company to run both the A-to-B and B-to-C legs. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses. Akron’s investor volume means many title offices handle this routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$90K deal = $1,125$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Summit County title company handling both transactions No credit check, no income docs, no tax returns. A local note: Akron’s deep distressed inventory means big percentage spreads on small dollar amounts — a double close keeps that markup off the seller’s settlement statement. A typical Akron double close scenario A wholesaler ties up a vacant bungalow in Goodyear Heights at $62,000 and has an out-of-state buy-and-hold investor at $108,000. Assigning would put the $46,000 spread — a 74% markup — right on the closing docs, so the wholesaler double closes at a Summit County title company. We wire $62,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the investor’s $108,000. We are repaid $62,000 plus the 1.25% fee ($775) from proceeds. The wholesaler nets roughly $45,225 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Which Akron title companies handle same-day double closes? + Many Summit County title and escrow offices run back-to-back A-to-B and B-to-C closings, since Akron's heavy out-of-state investor volume keeps double closing common. Ohio is a wet-funding, title-company state, so our money is in escrow before anyone signs. Use one title company for both legs — splitting them across two offices breaks the same-day sequencing we rely on. When you apply, give us your title contact and we coordinate the 9 AM wire and second-leg disbursement. Confirm same-day funding on both legs with your title company first. Do Akron's low prices make a double close worth it? + Often more so, because the percentage spreads are large. With a median near $140,000, a deal bought at $70,000 and resold at $115,000 is a modest dollar gap but a huge margin relative to price — exactly the kind of markup you don't want on the seller's settlement statement. A double close runs the A-to-B and B-to-C as two separate transactions at one title company, keeping the spread private. Our tiered fee on small Akron amounts stays low. Confirm disclosure language with an Ohio real estate attorney. Do I need a license to double close in Akron? + No. Ohio doesn't require a wholesaler license to assign or to double close, so Akron investors operate freely. A double close is still useful here for privacy and clean title transfer on distressed Goodyear Heights or Kenmore properties — you take title, then resell as the owner, keeping your markup off the seller-side docs. We're a direct lender funding the A-to-B leg, repaid from the B-to-C proceeds. No credit, income, or tax review. Confirm the closing structure with your Akron title company before scheduling. Apply for Double Close Funding in Akron, OH Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-alabama/ Double Close Funding · Alabama Double Close Funding in Alabama | Swift Deal Funding Double Close Funding in Alabama Double close funding lets an Alabama wholesaler close the A-to-B purchase from the motivated seller and the B-to-C sale to the end buyer on the same day, using our capital for the middle leg so you never put your own cash at risk. We fund the buy, your end buyer’s proceeds repay us, and you keep the spread. Most Alabama double closes fund between $100,000 and $350,000, in line with the state’s roughly $210K median home price, but capacity runs past $100 million per transaction. Alabama’s wholesale flow is concentrated in a handful of metros. Birmingham and Huntsville are the most active — Huntsville’s aerospace and defense job growth has pulled investors into the Tennessee Valley, while Birmingham offers the deepest inventory of value-add single-family. Mobile and Montgomery round out a market of about 5.1 million residents where lower entry prices keep fix-and-flip and assignment margins healthy. Because Swift Deal Funding is a direct lender, not a broker, there’s no credit check, no income docs, and no tax returns — your executed contracts and a verified end buyer are what underwrite the deal. How Double Close Funding closes in Alabama Alabama is an attorney-closing state: a licensed Alabama attorney must conduct or supervise real estate closings rather than a standalone escrow officer. For a double close this is an advantage — a single closing attorney controls both the A-B and B-C settlement statements and the order in which funds disburse, which keeps the two legs cleanly sequenced. Alabama is also a wet-funding state, meaning funds can disburse at the closing table once documents are signed, rather than waiting for the deed to record. That removes the recording-day lag that dry-funding states impose, so a same-day A-B-C close is straightforward here. We wire our portion to the attorney’s trust account by 9 AM Eastern on closing day; the attorney closes A-B, then immediately closes B-C, and our funds are repaid from the end buyer’s proceeds. Assignment and wholesaling are legal in Alabama provided you disclose your equitable interest. Always confirm the exact closing sequence and disbursement timing with your Alabama closing attorney before scheduling. Pricing Tiered flat fee on the funded amount, collected through the closing statement — no upfront or application fees: Funded AmountFee RateExampleUp to $1,000,0001.25%$300K = $3,750$1M – $10M1.0%$2.5M = $25,000$10M+CustomContact us You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Alabama closing attorney handling both transactions (required given the state’s attorney-closing rule) No credit check, no income verification, no tax returns. A typical Alabama double close scenario A wholesaler ties up a tired three-bed in Birmingham’s Crestwood neighborhood at $185,000 (A-B) and lines up a flipper to take it at $215,000 (B-C). The end buyer’s proof of funds checks out, and one Madison-area closing attorney agrees to handle both legs. We wire $185,000 to the attorney’s trust account by 9 AM. A-B closes, B-C closes minutes later, the end buyer’s $215,000 repays us, and the $30,000 spread less our 1.25% fee ($2,313) lands with the wholesaler — same business day. Apply Submit both contracts and your end-buyer verification online; we coordinate directly with your Alabama closing attorney. ~48 hours to wire-ready, same-day for clean files before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Does the fact that Alabama is an attorney-closing state change how a double close funds? + Alabama requires a licensed attorney to conduct or supervise the closing, so your A-B and B-C legs run through one closing attorney rather than a standalone escrow officer. That actually helps a same-day double close: one attorney controls both settlement statements and the order of disbursement. We wire to that attorney's trust account by 9 AM, and because Alabama is a wet-funding state, funds can disburse at the table once documents are signed. Confirm the specific sequence with your Alabama closing attorney. How fast can you fund a Birmingham or Huntsville double close? + From a complete file — both contracts, verified end buyer with proof of funds, and the title/attorney commitment — we're wire-ready in about 48 hours. Applications in before 11 AM Eastern with clean documents can hit same-day, and we wire to the Alabama closing attorney by 9 AM Eastern on closing day. Birmingham and Huntsville deals tend to move quickly because attorneys there handle wholesale double closes routinely. What funded amounts are typical for Alabama double closes? + With Alabama's roughly $210K median price, most double closes here fund between $100,000 and $350,000, though we have capacity beyond $100 million on a single transaction. The flat fee is 1.25% up to $1M and 1.0% from $1M to $10M, collected on the closing statement. A $250,000 Mobile or Montgomery flip funds at a $3,125 fee — paid only if the deal closes. Apply for Double Close Funding in Alabama Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-alaska/ Double Close Funding · Alaska Double Close Funding in Alaska | Swift Deal Funding Double Close Funding in Alaska A double close lets you buy from the seller (A-to-B) and resell to your end buyer (B-to-C) the same day, with our capital carrying the middle leg so your own money never sits in the deal. We fund the purchase, the buyer’s proceeds repay us, and the spread is yours. Alaska’s transactions are smaller than most of the Lower 48 — typically $60,000 to $200,000 — though our ceiling runs past $100 million per transaction. This is a small, specialized market. With roughly 733,000 residents, the flow concentrates almost entirely in Anchorage, with a thinner pipeline in Fairbanks. Inventory is limited and the geography is unforgiving, so volume stays low — but relocation, military and estate transactions keep a steady trickle of double-close-eligible deals moving through Anchorage title companies. We lend directly — not as a broker — with no credit check, no income docs, and no tax returns. Your contracts and a verified buyer are the underwriting. How Double Close Funding closes in Alaska The thing that shapes an Alaska double close is that the state records before it disburses. Money doesn’t move at the signing table; the title officer releases it only after the recording office posts the deed. In a same-day A-B-C that creates a recording-day dependency — the recording office has to post the A-B deed, then the B-C deed, before funds move and our advance is repaid from the buyer’s proceeds. Alaska doesn’t mandate a closing attorney, so the work runs through title companies and their title officers. We pre-position the wire with the title officer by 9 AM Eastern, but the practical sequence depends on the recording office’s cutoff and the officer’s ability to record both deeds the same day. Coordinate this carefully: have your Anchorage or Fairbanks title officer confirm same-day recording is feasible before scheduling. Assigning is legal in Alaska with disclosure of your equitable interest; confirm the recording timing with your title company. Pricing A tiered flat fee on the funded amount, taken on the closing statement — no upfront or application costs: Funded AmountFee RateExampleUp to $1,000,0001.25%$150K = $1,875$1M – $10M1.0%$2.5M = $25,000$10M+CustomContact us You only pay if the deal funds and closes. What you’ll need A signed A-to-B purchase contract A signed B-to-C assignment or purchase contract A verified end buyer with proof of funds or a financing pre-approval Both legs scheduled to close the same day, with same-day recording confirmed (essential under the record-first order) One Alaska title company carrying both transactions No credit check, no income verification, no tax returns. A typical Alaska double close scenario A wholesaler picks up a small home near Anchorage’s Spenard area at $135,000 (A-B) from an out-of-state owner liquidating an inheritance, and resells it to a local landlord at $165,000 (B-C). The buyer’s proof of funds is verified and one Anchorage title company carries both legs. We pre-position $135,000 with the title officer. The recording office posts the A-B deed, then the B-C deed, the same day; once recording confirms, the $165,000 repays us, and the $30,000 spread less the 1.25% fee ($1,688) goes to the wholesaler. Apply Upload both contracts and your buyer verification; we coordinate the record-first sequence with your Alaska title officer. About 48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions Alaska records before it disburses — does that sink a same-day double close? + No, but it sets the pace. In Alaska the title officer can't release money until the recording office posts the deed, so both the A-B and B-C legs hinge on recording happening that day. We pre-position the wire with the Anchorage title officer by 9 AM, but the same-day close depends on the recording office processing both deeds before the day runs out. Have your title officer confirm same-day recording is realistic before you set the date. How quick is an Anchorage double close? + With both contracts, a buyer who's shown proof of funds, and the title commitment, we're generally wire-ready in about 48 hours, with the wire pre-positioned by 9 AM Eastern on closing day. The real limiter in Alaska isn't us — it's the record-first sequence. Anchorage carries most of the state's transactional work and the title officers there are used to coordinating same-day recordings, but leave some margin around the recording office's schedule. Is there enough deal flow in Alaska to bother? + Alaska's a small, specialized market — about 733,000 residents, with activity concentrated in Anchorage and a smaller pool in Fairbanks. Double closes here typically land between $60,000 and $200,000. The geography and limited inventory keep volume low, but relocation, military and estate transactions surface regularly, and our 1.25% flat fee keeps them workable whenever the spread is there. Apply for Double Close Funding in Alaska Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-albuquerque-nm/ Double Close Funding · Albuquerque, NM Double Close Funding in Albuquerque, NM | Swift Deal Funding Double Close Funding in Albuquerque, NM Double close funding in Albuquerque covers the wholesale A→B→C structure: you buy from the seller and resell to your end buyer the same day, through one New Mexico title company and a single file. We front the A-to-B capital, so you close the resale without putting up a dollar of your own. Albuquerque deals we fund typically run $150,000–$500,000, with capacity past $100,000,000 on a single transaction. Albuquerque is a steady high-desert market with a deep stock of adobe and stucco homes. Inventory turns over in the International District and the South Valley, where older properties draw both flippers and rental buyers, and the median sits around $340,000. New Mexico’s dry-funding closing model is the detail that most shapes how a wholesaler times a same-day double close here. How a double close closes in Albuquerque (dry-funding, record-first) New Mexico is a dry-funding state, so disbursement happens only after the deed records — never at signing. That record-first timing drives the whole same-day model: We wire the A-to-B funds to your Albuquerque title company by 9 AM Eastern. Both legs sign in the morning. The A-to-B deed records with the Bernalillo County Clerk first; that leg disburses on confirmation. The B-to-C deed records next; once it clears, the end buyer’s proceeds repay our capital plus the fee. The A-to-B-before-B-to-C recording order is what allows the chain to close the same day. Because everything is tied to county recording rather than signing, an early, complete file matters more here than in a wet state. Confirm the recording cutoff with your Albuquerque title company. Pricing Tiered flat fee on the funded amount, collected on the settlement statement, no upfront cost: up to $1M = 1.25%, $1M–$10M = 1.0%, $10M+ custom. A $250,000 A-to-B leg runs a $3,125 fee. What you’ll need Executed A-to-B purchase contract Executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing pre-approval Same-day closing scheduled on both legs A single New Mexico title company handling both transactions and Bernalillo County recording No credit pull, income docs, or tax returns; no New Mexico wholesaler license required. A typical Albuquerque double close scenario You tie up a stucco ranch in the International District at $215,000 (A-to-B) and assign the position to a flipper at $245,000 (B-to-C) — a $30,000 spread you’d rather keep off the buyer’s statement. We wire $215,000 to your Albuquerque title company by 9 AM Eastern. Both legs sign that morning; the A-to-B deed records with Bernalillo County, then B-to-C records. Once disbursement clears recording, our $215,000 plus the $2,687.50 fee is repaid from end-buyer proceeds and you net about $27,312.50 — the same business day. Apply Upload both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files in before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does New Mexico's dry-funding rule affect an Albuquerque double close? + New Mexico is a dry-funding state, so title disburses only after the deed records — not at signing. For a same-day A-to-B-then-B-to-C double close in Albuquerque, the A-to-B deed records with the Bernalillo County Clerk first, then the B-to-C deed, with disbursement following each recording. We wire by 9 AM Eastern so both legs can sign in the morning and record in sequence. Confirm the daily recording cutoff with your title company so the chain clears the same business day. Do I need a license to double close in Albuquerque? + No. New Mexico does not require a wholesaler or real estate license to control and resell a contract you've put under agreement. You'll need a fully executed A-to-B purchase contract and a separate B-to-C contract with a verified end buyer. A New Mexico title company handles both legs and the Bernalillo County recording. We supply the A-to-B capital and coordinate the closing statement; the title company manages the deeds and the record-first sequence. Can an Albuquerque double close fund and close the same day? + Yes, with a complete file in before 11 AM Eastern. Our wire reaches the Albuquerque title company by 9 AM Eastern, both legs sign that morning, the A-to-B deed records with Bernalillo County, then B-to-C records, and our funds are repaid from end-buyer proceeds once disbursement clears recording. Because New Mexico ties disbursement to recording rather than the signing table, an early, clean file is what makes the same-day chain hold. Apply for Double Close Funding in Albuquerque, NM Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-arizona/ Double Close Funding · Arizona Double Close Funding in Arizona | Swift Deal Funding Double Close Funding in Arizona Double close funding lets an Arizona wholesaler close the A-to-B purchase from the seller and the B-to-C resale to the end buyer the same day, using our capital for the middle leg so your own cash is never at risk. We fund the buy, the end buyer’s proceeds repay us, you keep the spread. Arizona deal sizes run larger than most states — double closes here typically fund $200,000 to $800,000 — with capacity past $100 million per transaction. Arizona is one of the most active fix-and-flip and wholesale markets in the country. Phoenix anchors a deep, fast-moving investor community, with strong secondary activity in Tucson and Mesa across a state of about 7.4 million residents. Inventory turns quickly and competition with cash buyers is fierce, which is exactly why double close funding — letting you close without exposing your own capital — fits the Arizona pace. Swift Deal Funding is a direct lender, not a broker — no credit check, no income docs, no tax returns. Your executed contracts and a verified end buyer underwrite the deal. How Double Close Funding closes in Arizona Two Arizona facts drive the choreography. The first is the escrow agent. Arizona doesn’t put attorneys at the closing table; it puts licensed escrow agents, regulated by the state, working inside title/escrow companies. For a clean A-B-C you want one agent holding both files so a single set of hands sequences the disbursements and the recordings. The second is the order of operations: Arizona records before it disburses. The recorder has to post the A-B deed, then the B-C deed, before any money leaves the escrow account — so the whole same-day close lives or dies on the recorder posting that day, after which the agent releases funds and the B-C proceeds repay us. Maricopa County’s e-recording keeps that turnaround tight, but it’s still the cutoff that governs the day. We have the wire in the account by 9 AM Eastern; you and your escrow agent should confirm both deeds can record the same day before locking the date. Assignments are legal in Arizona with disclosure of your equitable interest — verify the recording timing with your escrow agent. Pricing Tiered flat fee on the funded amount, collected through the closing statement — no upfront or application fees: Funded AmountFee RateExampleUp to $1,000,0001.25%$400K = $5,000$1M – $10M1.0%$2.5M = $25,000$10M+CustomContact us You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled with same-day recording confirmed (essential under Arizona’s record-first rule) A single Arizona escrow agent handling both transactions No credit check, no income verification, no tax returns. A typical Arizona double close scenario A wholesaler ties up a 1970s ranch in Phoenix’s Maryvale district at $310,000 (A-B) and resells it to a flip team at $355,000 (B-C). One Phoenix escrow agent holds both files and the end buyer’s proof of funds checks out. We have $310,000 in the account by 9 AM. Documents sign, the Maricopa County recorder posts both deeds that day, the agent releases funds, and the $355,000 repays us. The $45,000 spread less the 1.25% fee ($3,875) goes to the wholesaler — same business day, once recording confirms. Apply Submit both contracts and your end-buyer verification online; we coordinate with your Arizona escrow agent on the record-first sequence. ~48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions How does Arizona's record-first rule affect a same-day double close? + Arizona records the deed before it releases any money, so both the A-B and B-C legs wait on the county recorder posting that day. The escrow agent holds our wire until recording confirms, then disburses. In Maricopa County the e-recording turnaround is quick, but the same-day close still runs on the recorder's clock, not the signing table. Get your escrow agent to confirm both deeds can record the same day before you set the date. Who runs an Arizona double close — a closing attorney or an escrow agent? + A licensed escrow agent, not an attorney. Arizona closings go through escrow agents inside title/escrow companies, regulated by the state. For a double close you want one agent holding both the A-B and B-C files so the disbursements and recordings stay in a single, controlled sequence. That's standard practice in Phoenix and Tucson and beats splitting the two legs across separate escrow teams. What funded amounts are typical for Arizona double closes? + Arizona is one of the most active fix-and-flip markets in the country, and deal sizes are larger than many states — double closes here typically fund $200,000 to $800,000, though capacity runs past $100 million. The flat fee is 1.25% up to $1M and 1.0% from $1M to $10M, collected on the closing statement. A $400,000 Mesa double close funds at a $5,000 fee, paid only if it closes. Apply for Double Close Funding in Arizona Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-arkansas/ Double Close Funding · Arkansas Double Close Funding in Arkansas | Swift Deal Funding Double Close Funding in Arkansas A double close lets you buy from the seller (A-to-B) and sell to your end buyer (B-to-C) the same day, with our capital carrying the middle leg so your own money never sits in the deal. We fund the purchase, the buyer’s proceeds pay us back, and the spread is yours. Arkansas’s affordable price points keep most of these in the $100,000–$350,000 range, though our ceiling runs past $100 million per transaction. The standout story here is the northwest. Fayetteville, Bentonville and Rogers form one of the country’s fastest-growing metros, powered by the Walmart, Tyson Foods and J.B. Hunt headquarters and the people they keep pulling in. That corridor throws off a steady supply of value-add inventory and investor demand, while Little Rock and Fort Smith add dependable volume across a state of about 3.1 million. We lend directly — not as a broker — with no credit check, no income docs, and no tax returns. Your contracts and a verified buyer are the underwriting. How Double Close Funding closes in Arkansas The key advantage in Arkansas is wet funding. Because the closing agent can release funds at settlement as soon as documents are signed — no waiting on the recorder the way dry-funding states require — the same-day A-B-C runs without a recording-day gap. A-B closes, B-C follows immediately, and the buyer’s proceeds repay us right at the table. Arkansas doesn’t mandate an attorney at closing, so the work runs through licensed title companies and their closing agents. For a double close you’ll want one title company carrying both the A-B and B-C files, so a single closing agent controls the order in which everything disburses. Our wire is in place by 9 AM Eastern on closing day. Assigning is legal in Arkansas provided you disclose your equitable interest; confirm the disbursement sequence with your closing agent before you schedule. Pricing A tiered flat fee on the funded amount, taken on the closing statement — no upfront or application costs: Funded AmountFee RateExampleUp to $1,000,0001.25%$250K = $3,125$1M – $10M1.0%$2.5M = $25,000$10M+CustomContact us You only pay if the deal funds and closes. What you’ll need A signed A-to-B purchase contract A signed B-to-C assignment or purchase contract A verified end buyer with proof of funds or a financing pre-approval Both legs scheduled to close the same day One Arkansas title company carrying both transactions No credit check, no income verification, no tax returns. A typical Arkansas double close scenario A wholesaler locks up a tired three-bed in Springdale, right in the Northwest Arkansas corridor, at $175,000 (A-B) and flips the contract to a buy-and-hold investor riding the region’s rent growth at $205,000 (B-C). The buyer’s proof of funds checks out and one Fayetteville title company carries both files. We get $175,000 to the closing agent by 9 AM. A-B closes, B-C follows minutes later, and because Arkansas funds wet, the $205,000 pays us back at the table — leaving the $30,000 spread less our 1.25% fee ($2,188) with the wholesaler that day. Apply Upload both contracts and your buyer verification; we coordinate straight with your Arkansas title company. About 48 hours to wire-ready, same day for clean files before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Does Arkansas let a double close fund at the table? + It does — Arkansas is a wet-funding state, so the closing agent can release money at settlement the moment documents are signed, instead of waiting for the deed to record the way dry-funding states do. That keeps the same-day A-B-C tidy: we get the wire into the closing agent's hands by 9 AM, the A-B leg closes, the B-C leg follows right behind, and the buyer's proceeds repay us at the table. Recording still happens, but disbursement doesn't hang on it. Confirm the order with your closing agent. How quick is a Northwest Arkansas double close? + With both contracts, a verified buyer who's shown proof of funds, and the title commitment, we're generally wire-ready in about 48 hours — same day for clean files in before 11 AM Eastern, wire landing by 9 AM Eastern on closing day. Closing agents in Fayetteville and Bentonville run a steady stream of investor double closes thanks to the corridor's growth, so these tend to move along briskly. How large do Arkansas double closes typically run? + The state's low entry prices keep most in the $100,000–$350,000 range, though we have capacity past $100 million. Our fee is 1.25% up to $1M, then 1.0% from $1M to $10M, taken on the closing statement. A $250,000 Little Rock or Fort Smith double close carries a $3,125 fee — and you only pay it if the deal actually closes. Apply for Double Close Funding in Arkansas Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-arlington-tx/ Double Close Funding · Arlington, TX Double Close Funding in Arlington, TX | Swift Deal Funding Double Close Funding in Arlington, TX A double close lets you protect a spread without exposing it on a settlement statement, and Arlington’s spot at the center of the DFW mid-cities gives you deep access to both buyers and title infrastructure. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Arlington-area title company. Wedged between Dallas and Fort Worth, Arlington blends suburban rental demand with the draw of the entertainment district around AT&T Stadium and Globe Life Field. With a median sale price around $340,000, deal flow concentrates in east Arlington’s older, value-add stock, mid-century ranches near downtown, and rental-strong pockets close to the universities. Funded amounts here commonly run $200,000 to $550,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Arlington Texas closes through title companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close: You line up one investor-friendly Arlington-area title company to run both the A-to-B and B-to-C legs. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses. DFW mid-cities title offices handle this constantly. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$340K deal = $4,250$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Arlington-area title company handling both transactions No credit check, no income docs, no tax returns. A local note: with Dallas and Fort Worth both minutes away, your end buyer may close at an office in either direction — just keep both legs at the same title company. A typical Arlington double close scenario A wholesaler ties up a 1960s ranch in east Arlington at $245,000 and has a buy-and-hold end buyer at $300,000. Rather than assign and show the $55,000 spread, the wholesaler books a double close at a mid-cities title company that runs investor deals daily. We wire $245,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $300,000. We are repaid $245,000 plus the 1.25% fee ($3,062) from proceeds. The wholesaler nets roughly $51,938 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Which Arlington title companies handle same-day double closes? + Plenty across the DFW mid-cities. Sitting between Dallas and Fort Worth, Arlington wholesalers can use investor-focused offices in the city, in nearby Grand Prairie, or across the metroplex, and many run back-to-back A-to-B and B-to-C closings routinely. Use one office for both legs — splitting across separate title companies breaks the same-day sequencing we rely on. Give us the title contact when you apply and we coordinate the 9 AM wire and second-leg disbursement directly. Confirm both-leg same-day funding with your title company first. Does demand around the entertainment district help a double close? + Indirectly, yes. AT&T Stadium, Globe Life Field, and the surrounding entertainment district keep buyer interest and rental demand steady across Arlington, which supports a reliable end-buyer pool for same-day closes. We underwrite on your two contracts and the end buyer's proof of funds, not on proximity to the stadiums. A verified cash or pre-approved end buyer keeps the same-day close on schedule. Confirm closing dates with your title company before locking the wire. Why double close instead of assigning an Arlington deal? + To keep your spread off the seller's settlement statement. Texas does not license wholesalers, but you must disclose an assignment, and an assignment fee shows on the closing docs. A double close keeps the A-to-B and B-to-C as separate transactions at one Arlington-area title company, so your markup on an east Arlington value-add stays private. We wire the A-to-B funds, you resell minutes later, and we are repaid from B-to-C proceeds. Confirm disclosure handling with your title company. Apply for Double Close Funding in Arlington, TX Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-atlanta-ga/ Double Close Funding · Atlanta, GA Double Close Funding in Atlanta, GA | Swift Deal Funding Double Close Funding in Atlanta, GA Double close funding lets an Atlanta wholesaler buy from the seller (A-B) and resell to the end buyer (B-C) the same day, through one closing attorney, without using your own capital for the middle leg. We fund the A-B purchase and are repaid from the end-buyer proceeds when B-C closes. As one of the top three wholesale markets in the country, Atlanta keeps deal volume high across English Avenue, the West End, Adair Park, and East Point — investor-heavy neighborhoods where double closes are routine. Our funding scales from a $150K rehab to multimillion-dollar assets. How double close funding closes in Atlanta Georgia is a wet-funding state, but — critically — an attorney-closing state: a licensed Georgia attorney must conduct the closing, and a title company alone cannot. For a double close, both legs run through that single closing attorney on the same day, so your first move is confirming the attorney will handle a same-day, back-to-back close. We wire transactional funds to the attorney’s trust account by 9 AM Eastern. A-B funds and records, B-C closes immediately after, and our funds plus fee are repaid from the end-buyer’s proceeds — all in one business day. Standard turnaround is roughly 48 hours; same-day for files in before 11 AM Eastern. Pricing Tiered flat fee on the funded amount, collected on the settlement statement — no upfront or application fees: Funded amountFeeUp to $1,000,0001.25%$1,000,000 – $10,000,0001.0%$10,000,000+Custom A $400,000 Atlanta deal — near the local median — carries a $5,000 fee. You pay only if the deal funds and closes. What you’ll need Fully executed A-B purchase contract Fully executed B-C assignment or purchase contract Verified end buyer with proof of funds or financing pre-approval A same-day closing scheduled for both legs A single licensed Georgia closing attorney handling both transactions No credit check, income verification, or tax returns. Local note: because Georgia requires an attorney to close, line up a closing attorney who routinely runs same-day double closes — in Atlanta’s busy market their calendar, not our funding, is usually the constraint. A typical Atlanta double close scenario You lock a bungalow in Adair Park at $230,000 (A-B) and assign the resale to a rehab buyer at $285,000 (B-C). The buyer wants the assignment off their side, so a double close fits. We wire $230,000 to your closing attorney’s trust account by 9 AM. A-B closes, B-C closes minutes later, and we’re repaid $230,000 plus the $2,875 fee from the buyer’s $285,000. You net roughly $52,125 the same day, with no capital tied up. Apply Send your two contracts and end-buyer proof of funds online — most files take under ten minutes. Apply for Double Close · See how it works Frequently Asked Questions Does a Georgia attorney have to close my Atlanta double close? + Yes. Georgia is an attorney-closing state, so a licensed Georgia attorney must conduct the closing — a title company alone cannot. For a double close, that means both the A-B and B-C legs run through the same closing attorney on the same day. This is the single biggest coordination point in Atlanta deals: confirm early that your attorney is comfortable running a same-day, back-to-back double close. We wire transactional funds to that attorney's trust account by 9 AM Eastern; A-B closes, B-C closes right after, and we're repaid from the end-buyer proceeds. How fast can you fund a double close in Atlanta? + Standard turnaround is about 48 hours from a complete file to wire-ready, with same-day possible when your application arrives before 11 AM Eastern with both contracts, end-buyer proof of funds, and the title commitment. We wire to your Atlanta closing attorney's trust account by 9 AM Eastern on closing day. In Atlanta's high-volume wholesale market the usual bottleneck isn't us — it's getting the attorney's office scheduled for a same-day double close, so book that slot as soon as the deal is locked. Do I need a wholesaler license to double close in Atlanta? + No. Georgia doesn't require a wholesaler license to assign or double close, but you should disclose your role and assignment so the resale is transparent to the closing attorney and on the settlement statement. We're a direct lender — no credit, income, or tax review — so funding turns on your two contracts and a verified end buyer. Remember the attorney must conduct the closing regardless. Confirm current Georgia disclosure norms with your closing attorney. Apply for Double Close Funding in Atlanta, GA Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-augusta-ga/ Double Close Funding · Augusta, GA Double Close Funding in Augusta, GA | Swift Deal Funding Double Close Funding in Augusta, GA Double close funding lets an Augusta wholesaler buy from the seller (A-B) and resell to the end buyer (B-C) the same day, through one closing attorney, without tying up your own capital on the middle leg. We fund the A-B purchase and are repaid from the end-buyer proceeds when B-C closes. Augusta is one of the more affordable markets in Georgia — a median near $190,000 — with steady investor demand driven by the Masters economy and the Fort Eisenhower cyber workforce. Deals cluster in revitalizing areas like Harrisburg and Olde Town, plus rental-focused buys near the base. How double close funding closes in Augusta Georgia is a wet-funding state but, critically, an attorney-closing state: a licensed Georgia attorney must conduct the closing, and a title company alone cannot. For a double close, both legs run through that single attorney on the same day, so your first move is confirming the attorney will handle a back-to-back close — in a smaller market like Augusta, fewer firms do these routinely. We wire transactional funds to the attorney’s trust account by 9 AM Eastern. A-B funds and records, B-C closes immediately after, and our funds plus fee are repaid from the end-buyer’s proceeds — all in one business day. Standard turnaround is about 48 hours; same-day for files in before 11 AM Eastern. Pricing Tiered flat fee on the funded amount, collected on the settlement statement — no upfront or application fees: Funded amountFeeUp to $1,000,0001.25%$1,000,000 – $10,000,0001.0%$10,000,000+Custom A $190,000 Augusta deal — near the local median — carries just a $2,375 fee. You pay only if the deal funds and closes. What you’ll need Fully executed A-B purchase contract Fully executed B-C assignment or purchase contract Verified end buyer with proof of funds or financing pre-approval A same-day closing scheduled for both legs A single licensed Georgia closing attorney handling both transactions No credit check, income verification, or tax returns. Local note: because Georgia requires an attorney to close, confirm your Augusta closing attorney runs same-day double closes — in this smaller market the attorney’s calendar, not our funding, is the usual constraint. A typical Augusta double close scenario You lock a Harrisburg cottage at $110,000 (A-B) and assign the resale to a rental buyer near Fort Eisenhower at $145,000 (B-C). The buyer wants the assignment off their side, so a double close fits. We wire $110,000 to your closing attorney’s trust account by 9 AM. A-B closes, B-C closes minutes later, and we’re repaid $110,000 plus the $1,375 fee from the buyer’s $145,000. You net roughly $33,625 the same day, with no capital tied up. Apply Send your two contracts and end-buyer proof of funds online — most files take under ten minutes. Apply for Double Close · See how it works Frequently Asked Questions Does a Georgia attorney have to close my Augusta double close? + Yes. Georgia is an attorney-closing state, so a licensed Georgia attorney must conduct the closing — a title company alone cannot. For a double close, both the A-B and B-C legs run through the same closing attorney on the same day. In Augusta's smaller market there are fewer attorneys running back-to-back double closes than in Atlanta, so confirm early that yours is comfortable with the structure. We wire transactional funds to the attorney's trust account by 9 AM Eastern; A-B closes, B-C closes right after, and we're repaid from the end-buyer proceeds. How fast can you fund a double close in Augusta? + Standard turnaround is about 48 hours from a complete file to wire-ready, with same-day possible when your application arrives before 11 AM Eastern with both contracts, end-buyer proof of funds, and the title commitment. We wire to your Augusta closing attorney's trust account by 9 AM Eastern on closing day. With Augusta's affordable price points the dollar amounts are smaller, but the attorney-scheduling step is the same — book the same-day slot as soon as the deal is locked. Do I need a wholesaler license to double close in Augusta? + No. Georgia doesn't require a wholesaler license to assign or double close, but you should disclose your role and assignment so the resale is transparent to the closing attorney and on the settlement statement. We're a direct lender — no credit, income, or tax review — so funding turns on your two contracts and a verified end buyer. The Georgia attorney must still conduct the closing. Confirm current disclosure norms with your closing attorney. Apply for Double Close Funding in Augusta, GA Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-austin-tx/ Double Close Funding · Austin, TX Double Close Funding in Austin, TX | Swift Deal Funding Double Close Funding in Austin, TX Austin’s market swung hard — a pandemic-era tech boom, then a sharp price correction after 2022 — and a double close is how you lock in a spread quietly in a metro where margins have tightened and inventory stays competitive. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Austin title company. With a median sale price near $550,000 — the highest of the major Texas metros — Austin deals tend to be larger, and the post-correction environment rewards wholesalers who keep their markup private. Activity concentrates in specific submarkets: value-add bungalows in East Austin, dated ranches in North Austin and Round Rock, and acreage plays out in the hill country toward Dripping Springs. Funded amounts here commonly run $150,000 to $500,000, with capacity up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Austin Texas handles closings at title companies, not law offices, and as a wet-funding state it wants money in escrow ahead of disbursement — which is exactly the rhythm a same-day double close needs: You line up one investor-friendly Austin title company to handle both the A-to-B and B-to-C legs. Our funds arrive at that office by 9 AM the morning of closing, sitting in escrow before any documents are signed. The A-to-B leg draws on our money; the seller is paid and the deed passes to you. The B-to-C leg follows minutes later as your end buyer funds, you keep the spread, and we are repaid from those proceeds ahead of disbursement. Investor-active offices around East Austin, South Congress, and Round Rock run double closes regularly. Confirm same-day disbursement and second-leg sequencing with your title company before locking the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$550K deal = $6,875$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Austin-area title company handling both transactions No credit check, no income docs, no tax returns. A local note: in a corrected, choosier Austin market, a well-capitalized verified end buyer is what keeps the same-day close on schedule. A typical Austin double close scenario A wholesaler ties up a 1970s ranch in East Austin at $470,000 and has a flipper end buyer at $525,000. To keep the $55,000 spread off the settlement statement, the wholesaler books a double close at a South Congress-area title company that handles investor files. We wire $470,000 by 9 AM. The A-to-B leg funds, the seller is paid, and the B-to-C closes minutes later with the end buyer’s $525,000. We are repaid $470,000 plus the 1.25% fee ($5,875) from proceeds. The wholesaler nets roughly $49,125 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Does Austin's price correction since 2022 change how double close funding works? + The mechanics are identical; the math is what shifted. After the post-2022 cooldown, Austin spreads tightened and end buyers turned pickier, so a verified, well-capitalized end buyer matters more than it did at the peak. We underwrite your two contracts and the buyer's proof of funds, not the market trend, but lining up a solid B-to-C buyer in East Austin or the hill country before you close keeps the same-day double close on schedule. Confirm the closing date with your title company once the buyer is locked. Can I double close on a tight-inventory East Austin deal the same day? + Yes. Even with Austin's MLS-tight inventory, a double close runs through one title company handling both the A-to-B and B-to-C legs the same business day. We wire our funds by 9 AM so the A-to-B leg funds, then the B-to-C proceeds repay us before disbursement. Investor-active title offices around East Austin, South Congress, and Round Rock run these regularly. Pick one office for both legs and confirm they are comfortable with same-day sequencing before you set the date. Are Austin's higher prices a problem for double close funding? + No — Austin's higher median, around $550,000, sits comfortably inside our 1.25% tier, which covers funded amounts up to $1,000,000. Larger hill-country or commercial deals move into the 1.0% tier from $1M to $10M, and anything above that is custom. Because the fee is a flat percentage collected only at closing, a pricier Austin deal simply means a larger spread to protect by keeping it off the seller's settlement statement. Confirm your final numbers with your title company. Apply for Double Close Funding in Austin, TX Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-bakersfield-ca/ Double Close Funding · Bakersfield, CA Double Close Funding in Bakersfield, CA | Swift Deal Funding Double Close Funding in Bakersfield, CA Bakersfield is a Central Valley value market, and a double close is how you keep a healthy spread private rather than printing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day through one Bakersfield escrow company. The metro runs on oil, agriculture, and affordability, with a median sale price around $390,000 — far below coastal California. That value gap is the opportunity: aging stock in Oildale and East Bakersfield, value-add ranch homes in Rosedale, and infill across the southwest produce margins worth protecting. Funded amounts here commonly run $200,000 to $600,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Bakersfield California closes through escrow companies, not attorneys, and it is a dry-funding state — escrow disburses only after the deed records with the Kern County Recorder, not at the signing table. That record-first rule shapes the entire same-day sequence: You line up one investor-friendly Bakersfield escrow company to run both the A-to-B and B-to-C legs. We wire our funds into escrow by 9 AM the morning of closing. The A-to-B leg signs and the deed records with Kern County; once recording confirms, escrow disburses and the seller is paid. The B-to-C leg records and disburses minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds. The Bakersfield nuance is the recording cutoff. Because funds release post-recording, both legs must clear Kern County before the day ends. Confirm the timeline with your escrow company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$390K deal = $4,875$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Bakersfield-area escrow company handling both transactions No credit check, no income docs, no tax returns; no California wholesaler license required, though you should disclose your equitable interest. A local note: because Kern County escrow disburses after recording, submit documents early so both legs record the same business day. A typical Bakersfield double close scenario A wholesaler ties up a 1960s ranch in East Bakersfield at $245,000 and has a buy-and-hold end buyer at $300,000. Rather than assign and show the $55,000 spread, the wholesaler books a double close at a Rosedale-area escrow company that handles investor files. We wire $245,000 by 9 AM. The A-to-B leg signs and records with Kern County; escrow disburses and the seller is paid. Minutes later the B-to-C records and closes with the end buyer’s $300,000. We are repaid $245,000 plus the 1.25% fee ($3,062) from proceeds. The wholesaler nets roughly $51,938 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does California's record-first escrow rule affect a double close in Bakersfield? + It governs your timing. California is a dry-funding escrow state, so a Bakersfield escrow company cannot disburse at signing — money releases only after the deed records with the Kern County Recorder. For a double close, that means our A-to-B funds sit in escrow, the deed records, and only then does the file disburse and the B-to-C leg sequence in. Both legs run through one escrow company on the same day. Confirm the recording cutoff with your escrow company so both legs clear before the day ends. Should both legs of a Bakersfield double close use the same escrow company? + Yes. Running the A-to-B and B-to-C through a single Bakersfield escrow company is what makes the same-day sequence possible. Splitting the two legs across separate escrow holders breaks the timing we rely on for record-first disbursement. When you apply, give us your escrow officer's contact and we coordinate the 9 AM wire directly. Because California disburses post-recording, a single escrow company that recognizes investor double-close files keeps the two recordings clean. Why double close instead of assign on a Bakersfield deal? + To keep your spread off the seller's settlement statement. Bakersfield's value-driven Central Valley pricing produces solid margins on older inventory in East Bakersfield and Oildale, and an assignment would expose your fee on the closing docs. A double close splits the A-to-B and B-to-C into two transactions at one Kern County escrow company, so the markup stays private. We fund the A-to-B and are repaid from the B-to-C proceeds. Disclose your equitable interest and confirm language with a California attorney. Apply for Double Close Funding in Bakersfield, CA Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-baltimore-md/ Double Close Funding · Baltimore, MD Double Close Funding in Baltimore, MD | Swift Deal Funding Double Close Funding in Baltimore, MD A double close lets a Baltimore wholesaler buy from the seller (A-to-B) and resell to the end buyer (B-to-C) the same day, through one settlement agent, without showing your buyer the spread. Swift Deal Funding is a direct lender that wires the A-to-C capital so both legs fund cleanly. With Baltimore’s median sale price near $200,000 and dramatic block-by-block value swings, this usually means funding mid-five-figure purchases on rowhome streets in Canton, Hampden, and Patterson Park — with capacity to $10M+ on larger deals. No credit pull, no income docs, no tax returns. We underwrite the executed contracts and a clean title. How Double Close closes in Baltimore Maryland is a wet-funding state, so money must be in escrow before closing — we wire to your settlement agent by 9 AM Eastern on closing day. Closings settle through a title company or an attorney, and the double close requires a single one of them handling both legs. Two Baltimore specifics drive the economics. First, transfer and recordation taxes: a double close is two recorded conveyances, and Maryland plus Baltimore City tax each transfer, so your A-to-B and B-to-C legs can both be hit — a real cost to price into the spread. Second, ground rents: many older rowhomes sit on leased land with a small annual ground rent owed to a holder, which must be identified and resolved in title and at settlement on both legs. Both are reasons to open the title commitment early. Standard turnaround is about 48 hours from a complete file; same-day is possible before 11 AM ET. Confirm current tax rates and ground-rent status with a local Maryland closing professional. Pricing Tiered flat fee on the funded amount, collected on the settlement sheet — nothing upfront. This is separate from the city/state transfer and recordation taxes above: Funded AmountFee RateUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom You pay our fee only if the deal funds and closes. What you’ll need Executed A-to-B purchase contract Executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing Same-day closing scheduled for both legs A single Maryland title company or attorney handling both legs Baltimore note: confirm any ground rent on the parcel and budget transfer/recordation taxes on both conveyances. A typical Baltimore double close scenario You tie up a Patterson Park rowhome at $135,000 (A-to-B) and have an end buyer at $165,000 (B-to-C), same-day at one Baltimore settlement agent. We wire the $135,000 for the A leg by 9 AM. The B-to-C closes minutes later; the agent repays our $135,000 from the end buyer’s proceeds and remits our 1.25% fee ($1,687.50) off the statement. Your gross spread is about $30,000 — but transfer/recordation taxes on both legs and any ground-rent redemption come out of it, so underwrite those before you sign. Apply Send your two contracts and end-buyer verification through the online application. Most files are wire-ready in about 48 hours; submit before 11 AM ET for same-day consideration. Apply for Double Close · See full process Frequently Asked Questions Do Baltimore transfer and recordation taxes hit both legs of a double close? + Generally yes. A double close is two recorded transfers — A-to-B and B-to-C — and Maryland and Baltimore City impose transfer and recordation taxes on each conveyance, so a same-day double close can be taxed twice. That cost is real and can be substantial in the city; price it into your spread before you commit. Swift Deal Funding wires the A-to-C capital; the tax burden is the deal's, not ours. Confirm current rates and any first-time-buyer or owner-occupant relief with a Maryland closing professional. How do Baltimore ground rents affect a double close? + Many older Baltimore rowhomes sit on ground-rent lots, meaning the land is leased and a small annual ground rent is owed to a ground-rent holder. That has to be identified, disclosed, and accounted for in the title work and at settlement, which can add steps on both legs of a double close. We still fund A-to-C in about 48 hours once your file is complete — but open title early so any ground rent (and its redemption or registration status) is resolved before closing. Can one Baltimore settlement agent run both legs the same day? + Yes, and our product requires it. Maryland is a wet-funding state where closings settle through a title company or an attorney, and the double close needs one settlement agent handling both the A-to-B and B-to-C legs the same day. That keeps the chain clean and lets our funds repay from end-buyer proceeds at the same table. Confirm the agent is comfortable double-closing under Maryland conventions, including the dual transfer-tax handling. Apply for Double Close Funding in Baltimore, MD Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-birmingham-al/ Double Close Funding · Birmingham, AL Double Close Funding in Birmingham, AL | Swift Deal Funding Double Close Funding in Birmingham, AL Double close funding covers the A→B→C wholesale flip: you buy from the seller and resell to your end buyer the same day, through one closing, with our capital funding the A-to-B leg so your acquisition price never lands on your buyer’s settlement statement. Birmingham is one of the most investor-heavy, affordable markets in the Southeast — a steel-town legacy with deep distressed inventory in Ensley, Woodlawn, and East Lake, and a city median near $150K. Low entry prices and strong rehab and rental demand keep wholesale spreads alive, and a double close protects your margin when you resell. How a double close works in Birmingham Here’s the key Birmingham difference: Alabama is a wet-funding, attorney-closing state. Unlike Tennessee, a licensed closing attorney conducts the settlement rather than a title company alone. That structure works cleanly for a double close — one attorney’s office runs both the A-to-B and B-to-C legs in sequence the same day. We wire to the closing attorney by 9 AM Eastern; A-to-B closes, B-to-C closes immediately after, and our funds are repaid from your end buyer’s proceeds — usually the same business day. Confirm same-day double-close handling with the attorney’s office locally. Pricing Tiered flat fee on the funded amount, collected on the closing statement — no upfront cost: Funded AmountFeeUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom A $120,000 Ensley acquisition funded at 1.25% costs $1,500, paid only when the deal closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment Verified end buyer with proof of funds or financing pre-approval Same-day closing scheduled on both legs A single Birmingham closing attorney handling both transactions No credit check, no income docs, no tax returns. Birmingham note: line up your closing attorney early — because Alabama requires attorney closings, the attorney’s calendar, not a title clerk’s, sets your same-day window. A typical Birmingham double close scenario You contract a distressed house in Woodlawn at $85,000 and resell to a local rehabber at $112,000. We fund the $85,000 A-to-B leg at 9 AM; the closing attorney closes A-to-B, then B-to-C, and disburses. Our $85,000 plus the 1.25% fee ($1,063) comes back from the end buyer’s proceeds, and your $26,937 spread lands the same day. Apply Submit both contracts and your end-buyer’s proof of funds online. ~48-hour standard turnaround; same-day for complete files before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Who runs a Birmingham double closing — a title company or an attorney? + Alabama is an attorney-closing state, so a closing attorney handles the settlement on a Birmingham double close. That actually suits the A-to-B-to-C structure well: one attorney's office coordinates both legs in sequence on the same day. We fund the A-to-B leg so your acquisition price stays off your end buyer's settlement statement. You'll just want to confirm with the attorney's office that they're set up to run a same-day double close before you schedule. Why do investors double close so often in Birmingham? + Birmingham is investor-heavy and very affordable — distressed inventory in Ensley, Woodlawn, and East Lake trades at price points many can't believe, with a city median near $150K. That draws a deep pool of rehabbers and out-of-area buyers, and where there's a real spread, a double close keeps your A-to-B number private from a savvy end buyer. We fund the acquisition leg the same day, repaid from the B-to-C proceeds. How fast can you fund a Birmingham double close? + Standard turnaround is about 48 hours from a complete file to wire-ready. Same-day funding is possible when your application is in before 11 AM Eastern with both contracts, the end buyer's proof of funds, and the title commitment. We wire to the Birmingham closing attorney by 9 AM Eastern on closing day, so the A leg never sits waiting on the B buyer's money. No credit check, no income docs, no tax returns. Apply for Double Close Funding in Birmingham, AL Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-boise-id/ Double Close Funding · Boise, ID Double Close Funding in Boise, ID | Swift Deal Funding Double Close Funding in Boise, ID Boise rode one of the country’s biggest in-migration booms and has since cooled to a steadier pace, and a double close is how you protect a spread without exposing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day through one Boise title and escrow company. The Treasure Valley still draws California equity, and a median sale price near $520,000 reflects how far prices climbed before the cooldown. Opportunity runs from historic homes in the North End to value-add stock on the Bench and older inventory in Garden City. Funded amounts here commonly run $275,000 to $700,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Boise Idaho closes through title and escrow companies using deeds of trust, and it is a dry-funding state — escrow disburses only after the deed records with the Ada County Recorder, not at signing. That record-first rule drives the same-day sequence: You line up one investor-friendly Boise escrow company to run both the A-to-B and B-to-C legs. We wire our funds into escrow by 9 AM the morning of closing. The A-to-B leg signs and the deed records with Ada County; once recording confirms, escrow disburses and the seller is paid. The B-to-C leg records and disburses minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds. The Boise nuance is the Ada County recording cutoff — both legs must clear before day’s end. On distressed files, Idaho’s roughly 120-day trustee foreclosure process means your escrow company should clear any pending trustee sale before recording. Confirm both before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$520K deal = $6,500$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Boise-area title and escrow company handling both transactions No credit check, no income docs, no tax returns; no Idaho wholesaler license required, though disclose your equitable interest. A local note: on distressed properties tied to Idaho’s trustee foreclosure process, confirm any pending trustee sale is cleared before recording so it doesn’t stall the same-day close. A typical Boise double close scenario A wholesaler ties up a Bench bungalow at $415,000 and has a relocating California end buyer at $485,000. Rather than assign and show the $70,000 spread, the wholesaler books a double close at a North End-area escrow company that handles investor files. We wire $415,000 by 9 AM. The A-to-B leg signs and records with Ada County; escrow disburses and the seller is paid. Minutes later the B-to-C records and closes with the end buyer’s $485,000. We are repaid $415,000 plus the 1.25% fee ($5,187) from proceeds. The wholesaler nets roughly $64,813 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does Idaho's record-first escrow rule affect a Boise double close? + It sets the sequence. Idaho is a dry-funding escrow state, so a Boise title and escrow company disburses only after the deed records with the Ada County Recorder — not at signing. For a double close, our A-to-B funds sit in escrow, the deed records, and only then does the file disburse and the B-to-C leg follow. Both legs run through one escrow company on the same day. Confirm the Ada County recording cutoff with your escrow company so both legs clear before the day ends. Does Idaho's deed-of-trust structure change a Boise double close? + Not the mechanics of your double close, but it's the backdrop. Idaho uses deeds of trust with a trustee and a roughly 120-day nonjudicial foreclosure timeline, so some of your distressed Boise inventory may carry an active trustee process. Your title and escrow company clears any pending trustee sale or reinstatement before recording each leg. We underwrite on your two contracts and the end buyer's proof of funds; just confirm title is clean enough to record same-day with your escrow company. Why double close instead of assign on a Boise deal? + To keep your spread off the seller's settlement statement. Boise's California in-migration created big run-ups in the North End and Bench, and even with cooling, margins on the right deal are worth protecting — an assignment would expose your fee on the closing docs. A double close splits the A-to-B and B-to-C into two transactions at one Ada County escrow company. We fund the A-to-B and are repaid from the B-to-C proceeds. No Idaho wholesaler license is required, but disclose your equitable interest; confirm language with an Idaho attorney. Apply for Double Close Funding in Boise, ID Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-california/ Double Close Funding · California Double Close Funding in California | Swift Deal Funding Double Close Funding in California Double close funding lets a California wholesaler close the A-to-B purchase from the seller and the B-to-C resale to the end buyer the same day, using our capital for the middle leg so your own cash is never exposed. We fund the buy, the end buyer’s proceeds repay us, you keep the spread. With the highest home values in the country, California double closes run larger than most states — typically $150,000 to $500,000 — and our capacity exceeds $100 million per transaction. California is a massive, high-velocity market of nearly 39 million residents. Los Angeles, San Diego and San Jose anchor the activity, with deep value-add and assignment opportunity across the major metros. Because price points are high, deal sizes — and the transactional funding behind them — are correspondingly large, which is exactly where double close funding earns its keep. Swift Deal Funding is a direct lender, not a broker — no credit check, no income docs, no tax returns. Your executed contracts and a verified end buyer underwrite the deal. How Double Close Funding closes in California Two California-specific realities shape the timing. First, California is escrow-driven: closings run through a neutral escrow officer — an independent escrow company in much of Southern California, or a title company’s escrow division in Northern California — not a mandated attorney. For a double close you want one escrow holder running both the A-B and B-C files so a single officer controls disbursement order and recording. Second, California is a dry-funding state. Funds disburse only after the deed records — not at the signing table. So a same-day A-B-C close depends on the county recorder confirming both deeds on closing day; the escrow officer holds our wired funds until recording confirms, then disburses and our funds repay from the B-C proceeds. In the LA and San Diego recorders this is routine high-volume work, but the sequence still hinges on the recorder’s daily cutoff. We wire by 9 AM Eastern. Note too that California’s licensing rules are strict — assigning is legal but you must disclose your equitable interest. Confirm the recording timing and your structure with your California escrow officer and a real estate attorney. Pricing Tiered flat fee on the funded amount, collected through the closing statement — no upfront or application fees: Funded AmountFee RateExampleUp to $1,000,0001.25%$400K = $5,000$1M – $10M1.0%$2.5M = $25,000$10M+CustomContact us You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled with same-day recording confirmed (essential in dry-funding California) A single California escrow holder running both transactions No credit check, no income verification, no tax returns. A typical California double close scenario A wholesaler ties up a dated bungalow in San Diego’s City Heights at $560,000 (A-B) and resells it to a flip team at $625,000 (B-C). One San Diego escrow company runs both files and the end buyer’s proof of funds is verified. We wire $560,000 by 9 AM. Documents sign, the San Diego County recorder confirms both deeds the same day, the escrow officer disburses, and the $625,000 repays us. Our fee on the $560,000 funded leg is 1.25% ($7,000), so the wholesaler nets $58,000 of the $65,000 spread — same business day once recording confirms. Apply Submit both contracts and your end-buyer verification online; we coordinate with your California escrow officer on the dry-funding recording sequence. ~48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions How does California's dry-funding rule affect a same-day double close? + California disburses funds only after the deed records — it's a dry-funding state — so the A-B and B-C legs both depend on the county recorder confirming on closing day. The escrow officer holds our wired funds and releases only on confirmation of recording. In high-volume counties like Los Angeles and San Diego this is routine, but the same-day sequence hinges on the recorder's cutoff rather than the signing table. Have your escrow officer confirm both deeds can record the same day before scheduling. Who handles a double close in California — escrow or title? + California is escrow-driven. In Southern California closings often run through an independent escrow company; in Northern California a title company's escrow division typically handles it. Either way a neutral escrow officer controls the funds and recording, not a mandated attorney. For a double close you want one escrow holder running both the A-B and B-C files so a single officer sequences disbursement and recording cleanly. What funded amounts and licensing issues apply to California double closes? + California has the highest home values in the country, so double closes here are larger — typically $150,000 to $500,000, with capacity past $100 million. The flat fee is 1.25% up to $1M and 1.0% from $1M to $10M. California also has strict real estate licensing rules; assigning is legal but you must disclose your equitable interest and avoid acting as an unlicensed agent. Confirm your structure with a California real estate attorney. Apply for Double Close Funding in California Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-chandler-az/ Double Close Funding · Chandler, AZ Double Close Funding in Chandler, AZ | Swift Deal Funding Double Close Funding in Chandler, AZ Chandler is the East Valley’s tech anchor, and a double close is how you protect a spread without printing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day through one state-licensed Chandler escrow agent. Chandler’s economy sets it apart from the rest of the Valley. Intel’s massive Ocotillo campus and a dense semiconductor and tech corridor underpin a stable, well-paid buyer pool, and a median sale price near $500,000 reflects the strength of demand. Inventory ranges from master-planned homes in Ocotillo and Fulton Ranch to older stock in the original townsite. Funded amounts here commonly run $275,000 to $750,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Chandler Arizona closes through state-licensed escrow agents on the AAR purchase contract, and it is a dry-funding state — escrow disburses only after the deed records with the Maricopa County Recorder, not at signing. That record-first rule drives the same-day sequence: You line up one investor-friendly Chandler escrow agent to run both the A-to-B and B-to-C legs. We wire our funds into escrow by 9 AM the morning of closing. The A-to-B leg signs and the deed records with Maricopa County; once recording confirms, escrow disburses and the seller is paid. The B-to-C leg records and disburses minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds. The Chandler nuance is the Maricopa County recording cutoff — and, in master-planned communities, any HOA transfer paperwork that needs to be in escrow first. Confirm both with your escrow agent before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$500K deal = $6,250$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B AAR purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Chandler-area escrow agent handling both transactions No credit check, no income docs, no tax returns; no Arizona wholesaler license required, though disclose your equitable interest. A local note: in master-planned communities like Ocotillo and Fulton Ranch, get HOA transfer documents to escrow early so they don’t hold up the same-day recording. A typical Chandler double close scenario A wholesaler ties up a master-planned home near Fulton Ranch at $410,000 and has a relocating tech-worker end buyer at $475,000. Rather than assign and show the $65,000 spread, the wholesaler books a double close at an Ocotillo-area escrow agent that handles investor files. We wire $410,000 by 9 AM. The A-to-B leg signs and records with Maricopa County; escrow disburses and the seller is paid. Minutes later the B-to-C records and closes with the end buyer’s $475,000. We are repaid $410,000 plus the 1.25% fee ($5,125) from proceeds. The wholesaler nets roughly $59,875 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does Arizona's record-first escrow rule affect a Chandler double close? + It dictates the sequence. Arizona is a dry-funding escrow state, so a Chandler escrow agent disburses only after the deed records with the Maricopa County Recorder — never at signing. For a double close, our A-to-B funds sit in escrow, the deed records, and only then does the file disburse and the B-to-C leg follow. Both legs run through one state-licensed escrow agent on the same day. Confirm the Maricopa County recording cutoff with your escrow agent so both legs clear before the day ends. Do Chandler's master-planned HOA communities complicate a double close? + They can add steps, not blockers. Much of Chandler — Ocotillo, Fulton Ranch, and the master-planned south end — sits under HOAs, which sometimes require transfer documents or estoppel-style fees at closing. Your escrow agent handles those on each leg; just build the lead time in. Our funding underwrites on your two contracts and the end buyer's proof of funds, not the HOA. Confirm any community transfer requirements with your escrow agent so they don't delay the same-day recording. Why double close instead of assign on a Chandler deal? + To keep your spread off the seller's settlement statement. Chandler's tech-driven demand and master-planned inventory in Ocotillo and Fulton Ranch can produce strong margins, and an assignment would expose your fee on the closing docs. A double close splits the A-to-B and B-to-C into two transactions at one Maricopa County escrow agent. We fund the A-to-B and are repaid from the B-to-C proceeds. No Arizona wholesaler license is required, but disclose your equitable interest; confirm language with an Arizona attorney. Apply for Double Close Funding in Chandler, AZ Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-charleston-sc/ Double Close Funding · Charleston, SC Double Close Funding in Charleston, SC | Swift Deal Funding Double Close Funding in Charleston, SC Double close funding lets a Charleston wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) the same day, through one attorney, without committing your own capital to the A-B leg. We fund the purchase and are repaid from the end-buyer’s proceeds when B-C closes. Charleston is a high-value, tourism-and-history-driven market with a median near ~$550K, where peninsula charm commands a premium and waterfront geography shapes everything. The wholesale workhorse, though, is North Charleston — the more affordable, higher-volume side of the metro where investor activity concentrates. Much of the area sits in tidal, flood-prone terrain, so title and elevation details deserve attention. Typical Charleston double closes we fund run $250,000–$900,000, with capacity up to $100M+ per transaction. How Double Close closes in Charleston (SC attorney-must-close) South Carolina is a wet-funding state, and the SC Supreme Court requires closings to be supervised by a licensed SC attorney who disburses from the trust account, with money in before recording. For a double close, both the A-B and B-C legs run through the same Charleston-area closing attorney on the same day. We wire to the trust account by 9 AM Eastern; A-B records first, B-C follows, and our funds are repaid from the end-buyer’s proceeds within the same business day. Confirm same-day disbursement — and any flood/survey timing — with your specific firm. Pricing Tiered flat fee, collected on the closing statement — no upfront or application cost: Funded AmountFee RateExampleUp to $1,000,0001.25%$500K deal = $6,250$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact for structure You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval letter Same-day closing scheduled for both legs A single licensed SC closing attorney handling both transactions (required in South Carolina) We’re a direct lender: no credit check, no income verification, no tax returns. A typical Charleston double close scenario You tie up a ranch in North Charleston at $260,000 and resell to a rental investor at $300,000. Rather than float $260,000, you have us fund the A-B purchase into your SC attorney’s trust account. The attorney confirms clear title and flood items first; A-B records that morning, B-C records right after at $300,000, our $260,000 is repaid from the buyer’s wire, and our fee at the ≤$1M tier is $3,250 (1.25%). You keep the ~$40,000 spread less costs without your capital leaving the bank. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Why must a South Carolina attorney handle my Charleston double close? + The South Carolina Supreme Court requires that real estate closings be supervised by a licensed SC attorney — a title company alone can't conduct the closing. For a double close that's workable: one Charleston-area attorney runs your A-B and B-C legs back-to-back the same day. We wire the A-B funds into that attorney's trust account, and our money is repaid from the end-buyer's proceeds when B-C records. Confirm same-day disbursement with the firm. Can flood-zone or tidal-flooding issues slow a Charleston double close? + They can affect timing on the title and survey side, since much of Charleston sits in flood-prone, tidal areas where elevation and flood determinations matter. We fund on the deal documents, but your SC closing attorney will need clear title and any flood-related items resolved before recording. Build a little buffer into the schedule and confirm the attorney's same-day disbursement capability for both legs. Do I need a wholesaler license to double close in Charleston? + No. South Carolina doesn't require a separate wholesaler license to assign or double close; the closing just has to be attorney-supervised. We're a direct lender underwriting the deal documents — both contracts and a verified end buyer — and we never check credit, income, or tax returns on Charleston deals. Apply for Double Close Funding in Charleston, SC Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-charlotte-nc/ Double Close Funding · Charlotte, NC Double Close Funding in Charlotte, NC | Swift Deal Funding Double Close Funding in Charlotte, NC Double close funding lets a Charlotte wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) on the same day through one closing, without using your own capital for the A-B leg. We fund the purchase; our money is repaid from the end-buyer’s proceeds when B-C closes hours later. Charlotte is the Southeast’s banking capital — Bank of America and Truist are headquartered here — and the relocation wave that follows those jobs keeps inventory tight and prices climbing toward a ~$430K median. The most active wholesale flow runs through west-side and inner-ring corridors: NoDa, Plaza Midwood, and the gentrifying neighborhoods west of Uptown, where older homes trade hands fast. Typical Charlotte double closes we fund land in the $200,000–$800,000 range, with capacity up to $100M+ per transaction. How Double Close closes in Charlotte (NC attorney-must-close) North Carolina is a wet-funding, attorney-closing state: a licensed NC attorney must supervise the closing and disburse funds, and money has to be in the trust account before the deed records. For a double close that actually helps — both the A-B and B-C legs run through the same Charlotte-area closing attorney on the same day. We wire to that attorney’s trust account by 9 AM Eastern; A-B records first, B-C follows, and our funds are repaid from the end-buyer’s proceeds, all within the same business day. Confirm same-day disbursement and dry/wet handling with your specific firm. Pricing Tiered flat fee, collected on the closing statement — no upfront or application cost: Funded AmountFee RateExampleUp to $1,000,0001.25%$400K deal = $5,000$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact for structure You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval letter Same-day closing scheduled for both legs A single licensed NC closing attorney handling both transactions (required in North Carolina) We’re a direct lender: no credit check, no income verification, no tax returns. The deal documents underwrite the funding. A typical Charlotte double close scenario You tie up a 1950s ranch in west-side Enderly Park at $250,000 and line up a fix-and-flip buyer at $310,000. The B-C buyer is ready, but you’d rather not float a quarter-million of your own cash. We fund the $250,000 A-B purchase into your NC attorney’s trust account. A-B records that morning; B-C records right after at $310,000. Our $250,000 is repaid from the end-buyer’s wire, our fee at the ≤$1M tier is $3,125 (1.25%), and you keep the ~$60,000 spread less closing costs — without your capital ever leaving the bank. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files in before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Who actually closes my Charlotte double close — a title company or an attorney? + In North Carolina, a licensed NC attorney must supervise the closing, so your A-B and B-C legs both run through one Charlotte (or nearby Mecklenburg County) closing attorney rather than a standalone title company. That single-attorney requirement is convenient for double closes because it keeps both legs in one office on the same day. We wire to that attorney's trust account; always confirm the specific firm's same-day disbursement policy locally. Can you fund a same-day double close in Charlotte's fast-moving market? + Yes. Charlotte's pace — driven by relocations and tight inventory — means buyers move quickly, so we wire to the NC closing attorney's trust account by 9 AM Eastern on closing day. Standard turnaround is about 48 hours from a complete file; same-day is possible when your A-B contract, B-C assignment, end-buyer proof of funds, and the attorney's commitment are in before 11 AM Eastern. Is a wholesaler license required to double close in Charlotte? + North Carolina does not require a separate wholesaler license to assign or double close a contract. The transaction does, however, have to be handled by a licensed NC closing attorney. We underwrite the deal documents — both contracts and verified end buyer — not your license status, and we never check credit, income, or tax returns on Charlotte deals. Apply for Double Close Funding in Charlotte, NC Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-chattanooga-tn/ Double Close Funding · Chattanooga, TN Double Close Funding in Chattanooga, TN | Swift Deal Funding Double Close Funding in Chattanooga, TN Double close funding covers the A→B→C wholesale flip: you buy from the seller and resell to your end buyer the same day, through one Tennessee title company, with our capital funding the A-to-B leg so your acquisition price stays off your buyer’s settlement statement. Chattanooga — “Gig City,” known for its municipal fiber network and a steady redevelopment story — has produced real wholesale spreads as the Southside, St. Elmo, and East Chattanooga revitalize. At a median around $320K, a double close lets you sell renovated inventory to retail and investor buyers while protecting your margin. How a double close works in Chattanooga Chattanooga sits in Tennessee, a wet-funding title/escrow state with no attorney-closing requirement, so a licensed title company closes both legs. We wire to the closing agent by 9 AM Eastern; A-to-B closes, B-to-C closes immediately after, and our funds are repaid from your end buyer’s proceeds — usually the same business day. Because Chattanooga straddles the Tennessee–Georgia line, confirm the property’s closing state if it’s near the border; for Tennessee-side deals, confirm your title office can run a same-day double close. Verify timing locally. Pricing Tiered flat fee on the funded amount, collected on the closing statement — no upfront cost: Funded AmountFeeUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom A $290,000 Southside acquisition funded at 1.25% costs $3,625, paid only when the deal closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment Verified end buyer with proof of funds or financing pre-approval Same-day closing scheduled on both legs A single Chattanooga title company handling both transactions No credit check, no income docs, no tax returns. Chattanooga note: for border-area deals, confirm the closing state up front so both legs run through one office in the right jurisdiction. A typical Chattanooga double close scenario You contract a renovated cottage in St. Elmo at $255,000 and resell to a Gig-City-relocating buyer’s investor at $295,000. We fund the $255,000 A-to-B leg at 9 AM; the title company closes A-to-B, then B-to-C, and disburses. Our $255,000 plus the 1.25% fee ($3,188) comes back from the end buyer’s proceeds, and your $36,812 spread lands the same day — with no state income tax owed in Tennessee. Apply Submit both contracts and your end-buyer’s proof of funds online. ~48-hour standard turnaround; same-day for complete files before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Is double close funding a fit for Chattanooga's revitalizing neighborhoods? + Yes. Gig City's redevelopment — the Southside warehouse-to-residential conversions, St. Elmo's rising values, and ongoing East Chattanooga turnaround — produces strong wholesale spreads as renovated homes trade up to retail and investor buyers. A double close lets you resell the same day while keeping your A-to-B acquisition price off your end buyer's settlement statement. We fund the A-to-B leg; you bring both contracts and the end buyer's proof of funds. Does a Chattanooga double close require an attorney? + No. Tennessee is a title/escrow state with no attorney-closing mandate, so a licensed Chattanooga title company can run both legs of the A-to-B-to-C the same day. One note for Chattanooga: if your deal touches a property just across the line in North Georgia, that side may close differently — confirm the closing state. For a Tennessee-side property, verify your title office can run a same-day double close before you set the date. How fast can you fund a Chattanooga double close? + Standard turnaround is about 48 hours from a complete file to wire-ready, and same-day funding is possible when your application is in before 11 AM Eastern with both contracts, the end buyer's proof of funds, and the title commitment. We wire to the Chattanooga closing agent by 9 AM Eastern on closing day, so the A leg never waits on the B buyer's money. No credit check, no income verification. Apply for Double Close Funding in Chattanooga, TN Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-chicago-il/ Double Close Funding · Chicago, IL Double Close Funding in Chicago, IL | Swift Deal Funding Double Close Funding in Chicago, IL Chicago is one of the strongest wholesale markets in the country, and the double close is the structure that makes serious wholesaling here sustainable. The reason is legal: Illinois’s Real Estate License Act limits unlicensed wholesalers to assigning no more than one property per 12-month period — beyond that you need a real estate license. A double close is structurally different. You take title and become the principal owner, buying from the seller and reselling as the property’s owner rather than assigning a contract. Swift Deal Funding is a direct lender that wires the cash for your A-to-B purchase so you can take title and immediately resell to your end buyer, both legs closing the same day at one Chicago title company. The metro’s price variance is enormous — a citywide median near $300,000 masks deep-discount inventory on the South and West Sides alongside premium North Side blocks. Investor-heavy neighborhoods like Englewood, Austin, Chatham, South Shore, and Humboldt Park produce steady distressed and two-flat deals, while value-add demand stays high from out-of-state and local buy-and-hold buyers. A double close protects your spread and keeps your activity outside the assignment limit. Funded amounts here commonly run $150,000 to $600,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Chicago Illinois is a wet-funding state — money must be in escrow before the title company disburses — and Chicago title offices double close routinely because of the license law. The sequencing: You line up one investor-friendly Cook County title company to run both the A-to-B and B-to-C legs. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and title moves to you — you are now the principal owner. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses. Because taking title is the structure that keeps you outside Illinois’s assignment limit, confirm both the same-day sequencing with your title company and how the license law applies to your deal with an Illinois real estate attorney. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$300K deal = $3,750$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Cook County title company handling both transactions No credit check, no income docs, no tax returns. A local note: the double close has you take title as principal, which is structurally distinct from an assignment and is how Chicago wholesalers operate past Illinois’s one-property assignment limit — confirm the structure with an Illinois real estate attorney. A typical Chicago double close scenario A wholesaler ties up a distressed two-flat in Englewood at $135,000 and has a buy-and-hold investor at $195,000. Assigning would both expose the $60,000 spread and count against the one-property-per-year assignment cap — so the wholesaler double closes at a Cook County title company. We wire $135,000 by 9 AM. The A-to-B leg funds, the seller is paid, and title moves to the wholesaler as principal. Minutes later the B-to-C closes with the end buyer’s $195,000. We are repaid $135,000 plus the 1.25% fee ($1,687) from proceeds. The wholesaler nets roughly $58,313 — and operated as a principal owner, not an assignor. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does a double close work with Illinois's wholesaler license law in Chicago? + This is the key reason Chicago wholesalers double close. Illinois's Real Estate License Act limits unlicensed wholesaling: you can't market and assign more than one property per 12-month period without a real estate license. A double close is structurally different — you actually take title and become the principal owner, buying from the seller and reselling as the property's owner rather than assigning a contract. Taking title as a principal is generally outside the assignment-based activity the license limit targets. We fund the A-to-B leg so you can take title. Confirm your specific situation with an Illinois real estate attorney. Which Chicago title companies handle same-day double closes? + Many established Cook County title and escrow offices run back-to-back A-to-B and B-to-C closings, since double closing is common here precisely because of the license law. Illinois is a wet-funding state, so our money is in escrow before anyone signs. Use one title company for both legs — splitting them breaks the same-day sequencing. When you apply, give us your title contact and we coordinate the 9 AM wire and second-leg disbursement. Confirm same-day funding on both legs with your title company before you set the date. Why double close instead of assign in Chicago specifically? + Two reasons stack here. First, the legal one: Illinois caps unlicensed assignment-based wholesaling at one property per 12 months, while taking title in a double close sidesteps that assignment activity. Second, the spread stays private — your markup never hits the seller's settlement statement, which matters on wide-margin deals in Englewood, Austin, or Chatham. We fund the A-to-B purchase and are repaid from the B-to-C proceeds. Always confirm how the license law applies to your deal with an Illinois real estate attorney before relying on the title-taking structure. Apply for Double Close Funding in Chicago, IL Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-cincinnati-oh/ Double Close Funding · Cincinnati, OH Double Close Funding in Cincinnati, OH | Swift Deal Funding Double Close Funding in Cincinnati, OH Double close funding lets a Cincinnati wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) the same day, through one title company, without ever putting personal capital between the two closings. Swift Deal Funding is a direct lender — we provide the cash that funds the A-to-B leg and get repaid from the end buyer’s proceeds when B-to-C closes hours later. No credit pull, no income docs, no tax returns. We fund in all 50 states and close routinely across Hamilton County. Cincinnati’s housing stock is unusually varied for a Midwest market: hillside duplexes, century brick singles, and river-valley parcels mean comps swing block to block. With a citywide median around $250K, deals in Over-the-Rhine, Walnut Hills, Price Hill, and Westwood often carry spreads worth protecting — which is exactly why a same-day double close beats showing both prices on one assignment. How a Double Close Closes in Cincinnati Ohio is a title/escrow state and a wet-funding state, meaning real money must be in escrow before the deed records. There is no attorney-closing mandate, so a licensed Hamilton County title company can run both legs: Your contracts and end-buyer proof of funds clear our underwriting (2–4 business hours). We issue wire instructions to your title company the business day before closing. Funds land at title by 9 AM Eastern. A→B records, B→C records immediately after, and our funds are repaid from end-buyer proceeds — all the same business day. Confirm with your specific Cincinnati closer that they will sequence both closings and disburse same-day; most do. Pricing Tiered flat fee on the funded amount, collected on the closing statement — nothing upfront: Funded AmountFee RateUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom A $240K A-to-B leg costs $3,000. You pay only if the deal funds and closes. What You’ll Need Executed A-to-B purchase contract Executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing letter Same-day closing scheduled for both legs A single Cincinnati title company or closing attorney handling both Local note: in distressed or vacant OTR and Price Hill files, build title-clearing time into your timeline — Ohio’s judicial-foreclosure history means some chains carry old liens. We do not check credit; the deal documents underwrite the funding. A Typical Cincinnati Double Close Scenario A wholesaler locks a vacant brick two-family in Walnut Hills at $185,000 and assigns to a local BRRRR investor at $222,000. Rather than reveal the $37,000 spread on a single assignment, they double close: we fund the $185K A-to-B leg at 9 AM, the B-to-C closes by early afternoon at $222,000, and we’re repaid from the buyer’s proceeds. Fee at 1.25% is $2,312. The wholesaler’s spread stays private on two separate statements. Apply Submit your two contracts and end-buyer verification online — under ten minutes. Same-day possible before 11 AM Eastern; otherwise ~48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions Can one title company handle both the A-to-B and B-to-C closing in Cincinnati? + Yes, and we require it. A double close needs a single Hamilton County title company or closing attorney running both legs on the same day. Ohio is a title/escrow, wet-funding state with no attorney mandate, so any established Cincinnati title office can sequence the two closings. Confirm with your specific closer that they are comfortable funding A-to-B from end-buyer proceeds the same morning — most local shops in OTR and the river suburbs do this routinely. Do I need to disclose to a Cincinnati seller that I'm wholesaling? + Ohio has no wholesaler-licensing statute, but you should disclose your equitable interest and your intent to assign or resell. A double close keeps your buy and sell prices on separate closing statements, so the original seller and the end buyer never see each other's numbers. We fund both legs through one title company so the spread stays confidential while remaining fully documented. Always confirm disclosure practices with your local closer. How fast can you fund a double close in Cincinnati? + Standard turnaround is about 48 hours from a complete file to wire-ready. Same-day funding is available when your application arrives before 11 AM Eastern with the A-B contract, B-C assignment, end-buyer proof of funds, and a title commitment. We wire to your Cincinnati closing agent by 9 AM Eastern on closing day. Cincinnati sits in the Eastern time zone, so the cutoff is straightforward for local deals. Apply for Double Close Funding in Cincinnati, OH Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-cleveland-oh/ Double Close Funding · Cleveland, OH Double Close Funding in Cleveland, OH | Swift Deal Funding Double Close Funding in Cleveland, OH Double close funding lets a Cleveland wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) the same day, through one title company, with no personal capital tied up between closings. Swift Deal Funding is a direct lender — we fund the A-to-B leg and get repaid from the end buyer’s proceeds when B-to-C closes. No credit pull, no income docs, no tax returns, all 50 states. Cleveland is one of the most affordable major markets in the country, with a citywide median near $120K and plenty of inventory well below that. It’s also a magnet for out-of-state and overseas rental buyers. That combination — low prices, remote buyers — makes the double close the default tool here: spreads are often a large percentage of the deal, and you don’t want a California buyer’s agent seeing your acquisition price. How a Double Close Closes in Cleveland Ohio is a title/escrow, wet-funding state with no attorney mandate, so a licensed Cuyahoga County title company runs both legs: Your contracts and end-buyer proof of funds clear underwriting (2–4 business hours). We issue wire instructions to title the business day before closing. Funds land by 9 AM Eastern. A→B records, B→C records right after, our funds repaid from end-buyer proceeds — same business day. Confirm your Cleveland closer will sequence and disburse both legs same-day, and account for out-of-state buyers’ wire timing. Pricing Tiered flat fee on the funded amount, collected at close — nothing upfront: Funded AmountFee RateUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom A $45K A-to-B leg costs $562. You pay only if the deal funds and closes. What You’ll Need Executed A-to-B purchase contract Executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing letter Same-day closing scheduled for both legs A single Cuyahoga County title company or closing attorney handling both Local note: Cleveland’s distressed and tax-delinquent inventory can carry old liens and clouded title — Ohio’s judicial-foreclosure history means giving title time to clear chains in Slavic Village and Collinwood. A Typical Cleveland Double Close Scenario A wholesaler picks up a vacant colonial in Old Brooklyn at $38,000 and assigns to an out-of-state turnkey buyer at $58,000. That $20,000 spread is over 50% of the buy price — far too conspicuous to expose on one assignment to a remote buyer. They double close: we fund the $38K A-to-B at 9 AM, B-to-C closes the same day at $58,000, and we’re repaid from the buyer’s wired proceeds. Fee at 1.25% is $475. Two separate statements; the spread never surfaces. Apply Submit your two contracts and end-buyer verification online — under ten minutes. Same-day before 11 AM Eastern; otherwise ~48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions Why do Cleveland wholesalers selling to out-of-state buyers use a double close? + Cleveland is a heavy out-of-state investor market — buyers in California, New York, and overseas purchase rentals sight-unseen at low prices. On a $35,000 acquisition reselling at $55,000, the spread is a large percentage of the deal, and showing both numbers on a single assignment invites pushback from a remote buyer's agent. A double close keeps the A-to-B and B-to-C prices on separate statements through one Cuyahoga County title company, so your spread stays private. Are Cleveland's low purchase prices a problem for double close funding? + No. We fund deals up to $100,000,000+ and have no minimum that excludes Cleveland's market. A $40,000 A-to-B leg funds the same way a $400,000 one does — the fee is just the tiered rate on that amount (1.25% up to $1M). Cleveland's very affordable Slavic Village, Old Brooklyn, and Collinwood inventory means small dollar amounts but often double-digit-percentage spreads, which is exactly where keeping prices separate pays off. How fast can you fund a Cleveland double close? + About 48 hours from a complete file to wire-ready, or same-day when your application is in before 11 AM Eastern with the A-B contract, B-C assignment, end-buyer proof of funds, and a title commitment. We wire to your Cuyahoga County closing agent by 9 AM Eastern on closing day. With many Cleveland buyers wiring funds from out of state, build a little extra lead time for their bank's outbound wire cutoffs. Apply for Double Close Funding in Cleveland, OH Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-colorado/ Double Close Funding · Colorado Double Close Funding in Colorado | Swift Deal Funding Double Close Funding in Colorado Double close funding lets a Colorado wholesaler buy from the seller (A-to-B) and resell to an end buyer (B-to-C) on the same day, using our capital to fund the A-to-B leg so you never need your own cash on the table. Both legs run through a single title company, and our funds are repaid the same afternoon from the end buyer’s proceeds. The Front Range drives the volume here. Denver, Aurora, Colorado Springs, Lakewood, Fort Collins and Boulder make up the bulk of Colorado’s flip and wholesale activity, and the market has cooled enough from its pandemic peak that disciplined wholesalers are finding spread again as days-on-market climb. With a statewide median around $550,000 and Denver-metro single-family near $640,000, double-close deals in Colorado typically fund between $150,000 and $500,000. We carry capacity beyond $100,000,000 per transaction for larger commercial or portfolio B-C closings. How Double Close Funding closes in Colorado Colorado is a wet-funding state and a title-company closing state — both work in your favor for a same-day double close. Wet funding means money disburses at the closing table once documents are signed, not after the deed records. That removes the recording delay that slows same-day closes in dry-funding states like Nevada or Arizona, so your A-B and B-C legs can complete back-to-back the same afternoon. A licensed Colorado title company coordinates both transactions. Wholesaling itself is permitted statewide as long as you disclose your equitable interest in the property — Colorado has no wholesaler-licensing statute. Confirm same-day disbursement timing and your simultaneous-closing structure with your specific title office and a Colorado real estate attorney before scheduling. Pricing Tiered flat fee on the funded amount, collected only at closing: Funded AmountFeeUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom No upfront or application fees. You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing pre-approval Same-day closing scheduled for both legs A single Colorado title company handling both transactions No credit, income, or tax-return checks — the deal documents underwrite the funding. Colorado note: pick a title company experienced with simultaneous closings, common in the Denver and Colorado Springs markets. A typical Colorado double close scenario A Denver wholesaler has a tired rental in Aurora under contract at $320,000 (A-to-B) and an assigned end buyer at $360,000 (B-to-C). Both close the same morning at a title company in the Denver Tech Center. We wire $320,000 to title by 9 AM Mountain; the A-B leg signs, the B-C leg signs minutes later, and the $360,000 in end-buyer proceeds repays our funding at the table. Our fee at the up-to-$1M tier is 1.25% of $320,000 — $4,000 — leaving the wholesaler a clean spread without ever fronting transactional cash. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours; same-day wires are possible for complete files received before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does a same-day double close work at a Colorado title company? + Colorado is a wet-funding, title-company closing state, which is ideal for same-day A-B-C double closes. Your funds disburse at the table once documents are signed rather than after recording, so the seller (A-B) leg and end-buyer (B-C) leg can close back-to-back the same afternoon at a single Denver-area title company. We wire to that title office by 9 AM Mountain on closing day. Always confirm the specific office's same-day disbursement policy with your closer. What metros do you fund double closes in across Colorado? + Most of our Colorado double-close volume is along the Front Range — Denver, Aurora, Colorado Springs, Lakewood, Fort Collins and Boulder. With a statewide median near $550,000 and Denver-metro single-family closer to $640,000, double closes here typically fund $150,000 to $500,000, though we carry capacity well past $100,000,000 per deal when an institutional B-C buyer is involved. How fast can you fund a Colorado double close? + Standard turnaround is about 48 hours from a complete file to wire-ready. For a same-day wire, submit before 11 AM Eastern with both contracts, your verified end buyer plus proof of funds, and the title commitment in hand. Because Colorado title companies disburse at signing, an early-morning Front Range closing can complete both legs within a single business day. Apply for Double Close Funding in Colorado Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-colorado-springs-co/ Double Close Funding · Colorado Springs, CO Double Close Funding in Colorado Springs, CO | Swift Deal Funding Double Close Funding in Colorado Springs, CO A double close lets you protect a wide spread without exposing it on a settlement statement, and in Colorado Springs the deal flow that feeds it comes largely from military turnover. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one local title company. Fort Carson, the U.S. Air Force Academy, and Peterson Space Force Base keep a steady stream of PCS moves cycling sellers and buyers through the market, and a median sale price around $450,000 leaves real room on value-add deals — from dated ranches in Southeast Colorado Springs and Security-Widefield to older bungalows in Old Colorado City and hail-damaged roofs across the foothills. Funded amounts here commonly run $250,000 to $700,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Colorado Springs Colorado closes through title companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close: You line up one investor-friendly Colorado Springs title company to run both the A-to-B and B-to-C legs. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses. Most active Colorado Springs title offices handle this routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$450K deal = $5,625$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Colorado Springs-area title company handling both transactions No credit check, no income docs, no tax returns. A local note: hail-claim roof history is common here, so a cash or pre-approved end buyer who has already factored that in keeps the same-day timeline clean. A typical Colorado Springs double close scenario A wholesaler ties up a 1970s ranch in Security-Widefield from a sergeant on PCS orders at $360,000 and has a buy-and-hold end buyer at $415,000. Rather than assign and show the $55,000 spread, the wholesaler books a double close at a Powers-corridor title company that runs investor deals daily. We wire $360,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $415,000. We are repaid $360,000 plus the 1.25% fee ($4,500) from proceeds. The wholesaler nets roughly $50,500 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Do Colorado Springs title companies handle same-day double closes? + Yes. Colorado runs closings through title companies rather than attorneys, and investor-focused offices around downtown, the Powers corridor, and Security-Widefield handle back-to-back A-to-B and B-to-C closings regularly given the steady military-relocation volume. Use one office for both legs — splitting the two transactions across separate title companies breaks the same-day sequencing we rely on. Give us your title contact when you apply and we coordinate the 9 AM wire and the second-leg disbursement directly. Confirm same-day funding of both legs with your title company first. How does Fort Carson PCS turnover affect a double close here? + It works in your favor. The constant rotation through Fort Carson, the Air Force Academy, and Peterson Space Force Base produces a reliable flow of motivated sellers and cash-ready end buyers, which keeps same-day double closes moving. We underwrite on your two contracts and the end buyer's proof of funds, not on the seller's PCS timeline. A verified cash or pre-approved end buyer is what keeps the same-day close on schedule. Confirm closing dates with your title company before locking the wire. Why double close instead of assigning a Colorado Springs deal? + To keep your spread off the seller's settlement statement. On a value-add ranch in Southeast Colorado Springs or an Old Colorado City bungalow, an assignment fee shows on the closing docs; a double close keeps the A-to-B and B-to-C as two separate transactions at one title company, so your markup stays private. We wire the A-to-B funds, you resell minutes later, and we are repaid from B-to-C proceeds. Confirm disclosure handling with your title company. Apply for Double Close Funding in Colorado Springs, CO Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-columbia-sc/ Double Close Funding · Columbia, SC Double Close Funding in Columbia, SC | Swift Deal Funding Double Close Funding in Columbia, SC Double close funding lets a Columbia wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) the same day, through one attorney, without committing your own capital to the A-B leg. We fund the purchase and are repaid from the end-buyer’s proceeds when B-C closes. Columbia’s economy rests on three steady pillars: state government, the University of South Carolina, and Fort Jackson, the Army’s largest basic-training post. That mix sustains constant demand for student rentals near USC and turnkey homes for military families, while a median around $250K makes this an affordable, volume-driven wholesale market. With tighter spreads, keeping your capital free for the next contract is the whole advantage. Typical Columbia double closes we fund run $120,000–$350,000, with capacity up to $100M+ per transaction. How Double Close closes in Columbia (SC attorney-must-close) South Carolina is a wet-funding state, and the SC Supreme Court requires closings to be supervised by a licensed SC attorney who disburses from the trust account, with money in before recording. For a double close, both the A-B and B-C legs run through the same Columbia-area closing attorney on the same day. We wire to the trust account by 9 AM Eastern; A-B records first, B-C follows, and our funds are repaid from the end-buyer’s proceeds within the same business day. Confirm same-day disbursement with your specific firm. Pricing Tiered flat fee, collected on the closing statement — no upfront or application cost: Funded AmountFee RateExampleUp to $1,000,0001.25%$200K deal = $2,500$1M – $10M1.0%$1.5M deal = $15,000$10M+CustomContact for structure You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval letter Same-day closing scheduled for both legs A single licensed SC closing attorney handling both transactions (required in South Carolina) We’re a direct lender: no credit check, no income verification, no tax returns. A typical Columbia double close scenario You contract a three-bedroom near USC, suited as a student rental, at $160,000 and resell to a buy-and-hold investor at $190,000. Rather than float $160,000 on a tighter-margin deal, you have us fund the A-B purchase into your SC attorney’s trust account. A-B records that morning, B-C records right after at $190,000, our $160,000 is repaid from the buyer’s wire, and our fee at the ≤$1M tier is $2,000 (1.25%). You keep the ~$30,000 spread less costs and your capital stays available for the next deal. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Does double close funding fit Columbia's affordable, deal-volume market? + Yes. Columbia is one of the Southeast's more affordable capitals (median around $250K), so spreads are tighter and keeping your own capital out of the A-B leg matters. Our tiered fee scales down with the funded amount — a $160K leg at 1.25% is $2,000. Both legs run through one licensed SC attorney the same day, as the SC Supreme Court requires; confirm same-day disbursement with the firm. Why does South Carolina require an attorney for my Columbia closing? + The South Carolina Supreme Court mandates that closings be supervised by a licensed SC attorney, so a title company alone can't conduct it. For a double close, one Columbia-area attorney handles your A-B and B-C legs back-to-back the same day. We fund the A-B purchase into the trust account, and our money is repaid from the end-buyer's proceeds when B-C records. Is a wholesaler license needed to double close in Columbia? + No. South Carolina has no separate wholesaler license requirement to assign or double close; the closing just must be attorney-supervised. We're a direct lender underwriting the deal documents — both contracts and a verified end buyer — and we never check credit, income, or tax returns on Columbia deals. Apply for Double Close Funding in Columbia, SC Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-columbus-ga/ Double Close Funding · Columbus, GA Double Close Funding in Columbus, GA | Swift Deal Funding Double Close Funding in Columbus, GA Double close funding lets a Columbus, Georgia wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) on the same day through one closing, without using your own capital on the A-B leg. We are a direct lender: we wire the purchase money, and we’re repaid from the end-buyer’s proceeds when B-C closes hours later. Columbus sits on the Chattahoochee River along the Alabama line and is anchored by Fort Moore (formerly Fort Benning), whose constant troop rotations drive a steady cycle of buying and selling. The metro stays affordable with a median sale price around $190,000. Wholesale flow runs through revitalizing Midtown, the historic mill-village stock of Bibb City, and the value-add neighborhoods of East Columbus. Many end buyers are service members using VA financing. Typical Columbus double closes we fund land in the $100,000–$400,000 range, with capacity up to $100M+ per transaction. We never check credit, income, or tax returns. How Double Close Funding closes in Columbus Georgia is a wet-funding state but an attorney-closing state: a licensed Georgia attorney must conduct the closing and disburse from the trust account — a title company alone cannot. For a double close, both the A-B and B-C legs should run through the same Columbus-area closing attorney on the same day. We wire to that attorney’s trust account by 9 AM Eastern; A-B records first, B-C follows minutes later, and our funds are repaid from the end-buyer’s proceeds — all within the same business day. Confirm same-day disbursement and sequencing with your specific firm before setting the date. Pricing Tiered flat fee, collected on the closing statement — no upfront or application cost: Funded AmountFee RateExampleUp to $1,000,0001.25%$190K deal = $2,375$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact for structure You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval letter Same-day closing scheduled for both legs A single licensed Georgia closing attorney handling both transactions (required in Georgia) We’re a direct lender: no credit check, no income verification, no tax returns. The deal documents underwrite the funding. A typical Columbus double close scenario You tie up a mill-village house in Bibb City at $120,000 and line up a fix-and-flip buyer at $165,000 who plans to resell to an incoming Fort Moore family. The B-C buyer is ready to go, but you’d rather not sink your own money into the A-B leg. We wire $120,000 into your Georgia attorney’s trust account by 9 AM. The A-B leg records that morning, the seller is paid, and B-C records right after at $165,000. Our $120,000 is repaid from the end-buyer’s wire, the 1.25% fee is $1,500, and you keep roughly $43,500 less closing costs — without your capital ever leaving the bank. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files in before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Who actually closes my Columbus, GA double close — a title company or an attorney? + A licensed Georgia attorney. Georgia is an attorney-closing state, so a title company alone cannot conduct your Columbus closing — the attorney must run both the A-B and B-C legs and disburse from the trust account. For a double close that's helpful, because keeping both legs in one attorney's office on the same day simplifies the sequencing. We wire to that attorney's trust account; confirm the firm's same-day disbursement policy locally before you schedule. Can a double close keep up with Columbus's Fort Moore turnover? + Yes. Fort Moore (formerly Fort Benning) PCS cycles keep Columbus inventory moving, and timelines can be tight, so we wire to the licensed GA closing attorney's trust account by 9 AM Eastern on closing day. Standard turnaround is about 48 hours from a complete file; same-day is possible when your A-B contract, B-C assignment, end-buyer proof of funds, and the attorney's commitment are in before 11 AM Eastern. We never pull credit or ask for tax returns. Just to confirm — this is Columbus, Georgia, not Ohio? + Correct. This funding is for Columbus, Georgia (GA) on the Chattahoochee River, home to Fort Moore — a separate market from Columbus, Ohio. Georgia's attorney-closing rule applies here: a licensed Georgia attorney must conduct both legs of your double close. We wire to that attorney's trust account and are repaid from the end-buyer's proceeds at B-C. Confirm same-day sequencing and disclosure language with your Georgia closing attorney. Apply for Double Close Funding in Columbus, GA Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-columbus-oh/ Double Close Funding · Columbus, OH Double Close Funding in Columbus, OH | Swift Deal Funding Double Close Funding in Columbus, OH Double close funding lets a Columbus wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) the same day, through one title company, with no personal capital tied up between closings. Swift Deal Funding is a direct lender — we fund the A-to-B leg and get repaid from the end buyer’s proceeds when B-to-C closes. No credit pull, no income docs, no tax returns, all 50 states. Columbus is the growth engine of Ohio. The Intel semiconductor build-out, a major university, and steady in-migration have pushed the citywide median near $280K and kept it climbing. Prices rise, sellers move fast, and deals are larger than elsewhere in the state — making same-day double closes in Linden, Hilltop, Franklinton, and the South Side both lucrative and worth keeping confidential. How a Double Close Closes in Columbus Ohio is a title/escrow, wet-funding state with no attorney mandate, so a licensed Franklin County title company runs both legs: Your contracts and end-buyer proof of funds clear underwriting (2–4 business hours). We issue wire instructions to title the business day before closing. Funds land by 9 AM Eastern. A→B records, B→C records right after, our funds repaid from end-buyer proceeds — same business day. Confirm your Columbus closer will sequence and disburse both legs same-day. Pricing Tiered flat fee on the funded amount, collected at close — nothing upfront: Funded AmountFee RateUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom A $260K A-to-B leg costs $3,250. You pay only if the deal funds and closes. What You’ll Need Executed A-to-B purchase contract Executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing letter Same-day closing scheduled for both legs A single Franklin County title company or closing attorney handling both Local note: in older Columbus pockets like Linden and the Hilltop, distressed and vacant files can carry liens from Ohio’s judicial-foreclosure process — leave title time to clear the chain. A Typical Columbus Double Close Scenario A wholesaler contracts a dated single in Franklinton — a neighborhood gentrifying fast on the back of downtown growth — at $215,000 and assigns to a flipper at $258,000. With appreciation pressure pushing the end buyer to close quickly, they double close the same day: we fund the $215K A-to-B at 9 AM, B-to-C closes that afternoon at $258,000, and we’re repaid from buyer proceeds. Fee at 1.25% is $2,687. The $43,000 spread stays on a separate statement. Apply Submit your two contracts and end-buyer verification online — under ten minutes. Same-day before 11 AM Eastern; otherwise ~48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions Does Columbus's fast appreciation affect double close timing? + It raises the stakes on speed. Columbus is Ohio's fastest-growing market, with the Intel build-out and steady in-migration pushing prices up — sellers and end buyers both move quickly. A double close lets you lock the A-to-B and B-to-C the same day through one Franklin County title company, so you're not exposed to a rising market between closings. We wire by 9 AM Eastern on closing day; same-day funding is available for files in before 11 AM Eastern. Can one Franklin County title company run both legs of a Columbus double close? + Yes, and we require it. Ohio is a title/escrow, wet-funding state with no attorney mandate, so an established Columbus title company can sequence the A-to-B and B-to-C closings on the same day. With Columbus's higher transaction volume, most local closers in the metro do simultaneous wholesale closings regularly. Confirm with your specific title office that they'll fund the A-to-B leg from end-buyer proceeds the same morning. Are Columbus's higher prices a fit for double close funding? + Absolutely. With a citywide median near $280K and rising, Columbus deals are larger than elsewhere in Ohio, and the spreads are worth protecting on separate statements. We fund up to $100,000,000+ at the tiered rate — 1.25% up to $1M, 1.0% from $1M to $10M. A $260K A-to-B leg, common in Franklinton or the South Side, costs $3,250 at the 1.25% tier, collected only when the deal closes. Apply for Double Close Funding in Columbus, OH Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-connecticut/ Double Close Funding · Connecticut Double Close Funding in Connecticut | Swift Deal Funding Double Close Funding in Connecticut Double close funding gives a Connecticut wholesaler the capital to buy from the seller (A-to-B) and immediately resell to an end buyer (B-to-C) on the same day, without bringing your own money to the table. Both legs run through one closing, and our funds are repaid from the end buyer’s proceeds the same day. Connecticut runs a steadier, higher-priced market than the Sun Belt wholesale hubs, but the volume is real — especially around Hartford, which has ranked among the nation’s hottest markets, plus New Haven, Bridgeport, Stamford and Waterbury. With a statewide median in the $375,000–$400,000 range and metro values spanning roughly $320,000 to $567,000, double closes here typically fund $100,000 to $350,000. We hold capacity beyond $100,000,000 per deal for larger multifamily or commercial B-C closings. How Double Close Funding closes in Connecticut Connecticut is a wet-funding state and an attorney-closing state. Wet funding means our money disburses at signing rather than after recording, so both legs of a double close can complete the same day. The closing itself must be conducted by a licensed Connecticut attorney — there is no independent title-company table closing as you’d find in Florida or Colorado. That attorney requirement is actually helpful for double closes: a single attorney handling both the A-B and B-C legs keeps the simultaneous closing tightly coordinated and the title chain clean. Wholesaling is permitted in Connecticut provided you disclose your equitable interest; there is no wholesaler-licensing statute. Confirm the simultaneous-closing structure, funds disbursement and recording order with your Connecticut closing attorney before scheduling. Pricing Tiered flat fee on the funded amount, collected only at closing: Funded AmountFeeUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom No upfront or application fees. You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing pre-approval Same-day closing scheduled for both legs A single Connecticut closing attorney handling both transactions No credit, income, or tax-return checks. Connecticut note: line up an attorney who regularly handles investor and simultaneous closings, common in the Hartford and New Haven markets. A typical Connecticut double close scenario A Hartford wholesaler controls a two-family in the South End at $185,000 (A-to-B) with an assigned investor buyer at $215,000 (B-to-C). One Hartford closing attorney handles both legs the same afternoon. We wire $185,000 to the attorney’s escrow account by 9 AM Eastern; the A-B leg signs, the B-C leg follows, and the $215,000 in buyer proceeds repays our funding. At the up-to-$1M tier the fee is 1.25% of $185,000 — $2,312 — and the wholesaler keeps the spread without fronting cash. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours; same-day wires are possible for complete files received before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Does an attorney have to close my Connecticut double close? + Yes. Connecticut is an attorney-closing state, so a licensed Connecticut attorney conducts the closing rather than an independent title or escrow company. For a double close that's an advantage: one attorney can handle both the A-B and B-C legs, keeping the simultaneous closing coordinated and the chain of title clean. We wire to the closing attorney's IOLTA or escrow account by 9 AM Eastern. Confirm the simultaneous structure with your Connecticut closing attorney. Which Connecticut metros do you fund double closes in? + Hartford has been one of the hottest markets in the Northeast, and we see the most double-close activity there along with New Haven, Bridgeport, Stamford and Waterbury. With a statewide median around $375,000 to $400,000, Connecticut double closes typically fund $100,000 to $350,000. Lower-priced inland markets near Hartford and Waterbury tend to produce more transactional wholesale volume than the pricier Fairfield County coast. How fast can you fund a Connecticut double close? + About 48 hours from a complete file to wire-ready, with same-day funding possible for files submitted before 11 AM Eastern with both contracts, verified end buyer, proof of funds and the title commitment. Because a Connecticut attorney closes the deal, coordinate the same-day signing schedule with that attorney early so both legs can record in proper order. Apply for Double Close Funding in Connecticut Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-corpus-christi-tx/ Double Close Funding · Corpus Christi, TX Double Close Funding in Corpus Christi, TX | Swift Deal Funding Double Close Funding in Corpus Christi, TX A double close lets you protect your spread without exposing it on a settlement statement, and on the Coastal Bend the deal flow that feeds it runs through refinery and Navy employment. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Corpus Christi title company. The refineries, the Port of Corpus Christi, and Naval Air Station Corpus Christi anchor a steady housing market with consistent rental demand. With a median sale price around $270,000, deal flow concentrates in Flour Bluff near the base, established Southside subdivisions, and value-add stock out toward Calallen. Windstorm and flood exposure shapes a lot of the inventory, but the underlying demand holds. Funded amounts here commonly run $180,000 to $480,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Corpus Christi Texas closes through title companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close: You line up one investor-friendly Corpus Christi title company to run both the A-to-B and B-to-C legs. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses. Corpus Christi title offices on the Southside handle this routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$270K deal = $3,375$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Corpus Christi-area title company handling both transactions No credit check, no income docs, no tax returns. A local note: with so much coastal inventory carrying windstorm requirements, a cash or pre-approved end buyer who has already lined up coverage keeps the same-day timeline clean. A typical Corpus Christi double close scenario A wholesaler ties up a Flour Bluff home near the Navy base at $200,000 and has a buy-and-hold end buyer at $245,000. Rather than assign and show the $45,000 spread, the wholesaler books a double close at a Southside title company that runs investor deals daily. We wire $200,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $245,000. We are repaid $200,000 plus the 1.25% fee ($2,500) from proceeds. The wholesaler nets roughly $42,500 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Which Corpus Christi title companies handle same-day double closes? + Investor-focused offices on the Southside, near downtown, and out toward Calallen run back-to-back A-to-B and B-to-C closings for the refinery-and-Navy deal flow here. Use one office for both legs — splitting the transactions across separate title companies breaks the same-day sequencing we depend on. When you apply, give us the title contact and we coordinate the 9 AM wire and the second-leg disbursement directly. Confirm with your title company that they are comfortable funding both legs the same business day before you set the date. Does coastal windstorm insurance affect a double close here? + Our funding does not, but your end buyer's lender or insurer might, and that is what to pin down first. A lot of Corpus Christi inventory — especially in Flour Bluff and near the bay — sits in windstorm and coastal zones where Texas Windstorm Insurance Association coverage and premiums can slow an end buyer's financing. We underwrite on your two contracts and the end buyer's proof of funds, not the windstorm zone, but a verified cash or pre-approved end buyer keeps the same-day close on schedule. Confirm windstorm disclosures with your title company. Why double close instead of assigning a Corpus Christi deal? + To keep your spread off the seller's settlement statement. Texas does not license wholesalers, but you must disclose an assignment, and an assignment fee shows on the closing docs. A double close keeps the A-to-B and B-to-C as separate transactions at one Corpus Christi title company, so your markup on a Southside or Calallen deal stays private. We wire the A-to-B funds, you resell minutes later, and we are repaid from B-to-C proceeds. Confirm disclosure handling with your title company. Apply for Double Close Funding in Corpus Christi, TX Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-dallas-tx/ Double Close Funding · Dallas, TX Double Close Funding in Dallas, TX | Swift Deal Funding Double Close Funding in Dallas, TX Dallas sits at the center of the DFW metroplex, one of the fastest-growing relocation markets in the country, and a double close lets you keep your spread off the settlement statement on the deals that draw the most competition. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Dallas title company. A constant inflow of corporate relocations and a median sale price near $400,000 keep end-buyer demand deep across the city — from value-add bungalows in Oak Cliff and Lakewood to affordable rentals in Pleasant Grove and South Dallas and renovation plays around White Rock Lake. Funded amounts here commonly run $200,000 to $800,000, with capacity up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns — your two contracts and the end buyer’s proof of funds underwrite the deal. How Double Close Funding closes in Dallas Because Texas runs closings through title companies rather than attorneys and requires funds in escrow before disbursement (wet funding), the sequencing lines up neatly for a same-day double close: You line up one investor-friendly Dallas title company to handle both the A-to-B and B-to-C legs. By 9 AM on closing morning, our wire lands at that office, so the cash is in escrow well before anyone signs. With our money, the A-to-B leg funds; the seller gets paid and the deed transfers to you. Minutes later the B-to-C leg closes on your end buyer’s funds, you collect your spread, and we are repaid out of those proceeds before the file disburses. Title offices around Uptown, Las Colinas, and Oak Cliff run double closes routinely. Confirm same-day disbursement and second-leg sequencing with your title company before locking the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$400K deal = $5,000$1M – $10M1.0%$3M deal = $30,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Dallas-area title company handling both transactions No credit check, no income docs, no tax returns. A local note: DFW’s relocation buyer pool makes verified end buyers easy to source, which keeps your same-day close on track. A typical Dallas double close scenario A wholesaler locks up a renovated cottage in Oak Cliff at $310,000 and has a relocating end buyer at $365,000. To keep the $55,000 spread off the settlement statement, the wholesaler books a double close at an Uptown title company that handles investor files daily. We wire $310,000 by 9 AM. The A-to-B leg funds, the seller is paid, and the B-to-C closes minutes later with the end buyer’s $365,000. We are repaid $310,000 plus the 1.25% fee ($3,875) from proceeds. The wholesaler nets roughly $51,125 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Do corporate relocations into DFW affect double close timing in Dallas? + They drive demand, which actually helps your exit. The steady stream of corporate relocations into the DFW metroplex keeps a deep pool of qualified end buyers, so verified buyers in submarkets like Oak Cliff, Lakewood, and the White Rock corridor are easy to line up. Our funding does not depend on the relocation market — we underwrite your two contracts and the end buyer's proof of funds — but a strong, pre-approved end buyer keeps the same-day double close on schedule. Confirm the closing date with your title company. Can both legs close at one title company in Dallas the same day? + Yes, and that is the structure we fund. Texas is a title-company state, so one Dallas office handles both your A-to-B and B-to-C legs the same business day. We wire our funds to that title company by 9 AM so the A-to-B leg can fund, then the B-to-C proceeds repay us before the file disburses. Investor-active offices around Uptown, Las Colinas, and Oak Cliff handle same-day double closes regularly. Pick one office for both legs and confirm they are comfortable with the sequencing. Is a double close worth it on a lower-priced South Dallas deal? + Often, yes. South Dallas and Pleasant Grove deals can carry surprisingly wide spreads relative to price because investor demand for affordable rentals is strong. On a $30,000-plus spread, keeping that markup off the seller's settlement statement with a double close usually outweighs the 1.25% fee, and it avoids the assignment-fee disclosure a straight assignment would require. Run your specific numbers — the fee is collected only at closing — and confirm contract and disclosure language with a Texas real estate attorney. Apply for Double Close Funding in Dallas, TX Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-dayton-oh/ Double Close Funding · Dayton, OH Double Close Funding in Dayton, OH | Swift Deal Funding Double Close Funding in Dayton, OH Dayton is one of the Midwest’s most affordable investor markets, anchored by Wright-Patterson Air Force Base and a deep base of workforce renters. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Dayton title company. With a median sale price near $140,000, Dayton’s deals turn on large percentage spreads relative to low dollar amounts. Affordable and distressed inventory runs through East Dayton, Old North Dayton, and Belmont, while steady rental demand — fed by Wright-Patterson’s military and contractor workforce — keeps cash-flow investors buying year-round. A double close lets you protect a wide margin on a value-add or distressed deal without exposing the markup on the seller’s settlement statement. Funded amounts here commonly run $60,000 to $200,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Dayton Ohio closes through title and escrow companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close: You line up one investor-friendly Montgomery County title company to run both the A-to-B and B-to-C legs. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses. Dayton’s steady investor volume means many title offices handle this routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$95K deal = $1,187$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Montgomery County title company handling both transactions No credit check, no income docs, no tax returns. A local note: Wright-Patterson’s renter base keeps Dayton buy-and-hold investors active, so a pre-approved or cash end buyer is usually easy to line up and keeps the same-day timeline clean. A typical Dayton double close scenario A wholesaler ties up a workforce rental in Belmont at $68,000 and has a cash-flow investor — targeting tenants who work near Wright-Patterson — at $114,000. Assigning would put the $46,000 spread, a 68% markup, on the closing docs, so the wholesaler double closes at a Montgomery County title company. We wire $68,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the investor’s $114,000. We are repaid $68,000 plus the 1.25% fee ($850) from proceeds. The wholesaler nets roughly $45,150 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Which Dayton title companies handle same-day double closes? + Many Montgomery County title and escrow offices run back-to-back A-to-B and B-to-C closings, since Dayton's strong cash-flow investor demand keeps double closing routine. Ohio is a wet-funding, title-company state, so our money is in escrow before anyone signs. Use one title company for both legs — splitting them across two offices breaks the same-day sequencing we rely on. When you apply, give us your title contact and we coordinate the 9 AM wire and second-leg disbursement. Confirm same-day funding on both legs with your title company first. Does Wright-Patterson demand affect double close funding in Dayton? + Not our funding directly, but it shapes your exit. Wright-Patterson Air Force Base anchors a steady stream of military and contractor renters, which keeps buy-and-hold investors active across neighborhoods near the base and in East Dayton. That demand makes for reliable end buyers — and a solid, pre-approved or cash end buyer is what keeps a same-day double close on schedule. We underwrite your two contracts and the end buyer's proof of funds, not the rental tenant base. Confirm the closing timeline with your title company. Do I need a license to double close in Dayton? + No. Ohio requires no wholesaler license to assign or to double close, so Dayton investors operate freely. A double close is still valuable for keeping a wide percentage spread off the seller's settlement statement on low-priced Belmont or Old North Dayton deals — you take title, then resell as the owner. We're a direct lender funding the A-to-B leg, repaid from the B-to-C proceeds, with no credit, income, or tax review. Confirm the closing structure with your Dayton title company before scheduling. Apply for Double Close Funding in Dayton, OH Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-delaware/ Double Close Funding · Delaware Double Close Funding in Delaware | Swift Deal Funding Double Close Funding in Delaware Double close funding lets a Delaware wholesaler buy from the seller (A-to-B) and resell to an end buyer (B-to-C) the same day using our capital, so you never tie up your own cash. Both legs settle through a single attorney, and our funds are repaid from the end buyer’s proceeds that day. Delaware is a small but stable market, and that’s exactly why disciplined wholesalers like it — less competition for off-market deals than in the big Sun Belt hubs. Most activity sits in New Castle County around Wilmington and Newark, with steady flow in Dover and the growing Sussex County beach communities. With a statewide median roughly in the $361,000–$475,000 range, double closes here typically fund $60,000 to $200,000. We hold capacity beyond $100,000,000 per transaction when a larger commercial or portfolio B-C buyer is involved. How Double Close Funding closes in Delaware Delaware is a wet-funding state and an attorney-closing state. Wet funding means our money disburses at signing rather than after recording, so both legs of a double close can finish the same day. Settlement must be conducted by a licensed Delaware attorney — there’s no independent title-company table closing here. For a double close, that attorney requirement is a feature: one Delaware attorney running both the A-B and B-C legs keeps the simultaneous closing clean in a market where the same handful of firms handle most investor deals. Budget for the attorney’s settlement fee, commonly around $1,400. Wholesaling is permitted statewide if you disclose your equitable interest; Delaware has no wholesaler-licensing statute. Confirm the simultaneous structure and recording order with your Delaware closing attorney before scheduling. Pricing Tiered flat fee on the funded amount, collected only at closing: Funded AmountFeeUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom No upfront or application fees. You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing pre-approval Same-day closing scheduled for both legs A single Delaware closing attorney handling both transactions No credit, income, or tax-return checks. Delaware note: choose an attorney who regularly handles investor and simultaneous closings — the New Castle County firms in Wilmington and Newark see these often. A typical Delaware double close scenario A Wilmington wholesaler has a rowhome under contract at $135,000 (A-to-B) with an assigned landlord buyer at $158,000 (B-to-C). One Delaware settlement attorney runs both legs the same afternoon. We wire $135,000 to the attorney’s escrow account by 9 AM Eastern; the A-B leg signs, the B-C leg follows, and the $158,000 in buyer proceeds repays our funding. At the up-to-$1M tier the fee is 1.25% of $135,000 — $1,687 — plus the roughly $1,400 attorney settlement fee, leaving a clean spread on a deal the wholesaler never had to bankroll. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours; same-day wires are possible for complete files received before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Who closes a double close in Delaware? + Delaware is an attorney-closing state, so a licensed Delaware attorney conducts the settlement rather than an independent title company. For a double close, one Delaware attorney can run both the A-B and B-C legs, which keeps a small-market simultaneous closing well coordinated. We wire to the attorney's escrow account by 9 AM Eastern. Delaware attorney closing fees commonly run around $1,400, so factor that into your numbers and confirm the structure with your closer. Where in Delaware do you fund double closes? + Delaware is a compact market, and most investor and wholesale activity centers on New Castle County — Wilmington and Newark — with steady volume in Dover and the Sussex County beach towns. With a statewide median roughly $361,000 to $475,000 depending on the source and season, Delaware double closes typically fund $60,000 to $200,000, though we carry capacity well beyond that for larger deals. How fast can you fund a Delaware double close? + Around 48 hours from a complete file to wire-ready, with same-day funding possible for files in before 11 AM Eastern that include both contracts, verified end buyer, proof of funds and the title commitment. Because a Delaware attorney handles settlement, schedule the same-day signing with that attorney early so both legs sign and record in order during a single business day. Apply for Double Close Funding in Delaware Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-denver-co/ Double Close Funding · Denver, CO Double Close Funding in Denver, CO | Swift Deal Funding Double Close Funding in Denver, CO Denver is a major Mountain West wholesale market, and a double close is how you protect your spread without exposing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day through one Denver title company. Here’s what sets Denver apart from its Pacific Northwest neighbors: Colorado is a wet-funding title-company state. While Seattle, Tacoma, Spokane, and Portland all sit in dry-funding states where escrow can’t disburse until the deed records with the county, Denver title companies fund at the table — money moves the same day, no record-first waiting period. With a median around $630,000 and a cooling Front Range market, demand stays steady on value-add homes in Montbello, Globeville, Elyria-Swansea, and Westwood. Most Denver double closes fund under $1,000,000 and sit in our 1.25% tier. Funded amounts here commonly run $400,000 to $800,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Denver Colorado closes through title companies and is a wet-funding state, so funds disburse at the table — not after recording. That’s the direct contrast with dry-funding Washington and Oregon, and it streamlines a same-day double close: You line up one investor-friendly Denver title company to run both the A-to-B and B-to-C legs. We wire our A-to-B funds to that title office ahead of closing, so cash is in position. The A-to-B leg funds at the table; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we’re repaid from those proceeds before the file wraps. Because Colorado funds at the table rather than waiting on a county recording cutoff, the same-day sequence is simpler than in the dry-funding Northwest — but you should still confirm same-day disbursement and second-leg timing with your title company before you set the date. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$630K deal = $7,875$1M – $10M1.0%$2M deal = $20,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Denver-area title company handling both transactions No credit check, no income docs, no tax returns. A local note: unlike the dry-funding Northwest, Colorado funds at the table, so you’re not building the schedule around a county recording cutoff — but a cash or pre-approved end buyer still keeps the same-day timeline clean. A typical Denver double close scenario A wholesaler ties up a brick ranch in Westwood at $475,000 and has a buy-and-hold end buyer at $545,000. Rather than assign and show the $70,000 spread, the wholesaler books a double close at a Denver title company that runs investor deals. We wire $475,000 ahead of closing. The A-to-B leg funds at the table, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $545,000. We’re repaid $475,000 plus the 1.25% fee ($5,937) from proceeds. The wholesaler nets roughly $64,063 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does Colorado wet-funding change a Denver double close versus its dry-funding neighbors? + It speeds up the table. Colorado is a wet-funding title-company state, so funds disburse at closing rather than only after recording — the opposite of dry-funding Washington and Oregon, where escrow must record with the county before paying out. In Denver, your title company can fund the A-to-B and B-to-C at the table the same day, without waiting on a recording cutoff. We wire our A-to-B funds in ahead of closing, both legs close, and we're repaid from B-to-C proceeds. Confirm same-day sequencing with your title company. Does Denver hail damage affect double close funding? + Our funding doesn't hinge on it, but your end buyer's lender or insurer will care, so flag roof condition early. The Front Range gets hammered by hail, and a damaged or recently replaced roof in Montbello or Globeville can affect an end buyer's financing or insurance binding. We underwrite on your two contracts and a verified end buyer's proof of funds — not the roof — but a cash or pre-approved buyer keeps the same-day close on schedule. Confirm hail and roof disclosures, and any insurance conditions, with your title company. Why double close instead of assign on a Denver wholesale deal? + To keep your spread off the seller's settlement statement. Denver's value-add deals in Westwood, Elyria-Swansea, and Montbello still carry meaningful margins even as the Front Range market cools, and an assignment shows your fee on the closing docs. A double close runs the A-to-B and B-to-C as separate transactions through one Denver title company — the seller never sees your number. Colorado's wet-funding means both legs can fund at the table the same day. Confirm equitable-interest disclosure language with a Colorado attorney. Apply for Double Close Funding in Denver, CO Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-des-moines-ia/ Double Close Funding · Des Moines, IA Double Close Funding in Des Moines, IA | Swift Deal Funding Double Close Funding in Des Moines, IA A double close lets Des Moines wholesalers protect a real spread without exposing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Des Moines closing company. Des Moines is one of the country’s insurance capitals — Principal Financial, Nationwide, and a dense base of carriers anchor a stable white-collar economy — while housing stays affordable at a median sale price around $220,000. That mix creates dependable value-add margins across older neighborhoods like Drake, Highland Park, the East Side, and Beaverdale, where early-1900s frame homes and bungalows turn over to rehabbers and landlords. Funded amounts here commonly run $100,000 to $350,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns. How Double Close Funding closes in Des Moines Iowa is a wet-funding state, and money must be in escrow before the closing company disburses. Iowa is also distinctive on title: rather than standard title insurance, the state uses an abstract of title plus an Iowa Title Guaranty certificate. That sequencing still works for a same-day double close: You line up one investor-friendly Des Moines closing company to run both the A-to-B and B-to-C legs, with the abstract continued and Title Guaranty ready. We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs. The A-to-B leg funds with our money; the seller is paid and the deed moves to you. The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we’re repaid from those proceeds before the file disburses. If your A-side comes through foreclosure, confirm Iowa’s post-sale redemption period has run so title is clean. Confirm same-day disbursement and abstract readiness with your closing company. Pricing Tiered flat fee, collected on the settlement statement only when the deal closes: Funded AmountFee RateExampleUp to $1,000,0001.25%$220K deal = $2,750$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact us No upfront fees, no application cost. You pay only if the transaction funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C contract or assignment to your end buyer Verified end buyer with proof of funds or a financing pre-approval Same-day closing scheduled on both legs A single Des Moines-area closing company handling both transactions, with the abstract current No credit check, no income docs, no tax returns. Local note: Iowa runs on abstracts and Iowa Title Guaranty rather than standard title insurance, so confirm the abstract continuation is done early — and on foreclosure-sourced deals, that the redemption period has expired. A typical Des Moines double close scenario A wholesaler ties up a 1920s frame home on the East Side at $135,000 and has a buy-and-hold end buyer at $182,000. Rather than assign and show the $47,000 spread, the wholesaler books a double close at a closing company near Drake that runs investor deals daily, with the abstract continued and Title Guaranty ready. We wire $135,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $182,000. We’re repaid $135,000 plus the 1.25% fee ($1,687) from proceeds. The wholesaler nets roughly $45,313 and the seller never sees the markup. Apply Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions How does Iowa's abstract-of-title system affect a Des Moines double close? + Iowa doesn't use title insurance the way most states do — it relies on an abstract of title continued by an abstractor, with a Title Guaranty certificate through Iowa Title Guaranty. On a double close that means the abstract needs to be current and the title work ready so both legs can close the same day. We underwrite on your two contracts and the end buyer's proof of funds, not the abstract itself. Confirm with your Des Moines title or closing company that the abstract continuation and Title Guaranty are ready before you schedule. Does Iowa's redemption period matter on a double close? + It matters most on foreclosure-sourced deals, not a standard arm's-length double close. Iowa allows a post-sale redemption period on foreclosed properties, so if your A-side seller acquired through foreclosure, confirm the redemption window has expired and clean title can pass. For ordinary seller-to-wholesaler deals it typically isn't a factor. We fund on your contracts and a verified end buyer; your title company confirms the chain is clear. Always confirm redemption status locally before closing. Why double close instead of assign in Des Moines? + To keep your spread off the seller's settlement statement. Des Moines value-add deals in Drake, Highland Park, and the East Side can carry healthy margins on older frame homes and bungalows, and a double close keeps that markup private. With an assignment your fee shows on the closing docs; with a double close the A-to-B and B-to-C are separate transactions at one closing company. We wire the A-to-B funds, you resell minutes later, and we're repaid from B-to-C proceeds. Confirm disclosure language with an Iowa attorney. Apply for Double Close Funding in Des Moines, IA Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-detroit-mi/ Double Close Funding · Detroit, MI Double Close Funding in Detroit, MI | Swift Deal Funding Double Close Funding in Detroit, MI Double close funding lets a Detroit wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) the same day, through one title company, with no personal capital tied up between closings. Swift Deal Funding is a direct lender — we fund the A-to-B leg and get repaid from the end buyer’s proceeds when B-to-C closes. No credit pull, no income docs, no tax returns, all 50 states. Detroit is the lowest-priced major market we work in, with a citywide median near $90K and enormous variance — a renovated home in East English Village or Bagley can run six figures while a stripped, vacant property nearby trades for under $20K. Much of the wholesale supply comes from Wayne County tax foreclosures, and much of the demand comes from out-of-state rental buyers. At these prices, spreads are often 50–100% of the buy, which is exactly when you don’t want both numbers on one assignment. How a Double Close Closes in Detroit Michigan is a title/escrow, wet-funding state with no attorney mandate, so a licensed Wayne County title company runs both legs: Your contracts and end-buyer proof of funds clear underwriting (2–4 business hours). We issue wire instructions to title the business day before closing. Funds land by 9 AM Eastern. A→B records, B→C records right after, our funds repaid from end-buyer proceeds — same business day. Confirm your Detroit closer can sequence and disburse both legs same-day, that title is clear of any redemption issues, and account for out-of-state buyers’ wire timing. Pricing Tiered flat fee on the funded amount, collected at close — nothing upfront: Funded AmountFee RateUp to $1,000,0001.25%$1M – $10M1.0%$10M+Custom A $30K A-to-B leg costs $375. You pay only if the deal funds and closes. What You’ll Need Executed A-to-B purchase contract Executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or financing letter Same-day closing scheduled for both legs A single Wayne County title company or closing attorney handling both Local note: Detroit’s tax-foreclosure and vacant inventory frequently carries title complications and Michigan’s six-month redemption can cloud recently foreclosed properties — give your title company time to confirm marketable title before scheduling. A Typical Detroit Double Close Scenario A wholesaler buys a vacant brick bungalow near Bagley out of Wayne County’s tax-foreclosure pipeline at $24,000 and assigns to an out-of-state cash-flow investor at $46,000. That $22,000 spread is nearly 90% of the buy price — the kind of number you never show on a single assignment to a remote buyer. They double close: we fund the $24K A-to-B at 9 AM, B-to-C closes the same day at $46,000, and we’re repaid from the buyer’s wired proceeds. Fee at 1.25% is $300. Two separate statements; the spread stays private. Apply Submit your two contracts and end-buyer verification online — under ten minutes. Same-day before 11 AM Eastern; otherwise ~48 hours to wire-ready. Apply for Double Close · See full process Frequently Asked Questions Detroit prices are tiny — does double close funding still apply? + Yes. We fund deals up to $100,000,000+ and have no minimum that rules out Detroit. With a citywide median near $90K but enormous block-to-block variance, a $20,000 buy reselling at $40,000 is a 100% spread — the most conspicuous kind to expose on one assignment. A double close runs the A-to-B and B-to-C through a single Wayne County title company on the same day, keeping that spread on separate statements. The fee is just 1.25% of the funded A-to-B amount. Why is a double close common for Detroit's out-of-state buyers? + Detroit draws heavy out-of-state and overseas buyers chasing cash-flow rentals at low entry prices. When you're reselling a $25,000 acquisition at $45,000 to a remote investor, a single assignment showing both numbers invites their agent to challenge your fee. A double close keeps it private: we fund your A-to-B leg, B-to-C closes the same day, and we're repaid from the buyer's wired proceeds. Build extra lead time for out-of-state wires. Does Michigan's redemption period affect a Detroit double close? + Not the double close itself, but it affects your inventory sourcing. Michigan has a six-month post-foreclosure redemption period, so a property coming out of foreclosure may not have clear, marketable title until redemption expires. For your A-to-B and B-to-C to close the same day, title must be clear and the Wayne County title company ready to insure. Confirm the redemption status and title condition with your closer before scheduling — especially on tax-foreclosure inventory. Apply for Double Close Funding in Detroit, MI Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## /double-close-funding-durham-nc/ Double Close Funding · Durham, NC Double Close Funding in Durham, NC | Swift Deal Funding Double Close Funding in Durham, NC Double close funding lets a Durham wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) on the same day through one closing, without floating your own capital on the A-B leg. We are a direct lender: we wire the purchase money, and we’re repaid from the end-buyer’s proceeds when B-C closes hours later. Durham sits at the heart of the Research Triangle, and Duke University plus the relentless tech and biotech hiring at Research Triangle Park have pushed the median sale price toward roughly $400,000 with some of the fastest appreciation in the Southeast. The active wholesale flow runs through neighborhoods like East Durham, the blocks near Northgate, and the value-add stock surrounding Hope Valley, where 20th-century homes change hands quickly as the city densifies. Typical Durham double closes we fund land in the $200,000–$800,000 range, with capacity up to $100M+ per transaction. We never check credit, income, or tax returns. How Double Close Funding closes in Durham (NC attorney-must-close) North Carolina is a wet-funding, attorney-closing state: a licensed NC attorney must supervise the closing and disburse funds, and money has to sit in the trust account before the deed records. That makes a double close cleanest when both the A-B and B-C legs run through the same Durham-area closing attorney on the same day. We wire to that attorney’s trust account by 9 AM Eastern; A-B records first, B-C follows minutes later, and our funds are repaid from the end-buyer’s proceeds — all within the same business day. Confirm same-day disbursement and sequencing with your specific firm before setting the date. Pricing Tiered flat fee, collected on the closing statement — no upfront or application cost: Funded AmountFee RateExampleUp to $1,000,0001.25%$400K deal = $5,000$1M – $10M1.0%$2.5M deal = $25,000$10M+CustomContact for structure You pay only if the deal funds and closes. What you’ll need Fully executed A-to-B purchase contract Fully executed B-to-C assignment or purchase contract Verified end buyer with proof of funds or a financing pre-approval letter Same-day closing scheduled for both legs A single licensed NC closing attorney handling both transactions (required in North Carolina) We’re a direct lender: no credit check, no income verification, no tax returns. The deal documents underwrite the funding. A typical Durham double close scenario You tie up a 1940s bungalow in East Durham at $260,000 and line up a buy-and-hold investor at $325,000 who wants to ride the Triangle’s appreciation. Rather than assign and reveal the $65,000 spread, you book a double close at a Durham-area NC attorney’s office. We wire $260,000 into the trust account by 9 AM. The A-B leg records, the seller is paid, and minutes later B-C closes at $325,000. Our $260,000 is repaid from the end-buyer’s wire, the 1.25% fee is $3,250, and you keep roughly $61,750 less closing costs — without your own capital ever leaving the bank. Apply Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files in before 11 AM Eastern. Apply for Double Close · See full process Frequently Asked Questions Does a Durham double close run through a title company or an attorney? + Through a licensed North Carolina attorney. NC requires an attorney to supervise every residential closing, so both the A-B and B-C legs of your Durham double close run through one closing attorney's office — not a standalone title company. That actually helps, because a single firm keeps both legs in one place on the same day. We wire to that attorney's trust account, and you should confirm the specific firm's same-day disbursement policy before you set the closing date. Can you fund a same-day double close in Durham's fast Research Triangle market? + Yes. Triangle inventory moves quickly thanks to Duke and the tech and biotech hiring around Research Triangle Park, so we wire to the NC closing attorney's trust account by 9 AM Eastern on closing day. Standard turnaround is about 48 hours from a complete file; same-day is possible when your A-B contract, B-C assignment, end-buyer proof of funds, and the attorney's commitment are in before 11 AM Eastern. We never pull credit. Why double close rather than assign a Durham contract? + To keep your spread off the seller's settlement statement. Durham's rapid appreciation around East Durham and the corridors near downtown can produce large margins, and an assignment puts your fee on the closing docs for everyone to see. A double close runs the A-B and B-C as two separate transactions at one licensed NC attorney's office, so your markup stays private. Confirm disclosure language with that attorney before scheduling. Apply for Double Close Funding in Durham, NC Submit your application online — same-day decisions for complete files before 2 PM Eastern. Apply Now --- ## Business Information - **Name:** Swift Deal Funding - **Legal Name:** Swift Deal Funding LLC - **Phone:** (248) 266-2931 - **Email:** deals@swiftdealfunding.com - **Service Area:** United States, All 50 States - **Website:** https://swiftdealfunding.com - **Hours:** Monday/Tuesday/Wednesday/Thursday/Friday: 08:00-18:00; Saturday: 10:00-14:00