EMD Funding in Nebraska | Swift Deal Funding
How EMD funding works in Nebraska
EMD funding fronts the earnest money so you can lock a Nebraska property under contract without committing your own cash. Swift Deal Funding sends the deposit — usually $5,000–$25,000 — straight to your title or escrow company, typically within 24 hours of a complete file. The deposit must stay refundable under your contract’s contingencies, which is what protects you and us.
This is a practical edge in Nebraska’s competitive but affordable markets. Omaha and Lincoln see steady investor demand, and well-priced listings move fast. The state’s roughly 1.98 million residents and a stable rental economy mean good deals attract multiple offers, so being able to commit funded earnest money quickly keeps you in contention while you finish due diligence or line up an end buyer.
How an EMD deal closes in Nebraska
Nebraska is a title/escrow-closing state, so we wire the deposit directly to your escrow office rather than an attorney’s trust account. It is also a wet-funding state, which keeps disbursement clean as the deal advances. Nebraska has no wholesaler-licensing law, so disclose your equitable interest as standard practice.
Confirm the refundable EMD language and the escrow office’s handling with your Omaha or Lincoln title officer — or a Nebraska attorney — before you fund.
Pricing
| Option | Upfront | At close | Best for |
|---|---|---|---|
| A | 5% of EMD (min $500) | 20% of EMD | High close-through rates |
| B | 10% of EMD (min $1,000) | 0% | Predictable cost (popular) |
What you’ll need
- Executed purchase contract with refundable EMD language
- Nebraska title/escrow company contact
- Written confirmation from title that the EMD is refundable per the contract
- Your ID
No credit check, no income verification, no tax returns.
A typical Nebraska EMD scenario
A wholesaler spots an under-priced Lincoln rental and needs to bind it with a $7,500 earnest deposit, but the cash is tied up in two other deals. EMD funding wires $7,500 to the title company within a day. Under Option B the cost is a flat $750. The investor secures the property, runs inspections, assigns to an end buyer, and never touched working capital.
Apply
Submit your contract and title-company contact online — usually under ten minutes. Same-day wire is possible for complete files before 11 AM Eastern.
Frequently Asked Questions
How quickly can you fund earnest money for a Nebraska deal? +
We wire the earnest money directly to your Nebraska title or escrow company within about 24 hours of a complete application and written confirmation that the deposit is refundable under your contract. Since Nebraska closes through title/escrow offices rather than attorneys, we coordinate straight with your escrow officer in Omaha, Lincoln, or wherever the property sits. Same-day delivery is possible for complete files submitted before 11 AM Eastern.
What keeps my Nebraska earnest money refundable? +
EMD funding depends on your purchase contract keeping the deposit refundable — usually through an inspection, financing, or due-diligence contingency. We require written confirmation from your Nebraska title company that the EMD is refundable per the contract before funding. If the deal dies within those contingencies, the deposit comes back. Waiving a contingency puts the earnest money at risk like any deposit, so review your contract terms before binding.
How is EMD funding priced for a Nebraska wholesaler? +
Two options. Option A is 5% of the EMD upfront (minimum $500) plus 20% at closing — better for high close-through volume. Option B is 10% upfront (minimum $1,000) with nothing at close — the popular pick for predictable per-deal cost. On a $7,500 Nebraska earnest deposit, Option B costs $750 flat. We do not check credit, income, or tax returns; the contract and refundable-EMD confirmation underwrite the funding.
Apply for EMD Funding in Nebraska
Submit your application online — same-day decisions for complete files before 2 PM Eastern.