Echo Funding in Wyoming | Swift Deal Funding
Echo funding in Wyoming
Echo advances the down payment the end buyer owes at the table, with repayment coming off the seller’s proceeds — for a wholesaler, that’s your assignment fee. Your buyer arrives with less cash, the title company closes the deal, and our principal plus a flat 2.5% is pulled from your fee in the same disbursement. Funded amounts in Wyoming typically run $10,000 to $40,000, with capacity to $10 million per transaction and no upfront cost.
Wyoming is the smallest state by population, with a buyer pool that thins quickly outside Cheyenne, Casper, and the high-value Jackson market. In a market like that, keeping a qualified buyer from walking over a down-payment shortfall matters more than anywhere else — Echo covers that gap so your deal still closes. The no-income-tax draw also pulls in out-of-state buyers who may have equity but want to keep cash deployed elsewhere.
How Echo closes in Wyoming
Wyoming is a wet-funding, title-company state, so the title office disburses against our wire at the table. We send the down payment to escrow; the title company credits it to the buyer’s side, then pays out your assignment fee on the seller side and clears our principal plus 2.5% ahead of your net. There’s no separate recording step for repayment — it happens inside the single title disbursement. With Wyoming’s rural county clerks running varied schedules, confirm the disbursement order with your title company up front.
Pricing for Echo funding in Wyoming
Flat 2.5% of the funded amount. No application fee, no origination fee, no upfront cost — collected on the settlement statement.
A $10,000 funded down payment costs $250; a $35,000 down payment costs $875.
What you’ll need for Echo in Wyoming
- Executed purchase contract
- Executed assignment contract that shows your assignment fee
- An assignment fee at least equal to the funded down payment plus 2.5%
- A Wyoming title company ready to disburse seller proceeds with our repayment built in
No credit, income, or tax documentation.
A typical Wyoming Echo scenario
A wholesaler assigns a Casper contract for a $20,000 fee. The end buyer’s lender requires $15,000 down but the buyer wants to keep cash free. Echo funds the $15,000. At closing, the Natrona County title company disburses the $20,000 fee, repays us $15,375 ($15,000 plus 2.5%), and the wholesaler nets $4,625 — without fronting the buyer’s down payment.
Apply for Echo funding in Wyoming
Upload your purchase and assignment contracts online. We confirm the assignment fee covers the funded amount before approving. Standard turnaround is ~48 hours.
Frequently Asked Questions
How does Echo get repaid at a Wyoming title closing? +
Echo funds the end buyer's down payment and is repaid from the seller-side proceeds — your assignment fee. The Wyoming title company disburses your fee on the seller side and routes our funded amount plus 2.5% back to us in the same closing. Because Wyoming is wet-funding, the title office disburses at the table without waiting on the county clerk to record. The only hard requirement is that your assignment fee covers the funded down payment plus our 2.5%.
Does Echo work in a thin market like Wyoming? +
Yes, and it's often more useful in a thin market. Wyoming has a limited buyer pool outside the Cheyenne and Jackson corridors, so anything that helps a qualified end buyer get to the closing table protects your deal. Echo covers the buyer's down payment so a cash-light but otherwise solid buyer can close. Funded amounts here typically run $10,000 to $40,000, with the higher end common in the Jackson resort market. Confirm the disbursement plan with your title company.
Echo or Stack for a Wyoming wholesale deal? +
Use Echo when you're assigning a contract for a fee — that fee repays us directly at the title table, with nothing to record afterward. Use Stack when seller financing is in the deal and a carry-back note covers the down payment. For a straightforward Cheyenne or Casper assignment, Echo is the cleaner structure. Both put cash at closing; they differ only in how repayment reaches us, and only Stack involves recording a second-position note.
Apply for Echo Funding in Wyoming
Submit your application online — same-day decisions for complete files before 2 PM Eastern.