Echo Funding in Orlando, FL | Swift Deal Funding
Echo funding in Orlando, FL
Echo funding provides the cash for an end buyer’s down payment at closing, repaid directly from the seller’s proceeds — typically your assignment fee. You front no working capital and pay a flat 2.5% of the funded amount at the table.
Orlando’s buyer pool skews toward relocation and out-of-state vacation-rental investors, who are sometimes capital-tight right after a purchase. Echo lets you keep those buyers in your assignment without committing your own money. Funded down payments here commonly run $20,000 to $80,000, with capacity to $10 million per transaction.
How Echo closes in Orlando, FL
Florida is a wet-funding, title-company state, so disbursement happens at the closing table once documents are signed. The Orlando title agent disburses seller proceeds with our Echo repayment built into the statement before releasing your net. An attorney is optional. We coordinate the repayment line directly with title.
The Orlando caveat is loan timing on rental purchases: a vacation-rental or DSCR loan can carry extra conditions that move the closing date. That doesn’t change how Echo is repaid — only when the table is ready. Confirm the disbursement order and refundable-deposit handling with your Orlando title company.
Pricing
Flat 2.5% of the funded amount. No application, origination or upfront fees — collected through the closing statement.
What you’ll need
- Executed purchase contract
- Executed assignment contract showing your assignment fee
- Assignment fee at least equal to the funded down payment plus 2.5%
- An Orlando title company ready to disburse seller proceeds with Echo repayment included
No credit, income, or tax checks. Orlando note: confirm the assignment fee clears the funded amount with room for the 2.5%.
A typical Orlando Echo scenario
A wholesaler has a 3/2 in Pine Hills under contract and assigns it at a $275,000 purchase price with a $30,000 assignment fee. The relocating end buyer is short on the $19,000 down payment. Echo funds the $19,000 to the table; at closing, title disburses seller proceeds and repays us $19,475 ($19,000 + 2.5%) from the assignment fee. The wholesaler nets $10,525 with no cash out of pocket, and the buyer closes.
Apply
Submit your purchase contract and assignment contract online. We verify the assignment fee covers the funded amount before approval. Standard turnaround ~48 hours.
Frequently Asked Questions
How does Echo help on an Orlando vacation-rental assignment? +
Echo funds the end buyer's down payment and is repaid from the seller's proceeds — usually your assignment fee — at closing. Orlando attracts out-of-state vacation-rental buyers who are sometimes stretched on liquidity after a down payment; Echo lets you keep them in the deal without using your own cash. The rule is simple: your assignment fee must equal at least the funded amount plus our flat 2.5%, repaid from seller proceeds at the table.
Does an STR loan change Echo timing in Orlando? +
It can move the closing date but not the Echo repayment. A buyer financing a short-term rental may use a DSCR or vacation-rental loan with extra conditions — rental projections, permitting — that push the table. Echo is still repaid from your assignment fee whenever the closing is ready. Line up the buyer's loan conditions early so the down-payment funding matches the schedule.
Echo or Stack for an Orlando deal? +
Use Echo when the deal is a straight assignment with a strong fee and the seller is cashed out — repayment comes from seller proceeds at closing. Use Stack when the seller is carrying financing and a recorded second note repays us. Many Orlando relocation and STR assignment deals fit Echo; seller-carry structures lean Stack.
Apply for Echo Funding in Orlando, FL
Submit your application online — same-day decisions for complete files before 2 PM Eastern.