Double Close Funding in West Palm Beach, FL | Swift Deal Funding
Double Close Funding in West Palm Beach, FL
Double close funding lets a West Palm Beach wholesaler buy from the seller (A-B) and resell to the end buyer (B-C) the same day, through one title company, without using your own capital for the middle leg. We fund the A-B purchase and are repaid from the end-buyer proceeds when B-C closes. West Palm Beach inventory spans waterfront and Intracoastal condos, transitional single-family stock in Northwood and Pleasant City, and Palm Beach County resale flips — and our funding scales from a $200K bungalow to multimillion-dollar coastal assets.
How double close funding closes in West Palm Beach
Florida is a wet-funding, title-company closing state, which keeps coordination simple: one Palm Beach County title company can run both legs itself, unlike Georgia’s attorney-must-close rule. We wire transactional funds to your title agent by 9 AM Eastern on closing day. The A-B leg funds and records, the B-C leg closes immediately after, and our funds plus fee are repaid from the end-buyer’s proceeds — all in one business day. Standard turnaround is roughly 48 hours from a complete file; same-day is possible for files in before 11 AM Eastern. Confirm your title office can run a same-day, two-deal close.
Pricing
Tiered flat fee on the funded amount, collected on the settlement statement — no upfront or application fees:
| Funded amount | Fee |
|---|---|
| Up to $1,000,000 | 1.25% |
| $1,000,000 – $10,000,000 | 1.0% |
| $10,000,000+ | Custom |
A $400,000 West Palm Beach deal — near the local median — carries a $5,000 fee. You pay only if the deal funds and closes.
What you’ll need
- Fully executed A-B purchase contract
- Fully executed B-C assignment or purchase contract
- Verified end buyer with proof of funds or financing pre-approval
- A same-day closing scheduled for both legs
- A single Palm Beach County title company handling both transactions
No credit check, income verification, or tax returns. Local note: West Palm Beach’s heavy condo inventory means estoppel letters, association approval, and milestone/recertification status can hold up a closing — get title working those early so the double close doesn’t slip.
A typical West Palm Beach double close scenario
You lock a Northwood single-family at $260,000 (A-B) and assign the resale to a cash rehab buyer at $310,000 (B-C). The buyer wants the assignment off their side of the table, so a double close fits. We wire $260,000 to your title company by 9 AM. A-B closes, B-C closes minutes later, and we’re repaid $260,000 plus the $3,250 fee from the buyer’s $310,000. You net roughly $46,750 the same day, with no capital tied up.
Apply
Send your two contracts and end-buyer proof of funds online — most files take under ten minutes.
Frequently Asked Questions
Can a West Palm Beach title company run both legs of my double close? +
Yes. Florida is a title-company closing state, so a Palm Beach County title company can handle both the A-B and B-C legs of your double close in one office — there's no requirement to bring in a closing attorney as Georgia mandates. For our funding, both legs must close the same day through that single title company. We wire transactional funds to that title agent by 9 AM Eastern; A-B closes, B-C closes right after, and we're repaid from the end-buyer proceeds. Confirm the office can run a same-day, two-deal close before locking a date.
How fast can you fund a double close in West Palm Beach? +
Standard turnaround is about 48 hours from a complete file to wire-ready, with same-day possible when your application lands before 11 AM Eastern with both contracts, end-buyer proof of funds, and the title commitment. We wire to your West Palm Beach title company by 9 AM Eastern on closing day. On condo deals, the biggest timing risk is the association estoppel and recertification paperwork, so push title to order those early.
Do I need a wholesaler license to double close in West Palm Beach? +
No. Florida doesn't require a wholesaler license to assign or double close, and Palm Beach County adds no separate municipal rule. You should still disclose your role so the resale is transparent on the settlement statement. We're a direct lender — no credit, income, or tax review — so funding turns on your two contracts and a verified end buyer, not your background. Confirm current Florida disclosure norms with your title company before closing.
Apply for Double Close Funding in West Palm Beach, FL
Submit your application online — same-day decisions for complete files before 2 PM Eastern.