Double Close Funding in San Antonio, TX | Swift Deal Funding
Double Close Funding in San Antonio, TX
San Antonio is an affordable, military-anchored market where deal flow is steady and competition for clean inventory is real, and a double close lets you keep your spread private on the value-add deals that make the numbers work. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one San Antonio title company.
With a median sale price around $270,000 — the lowest among the major Texas metros — and Joint Base San Antonio supporting a deep base of owner-occupant and VA-financed buyers, the city rewards wholesalers who move quickly. Activity concentrates on the East Side, the older West Side near downtown, and the growing South Side. Funded amounts here commonly run $150,000 to $500,000, with capacity up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in San Antonio
In Texas, title companies run closings (no attorney is required), and the state’s wet-funding rule means cash must be in escrow before money goes out — a setup that suits a same-day double close perfectly:
- You line up one investor-friendly San Antonio title company to handle both the A-to-B and B-to-C legs.
- We send our wire so it reaches that office by 9 AM on closing day, putting the cash in escrow before signing begins.
- The A-to-B leg closes on our funds; the seller is paid and you take the deed.
- The B-to-C leg closes right after on your end buyer’s money, you pocket the spread, and we are repaid from those proceeds before the file disburses.
Investor-active offices around Stone Oak, downtown, and the South Side run double closes regularly. Confirm same-day disbursement and second-leg sequencing with your title company before locking the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $270K deal = $3,375 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single San Antonio-area title company handling both transactions
No credit check, no income docs, no tax returns. A local note: with VA-financed buyers common here, confirm the end buyer’s loan and appraisal timing supports a same-day close.
A typical San Antonio double close scenario
A wholesaler ties up a 1950s home on the East Side at $185,000 and has a buy-and-hold end buyer at $225,000. To keep the $40,000 spread off the settlement statement, the wholesaler books a double close at a downtown title company that runs investor deals. We wire $185,000 by 9 AM. The A-to-B leg funds, the seller is paid, and the B-to-C closes minutes later with the end buyer’s $225,000. We are repaid $185,000 plus the 1.25% fee ($2,312) from proceeds. The wholesaler nets roughly $37,688 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
Does San Antonio's military market affect double close funding? +
The mechanics do not change, but the buyer pool does help your exit. Joint Base San Antonio anchors steady demand, and VA-financed end buyers are common across the East and South Sides. Our funding is underwritten on your two contracts and the end buyer's proof of funds or pre-approval — not the buyer's loan type — but VA appraisals and timelines can run longer, so confirm the end buyer's financing is ready before you schedule the same-day close. Coordinate the date with your title company once the B-to-C buyer is locked.
Do older San Antonio homes complicate a same-day double close? +
Not for our funding. The West Side and near-downtown neighborhoods have plenty of pre-1960 stock, which can mean foundation, plumbing, or survey surprises that slow an end buyer's lender. We underwrite the deal documents, not the property's age or condition, and the A-to-B and B-to-C legs still close the same day at one title company. A cash or thoroughly pre-approved end buyer is the cleanest way to keep an older-home double close on schedule. Confirm survey and title clearance with your title company.
Is a double close worth the fee on an affordable San Antonio deal? +
Frequently, yes. San Antonio's median sits around $270,000 — the most affordable of the big Texas metros — but spreads on East and South Side value-add deals can still run $25,000 to $40,000. Keeping that markup off the seller's settlement statement with a double close, at a flat 1.25% collected only at closing, usually pencils out against the alternative of an exposed assignment fee. Run your numbers and confirm contract and disclosure language with a Texas real estate attorney.
Apply for Double Close Funding in San Antonio, TX
Submit your application online — same-day decisions for complete files before 2 PM Eastern.