Double Close Funding in Plano, TX | Swift Deal Funding
Double Close Funding in Plano, TX
A double close lets you protect a large spread without exposing it on a settlement statement, and in Plano — where price points are high and markups can be substantial — that privacy is worth real money. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Plano-area title company.
Corporate relocations drive this market: Toyota’s North American headquarters, JPMorgan’s massive campus, and a wave of other Tollway-corridor employers keep well-paid buyers flowing in. With a median sale price around $500,000, deal flow concentrates in east Plano’s older, value-add subdivisions, dated ranches near Legacy, and homes positioned for relocating executives. Funded amounts here commonly run $350,000 to $900,000, with many deals crossing into our $1M+ tier; we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in Plano
Texas closes through title companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close:
- You line up one investor-friendly Plano-area title company to run both the A-to-B and B-to-C legs.
- We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs.
- The A-to-B leg funds with our money; the seller is paid and the deed moves to you.
- The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses.
North Dallas corridor title offices handle high-dollar investor deals routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $500K deal = $6,250 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single Plano-area title company handling both transactions
No credit check, no income docs, no tax returns. A local note: with relocation buyers often financing through corporate lenders, a verified pre-approval keeps the higher-dollar same-day close on schedule.
A typical Plano double close scenario
A wholesaler ties up an east Plano home from a relocating seller at $470,000 and has a buy-and-hold end buyer at $560,000. Rather than assign and show the $90,000 spread, the wholesaler books a double close at a Tollway-corridor title company that runs high-dollar investor deals daily. We wire $470,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $560,000. We are repaid $470,000 plus the 1.25% fee ($5,875) from proceeds. The wholesaler nets roughly $84,125 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
Which Plano title companies handle same-day double closes? +
Investor-focused offices in Plano and across the North Dallas corridor — Frisco, Allen, and along the Tollway — run back-to-back A-to-B and B-to-C closings regularly, and they are used to the higher price points here. Use one office for both legs; splitting the transactions across separate title companies breaks the same-day sequencing we rely on. Give us the title contact when you apply and we coordinate the 9 AM wire and second-leg disbursement directly. Confirm both-leg same-day funding with your title company first.
Do Plano's higher prices change how a double close is funded? +
Only the dollar amounts, not the mechanics. With a median around $500,000 and plenty of deals above $1 million, Plano transactions often land in our middle fee tier — 1.0% from $1M to $10M instead of 1.25% below $1M. We can fund up to $100,000,000+ on a single transaction, so price is not a constraint. We underwrite on your two contracts and the end buyer's proof of funds, not the price point. Confirm same-day sequencing with your title company before you set the date.
Why double close instead of assigning a Plano deal? +
To keep a large spread off the seller's settlement statement. Plano's higher price points produce bigger markups, especially on east Plano's older stock that draws corporate-relocation buyers, and an assignment fee that size is conspicuous on the closing docs. A double close keeps the A-to-B and B-to-C as separate transactions at one title company, so your spread stays private. We wire the A-to-B funds, you resell minutes later, and we are repaid from B-to-C proceeds. Confirm disclosure handling with your title company.
Apply for Double Close Funding in Plano, TX
Submit your application online — same-day decisions for complete files before 2 PM Eastern.