Double Close Funding in North Dakota | Swift Deal Funding
Double Close Funding in North Dakota
Double close funding lets a North Dakota wholesaler buy from the seller (A→B) and resell to an end buyer (B→C) the same day, with our capital funding the first leg until the buyer’s money repays it on the second. Swift Deal Funding is a direct lender — we fund the A-B purchase outright, so you keep your spread private rather than exposing it through an assignment. In North Dakota’s Fargo, Bismarck, and Williston markets, deals here commonly fund in the $60,000–$200,000 range, with capacity to $100M+.
How a double close closes in North Dakota
North Dakota is a wet-funding state where the real estate closing commonly involves a closing attorney, so the A-B and B-C legs are coordinated with an attorney or closing agent rather than a title agent working entirely on their own. Funds disburse around the table rather than after recording. For a same-day back-to-back, the same closer should run both legs to keep the chain tight. We wire our funds to the closing escrow by 9 AM Eastern on closing day — and because North Dakota is on Central time, it’s worth confirming that wire timing with your closer. The A-B closes, the B-C closes immediately after, and the end buyer’s proceeds repay our advance while your spread releases to you. Practices vary across the state — the Red River Valley around Fargo, the capital market in Bismarck, and the western Bakken energy region all have their own conventions — so confirm the closing and recording process with your local attorney or title company before you schedule.
Pricing
Tiered flat fee on the funded (A-B) amount, collected on the closing statement — nothing upfront:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $300K deal = $3,750 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
You pay only if the deal funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C assignment or resale contract
- Verified end buyer with proof of funds or financing pre-approval
- Same-day closing scheduled on both legs
- A single North Dakota closing attorney or title company handling both transactions
No credit pull, no income docs, no tax returns.
A typical North Dakota double close scenario
A Fargo wholesaler ties up an older split-level near the Red River at $135,000 (A-B) and resells to a local rental investor at $168,000 (B-C). He’d rather not reveal his $33,000 spread on an assignment. We fund the $135,000 so the closer closes A-B in his name and then closes B-C immediately after; the buyer’s proceeds repay our advance plus the 1.25% fee ($1,687.50), and the rest is his — same day, no assignment.
Apply
Submit your contracts and end-buyer proof of funds through the online form, and we’ll coordinate the wire with your Fargo, Bismarck, or Williston closer. Remember North Dakota is on Central time when targeting the 11 AM Eastern same-day cutoff.
Frequently Asked Questions
Who handles the closing on a North Dakota double close? +
North Dakota commonly involves a closing attorney on the real estate side, so both legs of an A→B→C are typically coordinated with an attorney rather than a title agent acting entirely alone. For a same-day back-to-back, the same closing agent or attorney should run both the A-B and B-C legs to keep the chain clean. We wire our funds to the closing escrow and recommend confirming the closer's process up front — practices vary between Fargo, Bismarck, and the western Bakken markets, so verify with your local attorney or title company.
Is the North Dakota market big enough for double close funding? +
It's a smaller, steady market rather than a high-volume one, with most wholesale activity in the Fargo–Moorhead metro along the Red River, plus Bismarck and the oil-driven Williston/Bakken area. We fund A→B→C deals here regardless of volume, typically in the $60,000–$200,000 range, with capacity to $100M+. A thinner market often means less competition for the right deal, and our funding lets you close without revealing your spread through an assignment.
How fast can you fund a North Dakota double close? +
About 48 hours from a complete file, with same-day possible before 11 AM Eastern when the A-B contract, B-C assignment, end-buyer proof of funds, and title commitment are all in. We wire to the closing escrow by 9 AM Eastern on closing day. Note that North Dakota sits in the Central time zone, so coordinate the 9 AM Eastern wire timing with your closer for the back-to-back signing.
Apply for Double Close Funding in North Dakota
Submit your application online — same-day decisions for complete files before 2 PM Eastern.