Double Close Funding in Alaska | Swift Deal Funding
Double Close Funding in Alaska
A double close lets you buy from the seller (A-to-B) and resell to your end buyer (B-to-C) the same day, with our capital carrying the middle leg so your own money never sits in the deal. We fund the purchase, the buyer’s proceeds repay us, and the spread is yours. Alaska’s transactions are smaller than most of the Lower 48 — typically $60,000 to $200,000 — though our ceiling runs past $100 million per transaction.
This is a small, specialized market. With roughly 733,000 residents, the flow concentrates almost entirely in Anchorage, with a thinner pipeline in Fairbanks. Inventory is limited and the geography is unforgiving, so volume stays low — but relocation, military and estate transactions keep a steady trickle of double-close-eligible deals moving through Anchorage title companies.
We lend directly — not as a broker — with no credit check, no income docs, and no tax returns. Your contracts and a verified buyer are the underwriting.
How Double Close Funding closes in Alaska
The thing that shapes an Alaska double close is that the state records before it disburses. Money doesn’t move at the signing table; the title officer releases it only after the recording office posts the deed. In a same-day A-B-C that creates a recording-day dependency — the recording office has to post the A-B deed, then the B-C deed, before funds move and our advance is repaid from the buyer’s proceeds.
Alaska doesn’t mandate a closing attorney, so the work runs through title companies and their title officers. We pre-position the wire with the title officer by 9 AM Eastern, but the practical sequence depends on the recording office’s cutoff and the officer’s ability to record both deeds the same day. Coordinate this carefully: have your Anchorage or Fairbanks title officer confirm same-day recording is feasible before scheduling. Assigning is legal in Alaska with disclosure of your equitable interest; confirm the recording timing with your title company.
Pricing
A tiered flat fee on the funded amount, taken on the closing statement — no upfront or application costs:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $150K = $1,875 |
| $1M – $10M | 1.0% | $2.5M = $25,000 |
| $10M+ | Custom | Contact us |
You only pay if the deal funds and closes.
What you’ll need
- A signed A-to-B purchase contract
- A signed B-to-C assignment or purchase contract
- A verified end buyer with proof of funds or a financing pre-approval
- Both legs scheduled to close the same day, with same-day recording confirmed (essential under the record-first order)
- One Alaska title company carrying both transactions
No credit check, no income verification, no tax returns.
A typical Alaska double close scenario
A wholesaler picks up a small home near Anchorage’s Spenard area at $135,000 (A-B) from an out-of-state owner liquidating an inheritance, and resells it to a local landlord at $165,000 (B-C). The buyer’s proof of funds is verified and one Anchorage title company carries both legs. We pre-position $135,000 with the title officer. The recording office posts the A-B deed, then the B-C deed, the same day; once recording confirms, the $165,000 repays us, and the $30,000 spread less the 1.25% fee ($1,688) goes to the wholesaler.
Apply
Upload both contracts and your buyer verification; we coordinate the record-first sequence with your Alaska title officer. About 48 hours to wire-ready.
Frequently Asked Questions
Alaska records before it disburses — does that sink a same-day double close? +
No, but it sets the pace. In Alaska the title officer can't release money until the recording office posts the deed, so both the A-B and B-C legs hinge on recording happening that day. We pre-position the wire with the Anchorage title officer by 9 AM, but the same-day close depends on the recording office processing both deeds before the day runs out. Have your title officer confirm same-day recording is realistic before you set the date.
How quick is an Anchorage double close? +
With both contracts, a buyer who's shown proof of funds, and the title commitment, we're generally wire-ready in about 48 hours, with the wire pre-positioned by 9 AM Eastern on closing day. The real limiter in Alaska isn't us — it's the record-first sequence. Anchorage carries most of the state's transactional work and the title officers there are used to coordinating same-day recordings, but leave some margin around the recording office's schedule.
Is there enough deal flow in Alaska to bother? +
Alaska's a small, specialized market — about 733,000 residents, with activity concentrated in Anchorage and a smaller pool in Fairbanks. Double closes here typically land between $60,000 and $200,000. The geography and limited inventory keep volume low, but relocation, military and estate transactions surface regularly, and our 1.25% flat fee keeps them workable whenever the spread is there.
Apply for Double Close Funding in Alaska
Submit your application online — same-day decisions for complete files before 2 PM Eastern.